The Mitsubishi Carisma left showrooms long ago, but some are still insured in Singapore. This guide is for anyone who owns one or is weighing up a used example. It sets out the yearly costs we have figures for.
All insurance figures are examples for one stated driver, read on 1 November 2026. They let you compare. They are not your quote.
The Carisma we price
The new-car list has no entry for this model on sale now. This guide therefore gives no list price, power figure or body type.
Our price page quotes one version, the Carisma 1.9 DI-D Comfort Plus, with a 1,870cc engine. It is the version most of our insurers quote, and every premium below is for it.
Category B, by engine size
The price page states it plainly. With a 1,870cc engine, above 1,600cc, the Carisma 1.9 DI-D Comfort Plus needs a Category B COE. In the October 2026 2nd round, Category B closed at S$131,901.
For a car this old, the COE question is usually about renewal or the life left. The COE page has recent results.
Road tax
For a 1,870cc engine, LTA's formula gives S$1,059.62 a year, checked on 2026-10-19. That figure is before any age surcharge.
The surcharge is likely to apply to a Carisma, given its age:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Each step adds a tenth of the base sum. A Carisma over 14 years old pays half as much again as the base figure. The road tax page works out the total for your car's age and engine.
Insurance: a thin field
The Mitsubishi Carisma price page prices this case:
- Car: Carisma 1.9 DI-D Comfort Plus, 3 years old, private use, comprehensive
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD and no claims
- Repairs: authorised workshop, no options
Only 3 insurers price it online. The lowest premium is S$968.21 a year. The other insurers' lowest plans start at S$1,335.95, which is S$367.74 more, or 38% on top. Higher plans reach S$1,736.73. All figures include 9% GST.
Four of the five plans on the page are marked as estimates. They sit in two pairs, at S$1,335.95 and S$1,736.73.
The excess on each plan
The lowest premium carries a S$1,200 excess. The four other plans carry S$600. So the lower premium means a bigger share of any claim. Put the two side by side when you compare.
With only three insurers in the field, the choice is narrow. The gap from the lowest to the next price is also large. If the lowest plan does not suit you, the next one up costs noticeably more. Read what each plan covers, not only what it costs.
Sixteen insurers on our panel have no online price for the Carisma. Most have no rate for it yet, and one does not list it on its online quote.
What changes the premium
The lowest price when one detail changes:
- No NCD (0%): S$2,226.89, S$1,258.68 more
- 20% NCD: S$1,626.61, S$658.40 more
- Aged 27, 3 years' driving, 30% NCD: S$2,432.61, S$1,464.40 more, from 1 insurer
- Aged 65, 20 years' driving: S$1,335.95, S$367.74 more, from 2 insurers
- New car, registered this year: S$1,030.01, S$61.80 more
- Car 8 years old: S$947.60, S$20.61 less
The young driver row costs most, at 151% above the standard figure. Just one insurer prices that case, so there is nothing to compare it with.
For the older driver, the lowest price comes from a plan marked as an estimate. Only 2 insurers price it.
The car's age changes little. An older Carisma costs a touch less to insure than the standard 3-year-old case. In a model this old, that is the row most owners will care about.
Six similar cars, all cheaper to insure
For the same driver and car age, the price page lists:
- Toyota Corolla Altis: S$713.21
- Toyota Harrier: S$763.00
- Hyundai Kona: S$763.00
- Hyundai Avante: S$763.00
- BMW 5 Series: S$792.38
- Mercedes-Benz E-Class: S$857.06
Their average lowest price is S$775.28. The Carisma costs 25% more than that, and all 6 are cheaper to insure on these details.
Each of the six draws prices from 14 to 16 insurers. The Carisma draws 3, so its buyers have far fewer prices to compare. Other Mitsubishi models are on the Mitsubishi car insurance page.
Costs set by your use
- Fuel: depends on how far you drive and pump prices.
- Parking: season parking at home and elsewhere.
- ERP: your routes and timing.
- Repairs and parts: an older model can need more work over time. Ask how easily parts can be found.
- Depreciation: on a car this age, much depends on the COE life left.
Summary of yearly costs we can show
For the Mitsubishi Carisma 1.9 DI-D Comfort Plus, with dates:
- Road tax: S$1,059.62 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$968.21 a year (1 November 2026)
- Insurance, no NCD: from S$2,226.89
- Insurance, a car 8 years old: from S$947.60
For reference, the Category B COE in the October 2026 2nd round was S$131,901.
Before you buy: car insurance for the Mitsubishi Carisma
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Mitsubishi Carisma to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.