The Jaguar XJ6 is a large luxury saloon that is no longer on the new-car list. Owners of older cars like this face two big yearly costs: road tax on a 3.0-litre engine and insurance. This guide covers both, with the figures dated.
The insurance prices are examples for one stated driver, as of 1 November 2026. They help you see the spread. They are not your quote.
Versions on our form
With no current new-car listing, there is no list price, power or body type in this review. Our quote form lists three versions:
- XJ6 3.0 SE, 2,967cc
- XJ6 3.0 V6 Exec LWB, 2,965cc
- XJ6 3.0C LWB, 2,967cc
The insurance prices are for the XJ6 3.0 SE, the version most of our insurers quote.
COE: Category B
The price page says that with a 2,967cc engine, above 1,600cc, the XJ6 3.0 SE needs a Category B COE. Category B closed at S$131,901 in the October 2026 2nd round. The COE page shows the latest results.
For an older car, the COE matters at renewal time. You then decide whether to renew or deregister.
Road tax on 2,967cc
LTA's formula gives S$2,346.40 a year for a 2,967cc engine, before any age surcharge. Many XJ6 cars on the road are past 10 years, so the surcharge is likely to apply:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
On a large engine, each step adds a sizeable sum. Check the car's registration date to see which step it is on. The road tax page works out the total.
Insurance: a wide field
The Jaguar XJ6 price page prices this profile:
- Car: XJ6 3.0 SE, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
11 insurers price it, across 18 plans. The lowest is S$1,210.83 a year. The dearest of the eleven asks at least S$3,068.01. The gap is S$1,857.18, or 153% on top. That means the dearest is about two and a half times the lowest. Prices include 9% GST.
For an older luxury saloon, that is a lot of insurers. It is also one of the widest spreads you will see on our pages.
Eight insurers on our panel have no online price for the XJ6. One of those does not offer this cover online. Several of the prices that are shown are estimates, worked out from published tables. A quote on your own details may differ a little.
Excess, from S$300 to S$5,000
- Lowest premium: S$600 excess
- Second and third lowest: S$2,500 and S$5,000
- Mid-priced plans: S$500 to S$3,000
- Dearest plans: S$300
Two plans carry a S$5,000 excess. One of them sits third from the bottom on price. So a plan near the top of the list for price may also ask a lot towards a claim. Look at both columns together.
How the lowest price shifts
The page shows the lowest price when one detail changes:
- No NCD (0%): S$2,333.54, S$1,122.71 more
- 20% NCD: S$1,881.45, S$670.62 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,476.31, S$1,265.48 more
- Driver aged 65, 20 years' driving: S$1,323.18, S$112.35 more, with 10 insurers pricing
- New car, registered this year: S$1,239.45, S$28.62 more, with 9 insurers pricing
- Car 8 years old: S$1,108.42, S$102.41 less
The young driver profile costs most: the lowest price rises by 105%. Losing NCD comes close. An older car is priced a little lower, which matters here, since most XJ6 cars on the road are older.
The insurer giving the lowest price also changes from line to line. So the one that suits you depends on your details. A quote that works for one driver in a household may not work for another.
Compared with similar cars
The price page lists six cars with similar engines, same driver and car age:
- Alfa Romeo 166: S$2,897.48
- Audi A8: S$1,092.69
- Audi Q7: S$1,002.60
- Audi Q8: S$1,323.18
- Audi Roadjet Concept: S$1,524.39
- Audi S4 Saloon: S$1,209.34
Their average lowest price is S$1,508.28. The XJ6 costs 20% less. Three of the six are cheaper to insure on these details: the Audi A8, Audi Q7 and Audi S4 Saloon. More Jaguar models are on the Jaguar car insurance page.
Costs only you can estimate
- Petrol: a 3.0-litre engine; your bill follows distance and pump prices.
- Parking: season parking at home, plus in town. A long-wheelbase car may need a larger bay.
- ERP: depends on routes and times.
- Upkeep: older luxury cars may need costly parts. Ask for the service record and what work is due.
- Depreciation: turns on what you pay and the COE life left.
Summary of yearly costs we can show
For the Jaguar XJ6 3.0 SE:
- Road tax: S$2,346.40 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,210.83 a year (1 November 2026)
- Insurance, a car 8 years old: from S$1,108.42
- Insurance, no NCD: from S$2,333.54
Category B COE in the October 2026 2nd round: S$131,901.
Before you buy: car insurance for the Jaguar XJ6
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Jaguar XJ6 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.