The Citroen e-C4 is a fully electric Citroen. Electric cars in Singapore have their own road tax formula and their own COE rule, based on motor power. This guide covers both, along with the list price and what insurers ask.
The insurance figures are examples for one stated driver, as of 1 November 2026. They let you compare insurers on the same details. Your quote depends on your own answers.
What the new-car list shows
The new-car list, read on 2026-10-10, files the e-C4 as an SUV made in France. It shows one version under this name:
- e-C4 X Sedan Electric Shine Plus 54 kWh: electric, 134bhp
The insurance prices below are for a different version: the Citroen e-C4 50 kWh, which most of our insurers quote. So the list price and the insurance figures do not refer to the same car. Check which one you are looking at.
List price
As listed on 2026-10-10, the e-C4 X Sedan Electric Shine Plus 54 kWh was S$74,999, including COE as listed that day. Dealers revise prices after COE rounds, so ask for a current figure. When comparing offers, check that both include the same items.
The COE rule for electric cars
For electric cars, the COE category turns on motor power. The price page says a fully electric e-C4 needs a Category A COE if its motor is 110kW (147bhp) or less. If it is more powerful, it needs Category B.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. The COE page shows the latest results.
Road tax on an electric motor
Road tax for an electric car follows motor power, not engine size. For the 134bhp (100kW) motor, LTA's formula, checked 2026-10-19, gives S$1,501.56 a year. That is before any age surcharge.
The surcharge bands, once the car is over 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out other motors and engines.
Insurance for the standard driver
The Citroen e-C4 price page prices one profile:
- Car: e-C4 50 kWh, registered 3 years ago, private use, comprehensive
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
7 insurers give a price. The lowest is S$979.67 a year. The insurer whose lowest plan costs most asks at least S$1,959.22. The gap is S$979.55, or 100% on top: the dearest is double the lowest. All prices include 9% GST.
Some insurers on our panel have no online price for the e-C4. One does not quote electric cars online at all.
Excess on electric plans
The excess on this page runs from S$0 to S$2,500:
- S$2,500 on the lowest premium
- S$0 on the second, an estimate
- S$1,500 on two plans from one insurer, also estimates
- S$900 on one plan with repairs at any workshop
- S$300 on the plans from another insurer
- S$600 on the dearest
The two lowest premiums sit close, but their excesses could not be further apart. One plan here allows any workshop, while the page's standard case uses an authorised one. Check how each plan handles repairs to the battery and electric parts.
How the price changes
The price page shows the lowest price after one change:
- No NCD (0%): S$1,841.50, S$861.83 more
- 20% NCD: S$1,482.23, S$502.56 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,997.85, S$1,018.18 more
- Driver aged 65, 20 years' driving: S$1,145.76, S$166.09 more
- Car registered this year: S$956.30, S$23.37 less, from 6 insurers
- Car 8 years old: S$921.76, S$57.91 less
The younger driver pays 104% above the standard figure, the largest change. With no NCD, the price nearly doubles. Both a newer and an older car come in a little below the standard price.
These are lowest prices. Plans further up the list may move differently.
Against other electric cars
The price page compares six electric cars, for the same driver and car age:
- BYD Sealion 7: S$1,390.72
- BYD Atto 3: S$913.63
- BYD M6: S$861.41
- BMW iX1: S$1,907.27, from 2 insurers
- Tesla Model 3: S$913.62
- Tesla Model Y: S$939.71
Their average lowest price is S$1,154.39. The e-C4 is 15% below that. Even so, 4 of the six cost less to insure; the average is lifted by the BMW iX1 and BYD Sealion 7. The Citroen car insurance page lists the brand's other models.
Costs that depend on how you live
No single figure fits these:
- Parking: season parking at home, plus elsewhere.
- Charging: what you pay depends on where you charge, how far you drive and the tariff. Check whether your car park has chargers.
- ERP: set by your routes and timing.
- Servicing: electric cars have fewer moving parts, but tyres, brakes and checks still cost money. Ask what the battery warranty covers and for how long.
- Depreciation: tied to what you pay and how the car's value holds up.
Summary of yearly costs we can show
For the Citroen e-C4:
- Road tax: S$1,501.56 a year for the 134bhp (100kW) motor, before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$979.67 a year for the e-C4 50 kWh (as of 1 November 2026)
- Insurance, no NCD: from S$1,841.50
- Insurance, car 8 years old: from S$921.76
For reference, the e-C4 X Sedan Electric Shine Plus 54 kWh was listed at S$74,999 on 2026-10-10, including COE as listed.
Before you buy: car insurance for the Citroen e-C4
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Citroen e-C4 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.