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BMW 640i Gran Coupe car insurance: compare insurers and buy online

BMW 640i Gran Coupe, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a BMW 640i Gran Coupe, 3 years old, 50% no-claim discount from 11 insurers on this page: S$1,261.87 to S$4,524.22 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a BMW 640i Gran Coupe, 3 years old, 50% no-claim discount is S$1,261.87 a year (GST included) at Great American, Motor Private Car Comprehensive (Authorised Workshop) (as at 11 Nov 2026); 11 insurers price it online, up to S$4,524.22 (as at 20 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/bmw-640i-gran-coupe

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The BMW 640i Gran Coupe in short

For the driver above, Great American is cheapest for the BMW 640i Gran Coupe today, at S$1,261.87 for its Motor Private Car Comprehensive (Authorised Workshop) plan. 11 insurers price it; the dearest of them, Etiqa, asks at least S$4,524.22, S$3,262.35 (259% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$2,523.74, 100% more. Against 6 similar cars (below) it costs about the same as their average lowest price of S$1,261.66; 4 of them are cheaper to insure.

What we assumed

  • BMW 640i Gran Coupe
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
Great AmericanMotor Private Car Comprehensive (Authorised Workshop)Buy NowMotor Private Car Comprehensive (Authorised Workshop)S$1,261.87S$700.0011 Nov 2026
AllianzAllianz Motor Protect ComprehensiveBuy NowAllianz Motor Protect ComprehensiveS$1,276.32S$2,000.0021 Oct 2026
QBEPrivate Motor Prestige ComprehensiveBuy NowPrivate Motor Prestige ComprehensiveS$1,312.28S$3,000.0022 Oct 2026
MS First CapitalComprehensiveBuy NowComprehensiveS$1,402.74S$500.0020 Oct 2026
IncomeDrivo ClassicBuy NowDrivo ClassicS$1,472.60S$600.0020 Oct 2026
FWDDrivo ClassicBuy NowDrivo ClassicS$1,472.60S$600.0020 Oct 2026
SompoComprehensive Cover – Authorised Workshop PlanBuy NowComprehensive Cover – Authorised Workshop PlanS$1,907.27S$600.0020 Oct 2026
IncomeDrivo PremiumBuy NowDrivo PremiumS$1,988.02S$600.0020 Oct 2026
FWDDrivo PremiumBuy NowDrivo PremiumS$1,988.02S$600.0020 Oct 2026
AllianzAllianz Motor Protect Comprehensive (Standard)Buy NowAllianz Motor Protect Comprehensive (Standard)S$2,010.23S$0.0021 Oct 2026
LibertyComprehensive Preferred PlanBuy NowComprehensive Preferred PlanS$2,425.71S$600.0022 Oct 2026
HL AssuranceCar Protect360 ComprehensiveBuy NowCar Protect360 ComprehensiveS$3,287.92S$2,465.94S$1,200.0020 Oct 2026
SinglifeMotor LiteBuy NowMotor LiteS$2,664.22S$300.0031 Oct 2026
SinglifeMotor StandardBuy NowMotor StandardS$2,791.98S$300.0031 Oct 2026
SinglifeMotor PrestigeBuy NowMotor PrestigeS$3,825.05S$300.0031 Oct 2026
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowPrivate Car Insurance – Comprehensive (Authorised Workshop)S$5,655.27S$4,524.22code TIQCAR20S$2,500.0020 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=bmw&model=bmw-640i-gran-coupe&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the BMW 640i Gran Coupe price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$1,261.87 (as at 11 Nov 2026)11Great American
The same driver with no NCD (0%)S$2,523.74 (as at 11 Nov 2026)S$1,261.87 more11Great American
The same driver with 20% NCDS$2,019.00 (as at 11 Nov 2026)S$757.13 more11Great American
Driver aged 27, 3 years’ driving, 30% NCDS$1,924.68 (as at 22 Oct 2026)S$662.81 more11QBE
Driver aged 65, 20 years’ driving, 50% NCDS$1,312.28 (as at 22 Oct 2026)S$50.41 more10QBE
A new car (registered this year)S$1,201.78 (as at 11 Nov 2026)S$60.09 less10Great American
A car 8 years oldS$1,249.85 (as at 11 Nov 2026)S$12.02 less11Great American

Open a line to get a quote with those answers filled in. Quotes by driver: the BMW 640i Gran Coupe priced for 73 typical drivers, from new drivers to over-70s.

