The Citroen Berlingo is a tall, practical car that some Singapore families keep for years. If you own one or are thinking of buying used, this guide puts figures on the yearly costs that can be measured. That means road tax and car insurance, with the COE rule alongside.
Insurance prices here are examples for one stated driver, as of 1 November 2026. They let you compare insurers on the same details. Your quote will reflect your own answers.
The version on our form
The new-car list has no entry for the Berlingo on sale now. That is why this guide gives no list price, power figure or body type.
The price page prices the Citroen Berlingo, 1,398cc, the version most of our insurers quote. The figures below are for that engine.
COE: the rule the page gives
The price page says the Berlingo, with a 1,398cc engine, needs a Category A COE if its power is 97kW (130bhp) or less. With more power, it needs Category B.
The October 2026 2nd round closed at S$132,004 for Category A and S$131,901 for Category B. On a used car, the years left on the existing COE count for more. The COE page has the latest rounds.
Road tax
LTA's formula, checked 2026-10-19, gives S$624.42 a year for the 1,398cc engine. That is before any age surcharge.
Once the car passes 10 years, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out other engine sizes.
Insurance for the page's driver
The Citroen Berlingo price page prices one profile:
- The car: Berlingo, registered 3 years ago, private use, comprehensive cover
- The driver: aged 40, married, office job, driving 10 years
- The record: 50% no-claim discount, no claims
- Repairs: authorised workshop, no options
8 insurers give a price. The lowest is S$820.33 a year. The insurer whose lowest plan costs most asks at least S$1,773.75. That is S$953.42 more, or 116% on top. All prices include 9% GST.
Eight prices give you a reasonable field to compare. The lowest sits clear of the rest, and several plans are marked as estimates. An estimate can change when you get a firm quote, so treat those figures with care.
Excess, plan by plan
The excess runs from S$300 to S$3,000 on this page:
- S$1,200 on the lowest premium
- S$600 on the second-lowest and on most plans in the middle
- S$300 on the plans from one insurer near the top
- S$3,000 on the dearest insurer's plan
The second-lowest price carries half the excess of the lowest. If you expect to claim, that may close much of the gap between them.
What moves the price
The price page shows the lowest price when one detail changes:
- No NCD (0%): S$1,886.77, up S$1,066.44
- 20% NCD: S$1,378.16, up S$557.83
- Driver aged 27, 3 years' driving, 30% NCD: S$1,888.05, up S$1,067.72
- Driver aged 65, 20 years' driving: S$1,148.33, up S$328.00, from 6 insurers
- Car registered this year: S$872.69, up S$52.36, from 7 insurers
- Car 8 years old: S$802.87, down S$17.46
The young driver and the no-NCD driver land at almost the same figure, both well over double the standard price. The young driver case is the highest, at 130% more. An older driver also pays noticeably more.
The car's age moves the lowest price only a little. All figures are lowest prices; other plans can move by different amounts.
Who pays the most
For a family car, the young driver figure is worth noting. If a son or daughter in their twenties will drive, ask how each insurer prices a named young driver. Some add an extra excess for young or new drivers too.
Against similar cars
The price page sets the Berlingo beside six similar cars, for the same driver and car age:
- Toyota Corolla Altis: S$713.21
- Mazda 3: S$730.18
- Toyota Sienta: S$674.30
- BMW X1: S$763.00
- Mercedes-Benz GLB: S$822.26
- Honda Freed: S$756.48
They average S$743.24 at their lowest. The Berlingo is 10% above that, and 5 of the six cost less to insure. Only the Mercedes-Benz GLB costs more, and only by a little. The Sienta and Freed are close in purpose to the Berlingo, and both come in lower. The Citroen car insurance page lists the brand's other models.
Running costs you set yourself
These vary too much for one figure:
- Parking: season parking at home, plus elsewhere. A tall car may not fit every car park, so check height limits.
- Petrol: mileage and pump prices decide it.
- ERP: depends on where and when you drive.
- Servicing: follow the maker's schedule, and ask about parts supply.
- Depreciation: tied to what you pay and the COE years left.
Summary of yearly costs we can show
For the Citroen Berlingo, 1,398cc:
- Road tax: S$624.42 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$820.33 a year (as of 1 November 2026)
- Insurance, driver aged 27 with 30% NCD: from S$1,888.05
- Insurance, car 8 years old: from S$802.87
For reference, the October 2026 2nd round COE was S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Citroen Berlingo
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Citroen Berlingo to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.