Thinking about an Eclipse Cross? Beyond the price you pay for the car, there are a few costs you will meet every year. This guide puts figures on the ones the facts cover: road tax and car insurance. It also explains which COE category applies.
Each insurance figure is an example for one stated driver, read on 20 October 2026. It shows how the market prices this car. Your own quote depends on your details.
The version we price
Our quote form prices the Eclipse Cross 1.5, with a 1,499cc engine. It is the version most insurers quote.
The new-car list read for this guide has no Eclipse Cross on sale now. That means there is no list price, power figure or body type to show here. Any purchase is likely to be a used car, at a price you agree with the seller.
Category A or B
The Eclipse Cross 1.5 has a 1,499cc engine. Whether it needs a Category A or Category B COE turns on power:
- Category A: 97kW (130bhp) or less
- Category B: more than 97kW (130bhp)
In the October 2026 1st round, Category A closed at S$130,001 and Category B at S$130,100. The two were almost level that round. A used car carries its existing COE, so the years left on it count for more than the category. See the COE page for the latest results.
Yearly road tax
For a 1,499cc engine, LTA's formula gives S$683.66 a year, before any age surcharge. This was checked on 2026-10-19.
Cars older than 10 years pay a surcharge on top:
- Past 10 years: +10%
- Past 11 years: +20%
- Past 12 years: +30%
- Past 13 years: +40%
- Past 14 years: +50%
The road tax page covers other engine sizes.
Car insurance, and how wide the range is
The Mitsubishi Eclipse Cross price page prices one standard case:
- Car: Eclipse Cross 1.5, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 to 19 years of driving
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no add-ons
For that case, 15 insurers price the car, across 23 plans. The lowest premium is S$666.79, on a plan that allows any workshop or an authorised one. The insurer whose lowest plan is dearest asks at least S$1,394.32. That is S$727.53 more, or 109% on top. All prices include 9% GST.
Put simply, one insurer's lowest plan costs more than twice another's for the same car and driver. Only one insurer on the panel has no online price for this model.
Excess levels to compare
The excess is your own share of a claim. Across the 23 plans:
- S$600: the most common, on ten plans
- S$500 or S$750: five plans between them
- S$800: three plans
- S$2,500 or S$3,000: four plans
- No excess: one plan
Four of the plans are estimates, so their final price can change once the insurer has your details. A low premium paired with a high excess may cost you more if you claim.
What changes the lowest price
The price page keeps everything the same except one detail:
- No NCD (0%): S$1,117.23, S$450.44 more
- 20% NCD: S$1,117.23, S$450.44 more
- Driver aged 27, 3 years of driving, 30% NCD: S$1,117.23, S$450.44 more
- Driver aged 65, 20 or more years of driving: S$666.79, no change
- New car, registered this year: S$700.28, S$33.49 more
- Car 8 years old: S$622.34, S$44.45 less
The NCD has a strong effect on this car. With no NCD, the lowest price rises by 68%. That is a bigger jump than many cars show. A young driver with a 30% NCD pays the same lowest price.
An older driver pays what the standard driver pays, though one fewer insurer prices them. An older car is a little cheaper to insure at the lowest price. These lines show lowest prices only. Dearer plans can move by other amounts.
Similar cars on the price page
Here are six cars with similar engines, for the same driver and car age, at their lowest prices:
- Toyota Corolla Altis: S$642.42
- Mazda 3: S$927.36
- Toyota Sienta: S$604.07
- BMW X1: S$811.71
- Mercedes-Benz GLB: S$787.96
- Honda Freed: S$642.42
The six average S$735.99. The Eclipse Cross is 9% under that figure. Three of the six cost less to insure, and three cost more. If you are choosing between these, the insurance gap between them is modest next to the spread between insurers for any one car. Other Mitsubishi models are on the Mitsubishi car insurance page.
Owner-dependent costs
Some costs depend on where you live and how you use the car:
- Parking: HDB or condo season parking, and parking at work or in town
- Petrol: your distance and the pump price
- ERP: the roads you use and when you use them
- Servicing: the maker's schedule, plus wear items such as tyres and brakes
- Depreciation: what you pay against the COE years that remain
Summary of yearly costs we can show
For the Mitsubishi Eclipse Cross 1.5, dated as shown:
- Road tax: S$683.66 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$666.79 a year (20 October 2026)
- Insurance, no NCD: from S$1,117.23
- Insurance, a car 8 years old: from S$622.34
The COE, for reference, was S$130,001 in Category A and S$130,100 in Category B in the October 2026 1st round.
Before you buy: car insurance for the Mitsubishi Eclipse Cross
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Mitsubishi Eclipse Cross to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.