BMW 640i Gran Coupe insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$7,604.52MS First CapitalS$6,263.29MS First CapitalS$5,567.37MS First CapitalS$4,627.88MS First CapitalNot possibleNot possible
22S$6,368.66MS First CapitalS$5,245.41MS First CapitalS$4,662.59MS First CapitalS$3,875.78MS First CapitalS$3,322.11MS First CapitalNot possible
23–24S$3,436.93QBES$3,093.25QBES$2,749.55QBES$2,405.85QBES$2,062.16QBES$1,718.47QBE
25–35S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,924.68QBES$1,649.73QBES$1,374.77QBE
36–40S$2,523.74Great AmericanS$2,271.36Great AmericanS$2,019.00Great AmericanS$1,766.62Great AmericanS$1,514.24Great AmericanS$1,261.87Great American
41–60S$2,499.59QBES$2,249.63QBES$1,999.67QBES$1,749.71QBES$1,499.75QBES$1,249.79QBE
61–65S$2,624.57QBES$2,362.11QBES$2,099.66QBES$1,837.20QBES$1,574.74QBES$1,312.28QBE
66–69S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,924.68QBES$1,649.73QBES$1,374.77QBE
70S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,900.39AllianzS$1,628.92AllianzS$1,357.41Allianz
71S$2,886.64AllianzS$2,597.96AllianzS$2,309.30AllianzS$1,895.27AllianzS$1,624.52AllianzS$1,353.75Allianz
72S$2,996.47AllianzS$2,696.80AllianzS$2,397.17AllianzS$1,967.38AllianzS$1,686.33AllianzS$1,405.26Allianz
73S$3,033.93AllianzS$2,730.52AllianzS$2,427.14AllianzS$1,991.97AllianzS$1,707.42AllianzS$1,422.83Allianz
74S$3,079.45AllianzS$2,771.49AllianzS$2,463.56AllianzS$2,021.86AllianzS$1,733.04AllianzS$1,444.18Allianz
75S$3,125.64AllianzS$2,813.06AllianzS$2,500.50AllianzS$2,052.19AllianzS$1,759.03AllianzS$1,465.84Allianz

