The Citroen C4 Exclusive was a higher trim of the C4, and you will now find it on Singapore's used market. If you own one or are weighing one up, this guide sets out the yearly costs with figures. Road tax and insurance come first, with the COE rule explained along the way.
All insurance figures are examples for one stated driver, as of 1 November 2026. They are meant for comparing insurers. What you pay depends on your own details.
What the price page prices
The new-car list has no entry for the C4 Exclusive on sale now. So this guide gives no list price, power figure or body type.
The price page prices the Citroen C4 Exclusive 1.6 THP 155 EGS, with a 1,598cc engine. It is the version most of our insurers quote.
COE: two possible categories
The price page's COE section says the C4 Exclusive 1.6 THP 155 EGS needs a Category A COE if its power is 97kW (130bhp) or less. If it has more, it needs Category B. The page does not state which side the car falls on, so the vehicle's papers are the place to check.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. On a used car, the remaining COE life is the number that shapes the deal. The COE page lists recent results.
Road tax
For the 1,598cc engine, LTA's formula, checked 2026-10-19, gives S$741.72 a year. That figure comes before any age surcharge.
Older cars pay extra:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out other engines.
Insurance on the standard profile
The Citroen C4 Exclusive price page prices these details:
- Car: C4 Exclusive 1.6 THP 155 EGS, registered 3 years ago, private use, comprehensive
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount, no claims
- Repairs: authorised workshop, no options
10 insurers price this car. The lowest is S$854.10 a year. The insurer whose lowest plan costs most asks at least S$1,615.12. That is S$761.02 more, or 89% on top. All prices include 9% GST.
Ten prices give a solid field to compare. The lowest two sit close together, and a cluster of plans follows a step above them.
With this many insurers, you can afford to be picky about plan terms. Look at the workshop rules, the cover for windscreen and flood damage, and what happens to your NCD after a claim. Plans that look alike on price can differ a lot on these points.
A note on excess
Excess levels on the page range from S$0 to S$3,000. The lowest premium carries S$1,200, and the second carries S$2,500. Most plans in the middle sit at S$500 or S$600. One estimate has no excess at all, and the dearest plan has S$3,000.
The two lowest premiums are only about thirty dollars apart, yet the second asks you to pay more than twice as much on a claim. Seen that way, the lowest premium also carries the lighter excess of the two.
Changes and what they cost
The price page lists the lowest price after one change:
- No NCD (0%): S$1,663.08, up S$808.98
- 20% NCD: S$1,336.54, up S$482.44
- Driver aged 27, 3 years' driving, 30% NCD: S$1,821.00, up S$966.90, from 8 insurers
- Driver aged 65, 20 years' driving: S$1,056.69, up S$202.59, from 9 insurers
- Car registered this year: S$845.65, down S$8.45
- Car 8 years old: S$835.92, down S$18.18
The younger driver pays 113% above the standard figure. That is the biggest change, and 2 fewer insurers price it. A driver with no NCD pays close to double.
Car age moves the price very little, and both a new and an 8-year-old car come in just under the standard figure. These are lowest prices; others on the list may move by more.
Against similar cars
The price page lists six similar cars for the same driver and car age:
- Toyota Corolla Altis: S$713.21
- Mazda 3: S$730.18
- Toyota Sienta: S$674.30
- BMW X1: S$763.00
- Honda Freed: S$756.48
- Hyundai Kona: S$763.00
They average S$733.36 at their lowest. The C4 Exclusive is 16% above that, and all 6 cost less to insure. The gap is worth knowing if you are choosing between this car and one of those. The Citroen car insurance page covers the brand's other models.
Budget items without a figure
These depend on you:
- Parking: season parking at home, plus parking at work and in town.
- Petrol: your mileage and pump prices decide it.
- ERP: depends on routes and timing.
- Servicing: the 1.6 THP engine and EGS gearbox have their own service needs. Ask a workshop about parts and costs before you buy.
- Depreciation: shaped by the price you pay and the COE years left.
Summary of yearly costs we can show
For the Citroen C4 Exclusive 1.6 THP 155 EGS, 1,598cc:
- Road tax: S$741.72 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$854.10 a year (as of 1 November 2026)
- Insurance, driver aged 27 with 30% NCD: from S$1,821.00
- Insurance, driver aged 65: from S$1,056.69
For reference, the October 2026 2nd round COE was S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Citroen C4 Exclusive
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Citroen C4 Exclusive to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.