The Mitsubishi Galant is a car you will now find only on the used market. If you own one in Singapore or are looking at one, this guide lists the yearly costs we can put a figure on.
Insurance prices are examples for one stated driver, read on 1 November 2026. They show how prices compare. What you pay depends on your own details.
Which Galant
There is no entry for the Galant on the new-car list today. So this guide carries no list price, power figure or body type.
The price page prices the Galant 2.0 GDI with a 1,997cc engine. It is the version most of our insurers quote, and the premiums below are for that car.
The COE it needs
With a 1,997cc engine, above 1,600cc, the price page says the Galant 2.0 GDI needs a Category B COE. In the October 2026 2nd round, Category B closed at S$131,901.
On an older car, think about the COE life left as well as the price. The COE page lists the latest rounds.
Road tax on a 1,997cc engine
LTA's formula gives S$1,208.58 a year for a 1,997cc engine, checked on 2026-10-19. That is the base figure, before any surcharge for age.
Most Galants still on the road are likely past 10 years. If so, add the surcharge:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out the total for your car.
Insurance prices for the standard driver
The Mitsubishi Galant price page uses:
- Car: Galant 2.0 GDI, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
For an old model, the field is broad. 11 insurers price it online, through 18 plans. The lowest premium is S$840.89 a year. The insurer whose lowest plan costs most asks at least S$1,536.85, which is S$695.96 more, or 83% on top. The highest plan on the page is S$2,267.98. All figures include 9% GST.
Look past the premium
The excess on the lowest plan is S$5,000. That is the largest on the page. The next three plans carry S$2,500, S$1,200 and S$600. Further up, plans carry S$750, S$500 or S$300.
So the plans at the bottom trade a low premium for a large excess. If you make a claim, you pay the excess first. Weigh the two figures together.
Several plans are marked as estimates. And one insurer appears three times, with plans at S$840.89, S$1,051.12 and S$1,190.89.
With so many plans, it helps to compare like with like. Check the workshop terms, the excess and any estimate mark before you set two prices side by side.
Seven insurers on our panel give no online price. Some have no rate for the model yet. One does not offer this cover online. Another holds a price for one standard driver only.
One change at a time
The price page shows the lowest price when one detail changes:
- No NCD (0%): S$1,681.78, S$840.89 more, 12 insurers
- 20% NCD: S$1,345.43, S$504.54 more, 12 insurers
- Aged 27, 3 years' driving, 30% NCD: S$1,740.28, S$899.39 more, 11 insurers
- Aged 65, 20 years' driving: S$1,005.41, S$164.52 more, 10 insurers
- New car, registered this year: S$904.77, S$63.88 more
- Car 8 years old: S$792.84, S$48.05 less
Losing all NCD exactly doubles the lowest price. The young driver row is a little higher still, at 107% above the standard figure.
The 8-year-old car row is the lowest in the table. For a Galant bought today, that is the more useful guide. A new car adds S$63.88, and a different insurer leads that row.
The number of insurers stays high in every row, from 10 to 12. So a driver who differs from the standard case still has a wide field to compare.
How it lines up with similar cars
For the same driver and car age, the price page shows six similar cars:
- Lexus NX: S$970.26
- Lexus RX: S$921.75
- Mercedes-Benz E-Class: S$857.06
- BMW 5 Series: S$792.38
- Toyota Voxy: S$763.41
- Toyota Harrier: S$763.00
Their average lowest price is S$844.64. The Galant costs about the same as that average. Three of the six are cheaper to insure, and three cost more.
So, on these figures, insuring this older car costs about what newer cars with similar engines cost. Other Mitsubishi models are on the Mitsubishi car insurance page.
The costs that differ by owner
- Petrol: mileage and pump prices decide it.
- Parking: season parking at home, plus work and town.
- ERP: depends on where and when you drive.
- Upkeep: an older car may need more parts. Ask about supply and cost before you buy.
- Depreciation: on a used Galant, closely tied to the COE life left.
Summary of yearly costs we can show
For the Mitsubishi Galant 2.0 GDI, with dates:
- Road tax: S$1,208.58 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$840.89 a year (1 November 2026)
- Insurance, no NCD: from S$1,681.78
- Insurance, a car 8 years old: from S$792.84
For reference, the Category B COE in the October 2026 2nd round was S$131,901.
Before you buy: car insurance for the Mitsubishi Galant
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Mitsubishi Galant to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.