BMW 640i Gran Coupe insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$7,167.94MS First CapitalS$5,903.71MS First CapitalS$5,247.75MS First CapitalS$4,362.19MS First CapitalNot possibleNot possible
22S$6,003.03MS First CapitalS$4,944.26MS First CapitalS$4,394.90MS First CapitalS$3,653.26MS First CapitalS$3,131.39MS First CapitalNot possible
23–24S$3,436.93QBES$3,093.25QBES$2,749.55QBES$2,405.85QBES$2,062.16QBES$1,718.47QBE
25–32S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,924.68QBES$1,649.73QBES$1,374.77QBE
33S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,851.22AllianzS$1,586.77AllianzS$1,322.29Allianz
34S$2,736.64AllianzS$2,462.96AllianzS$2,189.31AllianzS$1,796.78AllianzS$1,540.11AllianzS$1,283.41Allianz
35S$2,692.70AllianzS$2,423.42AllianzS$2,154.16AllianzS$1,767.94AllianzS$1,515.38AllianzS$1,262.80Allianz
36S$2,523.74Great AmericanS$2,271.36Great AmericanS$2,019.00Great AmericanS$1,766.62Great AmericanS$1,514.24Great AmericanS$1,261.87Great American
37S$2,523.74Great AmericanS$2,271.36Great AmericanS$2,019.00Great AmericanS$1,700.99AllianzS$1,458.00AllianzS$1,214.99Allianz
38S$2,505.64AllianzS$2,255.06AllianzS$2,004.51AllianzS$1,645.12AllianzS$1,410.11AllianzS$1,175.08Allianz
39S$2,441.97AllianzS$2,197.76AllianzS$1,953.57AllianzS$1,603.31AllianzS$1,374.28AllianzS$1,145.21Allianz
40S$2,458.99AllianzS$2,213.08AllianzS$1,967.19AllianzS$1,614.49AllianzS$1,383.86AllianzS$1,153.20Allianz
41S$2,449.87AllianzS$2,204.87AllianzS$1,959.89AllianzS$1,608.50AllianzS$1,378.72AllianzS$1,148.92Allianz
42S$2,367.35AllianzS$2,130.60AllianzS$1,893.87AllianzS$1,554.32AllianzS$1,332.28AllianzS$1,110.22Allianz
43S$2,426.99AllianzS$2,184.28AllianzS$1,941.59AllianzS$1,593.48AllianzS$1,365.85AllianzS$1,138.19Allianz
44S$2,390.26AllianzS$2,151.22AllianzS$1,912.20AllianzS$1,569.36AllianzS$1,345.17AllianzS$1,120.97Allianz
45S$2,460.88AllianzS$2,214.78AllianzS$1,968.70AllianzS$1,615.73AllianzS$1,384.92AllianzS$1,154.08Allianz
46S$2,405.63AllianzS$2,165.05AllianzS$1,924.50AllianzS$1,579.45AllianzS$1,353.83AllianzS$1,128.17Allianz
47S$2,499.59QBES$2,249.63QBES$1,999.67QBES$1,657.88AllianzS$1,421.05AllianzS$1,184.19Allianz
48S$2,431.98AllianzS$2,188.77AllianzS$1,945.58AllianzS$1,596.75AllianzS$1,368.66AllianzS$1,140.53Allianz
49S$2,476.25AllianzS$2,228.61AllianzS$1,981.00AllianzS$1,625.82AllianzS$1,393.57AllianzS$1,161.29Allianz
50S$2,499.59QBES$2,249.63QBES$1,999.67QBES$1,679.98AllianzS$1,439.99AllianzS$1,199.98Allianz
51S$2,489.68AllianzS$2,240.69AllianzS$1,991.73AllianzS$1,634.63AllianzS$1,401.12AllianzS$1,167.59Allianz
52S$2,499.59QBES$2,249.63QBES$1,999.67QBES$1,670.99AllianzS$1,432.29AllianzS$1,193.56Allianz
53S$2,499.59QBES$2,249.63QBES$1,999.67QBES$1,736.50AllianzS$1,488.44AllianzS$1,240.35Allianz
54S$2,499.59QBES$2,249.63QBES$1,999.67QBES$1,744.45AllianzS$1,495.25AllianzS$1,246.03Allianz
55S$2,499.59QBES$2,249.63QBES$1,999.67QBES$1,730.93AllianzS$1,483.66AllianzS$1,236.37Allianz
56S$2,499.59QBES$2,249.63QBES$1,999.67QBES$1,749.71QBES$1,499.75QBES$1,249.79QBE
57S$2,499.59QBES$2,249.63QBES$1,999.67QBES$1,718.53AllianzS$1,473.03AllianzS$1,227.51Allianz
58–60S$2,499.59QBES$2,249.63QBES$1,999.67QBES$1,749.71QBES$1,499.75QBES$1,249.79QBE
61–65S$2,624.57QBES$2,362.11QBES$2,099.66QBES$1,837.20QBES$1,574.74QBES$1,312.28QBE
66S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,823.05AllianzS$1,562.62AllianzS$1,302.17Allianz
67S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,816.95AllianzS$1,557.40AllianzS$1,297.81Allianz
68S$2,696.18AllianzS$2,426.54AllianzS$2,156.93AllianzS$1,770.22AllianzS$1,517.34AllianzS$1,264.43Allianz
69S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,887.69AllianzS$1,618.03AllianzS$1,348.34Allianz
70S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,896.22AllianzS$1,625.34AllianzS$1,354.44Allianz
71S$2,945.85AllianzS$2,651.25AllianzS$2,356.68AllianzS$1,934.14AllianzS$1,657.85AllianzS$1,381.52Allianz
72S$3,004.77AllianzS$2,704.27AllianzS$2,403.81AllianzS$1,972.83AllianzS$1,691.00AllianzS$1,409.15Allianz
73S$3,064.84AllianzS$2,758.34AllianzS$2,451.87AllianzS$2,012.27AllianzS$1,724.81AllianzS$1,437.33Allianz
74S$3,126.14AllianzS$2,813.50AllianzS$2,500.90AllianzS$2,052.51AllianzS$1,759.31AllianzS$1,466.07Allianz
75S$3,188.69AllianzS$2,869.80AllianzS$2,550.94AllianzS$2,093.58AllianzS$1,794.51AllianzS$1,495.41Allianz

