The Audi S5 Sedan sits in a group of three-litre cars where running costs vary more than you might think. This guide sets out its own costs, then lines it up against the six similar cars on its price page.
All insurance prices are examples for one stated driver, as of 1 November 2026. They help you compare cars. They are not your quote.
The S5 Sedan's own numbers
Version on sale. The new-car list read on 2026-10-10 shows one version: the S5 Sedan Mild Hybrid 3.0 TFSI qu S tronic. It is a petrol-electric car with a 2,995cc engine and 362bhp. The list calls it a luxury car, made in Germany.
List price. It was listed at S$482,999 on 2026-10-10, including COE as listed that day. Prices change after each COE round, so ask for a current one.
Version insurers quote. The price page prices the S5 Sedan 3.0 TFSI qu S tronic, 2,995cc.
COE. The price page puts it in Category B, as its engine is above 1,600cc. Category B closed at S$131,901 in the October 2026 2nd round. See the COE page for later rounds.
Road tax. For 2,995cc, LTA's formula gives S$2,379.24 a year before any age surcharge. Cars over 10 years pay +10%, then +20%, +30% and +40%, up to +50% over 14 years. The road tax page has other sizes.
Insurance for the S5 Sedan
The Audi S5 Sedan price page prices one set of details. The car is 3 years old, for private use, with comprehensive cover. The driver is 40, married, in an office job, with 10 years' driving. There is a 50% no-claim discount (NCD), no claims, and repairs at an authorised workshop.
On those details, 5 insurers price it, across seven plans:
- Lowest premium: S$1,942.01, marked as an estimate
- Next: S$1,963.43
- The dearest insurer's starting price: S$2,597, which is S$654.99 more, or 34% on top
- Top plan on the page: S$3,376.10
Most plans carry an excess of S$600. One carries S$2,500. All prices include 9% GST. The page lists 13 insurers with no online price.
How the price moves
- No NCD (0%): S$3,456.25, which is S$1,514.24 more, or 78%
- 20% NCD: S$2,767.18, S$825.17 more
- Driver aged 27, 3 years' driving, 30% NCD: S$3,258.62, S$1,316.61 more
- Driver aged 65, 20 years' driving: S$1,978.80, S$36.79 more
- A new car: S$2,022.51, S$80.50 more
- A car 8 years old: S$1,553.97, S$388.04 less
Six insurers quote several of these other drivers, one more than for the standard driver. The 8-year-old car is the clear saving.
Rival one: Alfa Romeo 166
The Alfa Romeo 166 has a 2,959cc engine. Its lowest price for the same driver is S$2,897.48, from 2 insurers. That makes it the only rival here dearer to insure than the S5 Sedan.
On cost: higher insurance and a thin field of quotes.
Rival two: BMW 640i Gran Coupe
The BMW 640i Gran Coupe has a 2,979cc engine. Its lowest price is S$1,312.28, with 10 insurers pricing.
On cost: lower insurance than the S5 Sedan, and twice as many insurers to compare.
Rival three: BMW 730d
The BMW 730d, 2,993cc, starts at S$1,115.28. Only 2 insurers price it.
On cost: a lower premium, but little choice of plan.
Rival four: BMW 440i Gran Coupe M Sport
The BMW 440i Gran Coupe M Sport, 2,998cc, starts at S$1,061.44, from 6 insurers.
On cost: among the lower premiums here, with a reasonable field.
Rival five: BMW 730i
The BMW 730i, 2,996cc, starts at S$943.53. It draws 14 insurers, the most of any car here.
On cost: a low premium and the widest choice.
Rival six: BMW 7 Series
The BMW 7 Series, 2,998cc, starts at S$925.04, from 11 insurers.
On cost: the lowest premium in the group.
How they compare at a glance
- Audi S5 Sedan: from S$1,942.01, 5 insurers
- Alfa Romeo 166: from S$2,897.48, 2 insurers
- BMW 640i Gran Coupe: from S$1,312.28, 10 insurers
- BMW 730d: from S$1,115.28, 2 insurers
- BMW 440i Gran Coupe M Sport: from S$1,061.44, 6 insurers
- BMW 730i: from S$943.53, 14 insurers
- BMW 7 Series: from S$925.04, 11 insurers
The six rivals average S$1,375.84. The S5 Sedan costs 41% more than that. Five of the six are cheaper to insure. The price page shows rivals' premiums only, so their list prices and road tax are not compared here.
Who each suits on cost
If a low premium matters most, the BMW 7 Series and 730i sit at the bottom of this list. If you want many quotes to compare, the 730i and 7 Series again lead. The S5 Sedan sits near the top on premium, with a middling number of insurers. Only the Alfa Romeo 166 costs more to insure.
Other costs depend on you: parking, petrol, ERP, servicing and depreciation. Those follow your habits more than the badge. Other Audi models are on the Audi car insurance page.
Summary of yearly costs we can show
For the Audi S5 Sedan 3.0 TFSI qu S tronic, as of 1 November 2026:
- Road tax: S$2,379.24 before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$1,942.01
- Insurance, no NCD: from S$3,456.25
- Insurance, a car 8 years old: from S$1,553.97
- List price: S$482,999 as listed on 2026-10-10, including COE
Before you buy: car insurance for the Audi S5 Sedan
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Audi S5 Sedan to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.