BMW 640i Gran Coupe insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$7,832.66MS First CapitalS$6,451.20MS First CapitalS$5,734.40MS First CapitalS$4,766.72MS First CapitalNot possibleNot possible
23S$3,436.93QBES$3,093.25QBES$2,749.55QBES$2,405.85QBES$2,062.16QBES$1,718.47QBE
25S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,924.68QBES$1,649.73QBES$1,374.77QBE
28S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,924.68QBES$1,649.73QBES$1,374.77QBE
30S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,924.68QBES$1,649.73QBES$1,374.77QBE
35S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,924.68QBES$1,649.73QBES$1,374.77QBE
40S$2,403.56Great AmericanS$2,163.20Great AmericanS$1,922.85Great AmericanS$1,682.49Great AmericanS$1,442.14Great AmericanS$1,201.78Great American
45S$2,403.56Great AmericanS$2,163.20Great AmericanS$1,922.85Great AmericanS$1,682.49Great AmericanS$1,442.14Great AmericanS$1,201.78Great American
50S$2,403.56Great AmericanS$2,163.20Great AmericanS$1,922.85Great AmericanS$1,682.49Great AmericanS$1,442.14Great AmericanS$1,201.78Great American
55S$2,499.59QBES$2,249.63QBES$1,999.67QBES$1,749.71QBES$1,499.75QBES$1,249.79QBE
60S$2,499.59QBES$2,249.63QBES$1,999.67QBES$1,749.71QBES$1,499.75QBES$1,249.79QBE
65S$2,624.57QBES$2,362.11QBES$2,099.66QBES$1,837.20QBES$1,574.74QBES$1,312.28QBE
70S$2,749.55QBES$2,474.59QBES$2,199.64QBES$1,900.39AllianzS$1,628.92AllianzS$1,357.41Allianz
75S$3,125.64AllianzS$2,813.06AllianzS$2,500.50AllianzS$2,052.19AllianzS$1,759.03AllianzS$1,465.84Allianz

BMW 640i Gran Coupe insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$7,168.00MS First CapitalS$5,903.76MS First CapitalS$5,247.79MS First CapitalS$4,362.23MS First CapitalNot possibleNot possible
23S$3,399.17QBES$3,059.25QBES$2,719.33QBES$2,379.42QBES$2,039.50QBES$1,699.58QBE
25S$2,719.33QBES$2,447.40QBES$2,175.47QBES$1,903.53QBES$1,631.60QBES$1,359.67QBE
28S$2,719.33QBES$2,447.40QBES$2,175.47QBES$1,903.53QBES$1,631.60QBES$1,359.67QBE
30S$2,719.33QBES$2,447.40QBES$2,175.47QBES$1,903.53QBES$1,631.60QBES$1,359.67QBE
35S$2,719.33QBES$2,447.40QBES$2,175.47QBES$1,903.53QBES$1,631.60QBES$1,359.67QBE
40S$2,499.71Great AmericanS$2,249.74Great AmericanS$1,999.77Great AmericanS$1,749.79Great AmericanS$1,499.82Great AmericanS$1,249.85Great American
45S$2,472.12QBES$2,224.91QBES$1,977.70QBES$1,730.48QBES$1,483.27QBES$1,236.06QBE
50S$2,472.12QBES$2,224.91QBES$1,977.70QBES$1,730.48QBES$1,483.27QBES$1,236.06QBE
55S$2,472.12QBES$2,224.91QBES$1,977.70QBES$1,730.48QBES$1,483.27QBES$1,236.06QBE
60S$2,472.12QBES$2,224.91QBES$1,977.70QBES$1,730.48QBES$1,483.27QBES$1,236.06QBE
65S$2,595.73QBES$2,336.15QBES$2,076.58QBES$1,817.01QBES$1,557.44QBES$1,297.86QBE
70S$2,719.33QBES$2,447.40QBES$2,175.47QBES$1,900.39AllianzS$1,628.92AllianzS$1,357.41Allianz
75S$3,125.64AllianzS$2,813.06AllianzS$2,500.50AllianzS$2,052.19AllianzS$1,759.03AllianzS$1,465.84Allianz

BMW 640i Gran Coupe insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$13,592.81SinglifeS$12,408.76SinglifeS$11,667.99SinglifeS$10,977.85SinglifeNot possibleNot possible
23S$10,552.60SinglifeS$9,630.20SinglifeS$9,052.41SinglifeS$8,516.17SinglifeS$7,948.84SinglifeS$7,443.63Singlife
25S$9,353.88SinglifeS$8,540.01SinglifeS$8,032.12SinglifeS$7,559.83SinglifeS$7,059.33SinglifeS$6,612.08Singlife
28S$7,825.20SinglifeS$7,147.15SinglifeS$6,725.55SinglifeS$6,332.91SinglifeS$5,915.70SinglifeS$5,542.49Singlife
30S$6,948.26SinglifeS$6,346.10SinglifeS$5,971.71SinglifeS$5,623.29SinglifeS$5,252.30SinglifeS$4,921.70Singlife
35S$5,658.57SinglifeS$5,166.37SinglifeS$4,859.48SinglifeS$4,574.54SinglifeS$4,270.86SinglifeS$4,002.03Singlife
40S$5,108.84SinglifeS$4,662.38SinglifeS$4,383.03SinglifeS$4,124.48SinglifeS$3,848.38SinglifeS$3,606.35Singlife
45S$4,948.03SinglifeS$4,513.70SinglifeS$4,241.00SinglifeS$3,989.24SinglifeS$3,720.31SinglifeS$3,486.10Singlife
50S$5,076.73SinglifeS$4,627.25SinglifeS$4,343.09SinglifeS$4,081.80SinglifeS$3,803.21SinglifeS$3,562.70Singlife
55S$5,200.75SinglifeS$4,741.11SinglifeS$4,450.91SinglifeS$4,183.74SinglifeS$3,899.10SinglifeS$3,652.43Singlife
60S$5,280.56SinglifeS$4,816.32SinglifeS$4,524.23SinglifeS$4,254.14SinglifeS$3,967.91SinglifeS$3,715.77Singlife
65S$5,346.34SinglifeS$4,883.59SinglifeS$4,595.84SinglifeS$4,327.02SinglifeS$4,043.78SinglifeS$3,786.34Singlife
70S$5,490.92SinglifeS$5,012.81SinglifeS$4,714.06SinglifeS$4,435.82SinglifeS$4,142.85SinglifeS$3,878.45Singlife
75S$5,646.28SinglifeS$5,151.65SinglifeS$4,841.07SinglifeS$4,552.72SinglifeS$4,249.30SinglifeS$3,977.40Singlife

Prices for other drivers of the BMW 640i Gran Coupe

Every insurer's price for another driver of the BMW 640i Gran Coupe: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=BMW+640i+Gran+Coupe&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The BMW 640i Gran Coupe on our quote form

We priced the BMW 640i Gran Coupe (2,979cc), the version most of our insurers quote.

Insurers with no online price for the BMW 640i Gran Coupe

  • AIG: This insurer has no online price for this car model yet.
  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here.
  • ECICS: ECICS does not list this model on its online quote.
  • ERGO: This insurer has no online price for this car model yet.
  • Great Eastern: This insurer has no online price for this car model yet.
  • India International: This insurer has no online price for this car model yet.
  • MSIG: This insurer has no online price for this car model yet.
  • UOI: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The BMW 640i Gran Coupe against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the BMW 640i Gran CoupeInsurers
Alfa Romeo 1662,959ccS$1,532.82 (as at 20 Oct 2026)S$270.95 more5
Audi A82,976ccS$1,092.69 (as at 20 Oct 2026)S$169.18 less12
Audi Q72,995ccS$1,002.60 (as at 31 Oct 2026)S$259.27 less15
Audi Q82,995ccS$1,210.01 (as at 20 Oct 2026)S$51.86 less9
Audi Roadjet Concept3,123ccS$1,524.39 (as at 20 Oct 2026)S$262.52 more1
Audi S4 Saloon2,995ccS$1,207.46 (as at 21 Oct 2026)S$54.41 less8

COE for the BMW 640i Gran Coupe

With a 2,979cc engine, above 1,600cc, the BMW 640i Gran Coupe needs a Category B COE (S$132,334 in the November 2026, 1st round).

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is BMW 640i Gran Coupe insurance for a 40-year-old man with 50% NCD?

S$1,261.87 a year, from Great American: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 640i Gran Coupe insurance for a 40-year-old woman with 50% NCD?

S$1,153.20 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW 640i Gran Coupe insurance for a 21-year-old driver with no NCD?

S$7,604.52 a year, from MS First Capital: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 640i Gran Coupe insurance for a 23-year-old woman with no NCD?

S$3,436.93 a year, from QBE: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW 640i Gran Coupe insurance for a 25-year-old new driver with no NCD?

S$2,749.55 a year, from QBE: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 640i Gran Coupe insurance for a 30-year-old with 20% NCD?

S$2,199.64 a year, from QBE: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 640i Gran Coupe insurance for a 30-year-old woman with 50% NCD?

S$1,374.77 a year, from QBE: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW 640i Gran Coupe insurance for a 35-year-old with 30% NCD?

S$1,924.68 a year, from QBE: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 640i Gran Coupe insurance for a 50-year-old with 50% NCD?

S$1,249.79 a year, from QBE: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 640i Gran Coupe insurance for a 60-year-old woman with 50% NCD?

S$1,249.79 a year, from QBE: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW 640i Gran Coupe insurance for a 70-year-old driver with 50% NCD?

S$1,357.41 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 640i Gran Coupe insurance for a 40-year-old driver after one claim, with 20% NCD?

S$4,383.03 a year, from Singlife: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is BMW 640i Gran Coupe insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$1,201.78 a year, from Great American: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is BMW 640i Gran Coupe insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$1,249.85 a year, from Great American: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 640i Gran Coupe insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for BMW 640i Gran Coupe, 3 years old, 50% no-claim discount?

Today, 11 insurers price this, from S$1,261.87 to S$4,524.22 (as at 20 Oct 2026). The cheapest is Great American Motor Private Car Comprehensive (Authorised Workshop) at S$1,261.87 (as at 11 Nov 2026). All prices include 9% GST.

What do these prices assume?

BMW 640i Gran Coupe. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on BMW 640i Gran Coupe insurance?

Today the lowest price for our standard driver is S$1,261.87 (as at 11 Nov 2026) with 50% NCD and S$2,523.74 (as at 11 Nov 2026) with no NCD, so the discount saves S$1,261.87 a year.

Do younger drivers pay more to insure a BMW 640i Gran Coupe?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$1,924.68 (as at 22 Oct 2026) today, S$662.81 more than our standard driver aged 40.

Which insurers have no online price for the BMW 640i Gran Coupe?

AIG, Budget Direct, DirectAsia, ECICS, ERGO, Great Eastern, India International, MSIG, UOI. They give no online price for this model; a broker can still ask them for one.