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BMW 428i Coupe car insurance: compare insurers and buy online

BMW 428i Coupe, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a BMW 428i Coupe, 3 years old, 50% no-claim discount from 13 insurers on this page: S$1,050.13 to S$3,646.25 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a BMW 428i Coupe, 3 years old, 50% no-claim discount is S$1,050.13 a year (GST included) at HL Assurance, Car Protect360 Comprehensive (as at 20 Oct 2026); 13 insurers price it online, up to S$3,646.25 (as at 20 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/bmw-428i-coupe

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The BMW 428i Coupe in short

For the driver above, HL Assurance is cheapest for the BMW 428i Coupe today, at S$1,050.13 for its Car Protect360 Comprehensive plan. 13 insurers price it; the dearest of them, Etiqa, asks at least S$3,646.25, S$2,596.12 (247% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$2,075.01, 98% more. Against 6 similar cars (below) it costs 22% more than their average lowest price of S$863.13; 6 of them are cheaper to insure.

What we assumed

  • BMW 428i Coupe
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
HL AssuranceCar Protect360 ComprehensiveBuy NowCar Protect360 ComprehensiveS$1,400.17S$1,050.13S$1,200.0020 Oct 2026
SompoComprehensive Cover – Authorised Workshop PlanBuy NowComprehensive Cover – Authorised Workshop PlanS$1,061.44S$600.0020 Oct 2026
ECICSComprehensiveBuy NowComprehensiveS$1,255.64S$1,067.30code SPECIAL15S$5,000.0031 Oct 2026
Great AmericanMotor Private Car Comprehensive (Authorised Workshop)Buy NowMotor Private Car Comprehensive (Authorised Workshop)S$1,135.68S$700.0011 Nov 2026
ERGOSMART ComprehensiveBuy NowSMART ComprehensiveS$1,171.31S$500.0023 Oct 2026
AllianzAllianz Motor Protect ComprehensiveBuy NowAllianz Motor Protect ComprehensiveS$1,177.05S$2,000.0021 Oct 2026
MS First CapitalComprehensiveBuy NowComprehensiveS$1,210.02S$500.0020 Oct 2026
ECICSComprehensive (S$750 excess)Buy NowComprehensive (S$750 excess)S$1,569.53S$1,334.11code SPECIAL15S$750.0031 Oct 2026
IncomeDrivo ClassicBuy NowDrivo ClassicS$1,398.36S$600.0020 Oct 2026
FWDDrivo ClassicBuy NowDrivo ClassicS$1,398.36S$600.0020 Oct 2026
ECICSComprehensive Family NCD BuilderBuy NowComprehensive Family NCD BuilderS$1,605.64S$1,417.28code SPECIAL15S$5,000.0031 Oct 2026
ERGOENHANCED ComprehensiveBuy NowENHANCED ComprehensiveS$1,548.02S$500.0023 Oct 2026
QBEPrivate Motor Prestige ComprehensiveBuy NowPrivate Motor Prestige ComprehensiveS$1,744.90S$3,000.0022 Oct 2026
IncomeDrivo PremiumBuy NowDrivo PremiumS$1,817.87S$600.0020 Oct 2026
FWDDrivo PremiumBuy NowDrivo PremiumS$1,817.87S$600.0020 Oct 2026
AllianzAllianz Motor Protect Comprehensive (Standard)Buy NowAllianz Motor Protect Comprehensive (Standard)S$1,853.85S$0.0021 Oct 2026
SinglifeMotor LiteBuy NowMotor LiteS$2,199.77S$300.0031 Oct 2026
SinglifeMotor StandardBuy NowMotor StandardS$2,293.62S$300.0031 Oct 2026
LibertyComprehensive Preferred PlanBuy NowComprehensive Preferred PlanS$2,315.94S$600.0022 Oct 2026
SinglifeMotor PrestigeBuy NowMotor PrestigeS$3,142.27S$300.0031 Oct 2026
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowPrivate Car Insurance – Comprehensive (Authorised Workshop)S$4,557.81S$3,646.25code TIQCAR20S$2,500.0020 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=bmw&model=bmw-428i-coupe&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the BMW 428i Coupe price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$1,050.13 (as at 20 Oct 2026)13HL Assurance
The same driver with no NCD (0%)S$2,075.01 (as at 20 Oct 2026)S$1,024.88 more13Sompo
The same driver with 20% NCDS$1,661.03 (as at 20 Oct 2026)S$610.90 more13Sompo
Driver aged 27, 3 years’ driving, 30% NCDS$1,957.69 (as at 20 Oct 2026)S$907.56 more13Income
Driver aged 65, 20 years’ driving, 50% NCDS$1,159.93 (as at 20 Oct 2026)S$109.80 more12Sompo
A new car (registered this year)S$1,081.61 (as at 11 Nov 2026)S$31.48 more12Great American
A car 8 years oldS$1,006.30 (as at 31 Oct 2026)S$43.83 less13ECICS

Open a line to get a quote with those answers filled in. Quotes by driver: the BMW 428i Coupe priced for 73 typical drivers, from new drivers to over-70s.

BMW 428i Coupe insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$4,845.81SompoS$4,153.70SompoS$3,879.03SompoS$3,470.33SompoNot possibleNot possible
22S$4,499.88SompoS$3,857.17SompoS$3,602.11SompoS$3,222.60SompoS$2,865.70MS First CapitalNot possible
23S$4,178.68SompoS$3,581.84SompoS$3,344.99SompoS$2,992.56SompoS$2,741.99QBES$2,137.53Sompo
24S$3,785.67SompoS$3,244.97SompoS$3,030.40SompoS$2,711.11SompoS$2,513.28SompoS$1,936.49Sompo
25S$3,461.14Great AmericanS$3,088.66SompoS$2,768.92Great AmericanS$2,422.80Great AmericanS$2,076.68Great AmericanS$1,730.57Great American
26S$3,264.21SompoS$2,797.99SompoS$2,612.97SompoS$2,337.67SompoS$2,076.68Great AmericanS$1,669.76Sompo
27S$3,031.20SompoS$2,598.25SompoS$2,426.45SompoS$2,120.16HL AssuranceS$1,817.29HL AssuranceS$1,514.40HL Assurance
28S$2,814.78SompoS$2,412.75SompoS$2,253.20SompoS$1,996.36HL AssuranceS$1,711.17HL AssuranceS$1,425.97HL Assurance
29S$2,668.22ECICSS$2,296.41SompoS$2,134.57ECICSS$1,867.75ECICSS$1,600.93ECICSS$1,334.11ECICS
30S$2,613.90SompoS$2,240.56SompoS$2,092.41SompoS$1,810.65HL AssuranceS$1,552.00HL AssuranceS$1,293.32HL Assurance
31S$2,427.16SompoS$2,080.49SompoS$1,942.91SompoS$1,733.29HL AssuranceS$1,485.67HL AssuranceS$1,238.05HL Assurance
32S$2,368.04SompoS$2,029.81SompoS$1,895.59SompoS$1,671.36HL AssuranceS$1,432.60HL AssuranceS$1,193.83HL Assurance
33S$2,253.89SompoS$1,931.97SompoS$1,804.22SompoS$1,614.13SompoS$1,392.81HL AssuranceS$1,152.94Sompo
34S$2,198.92SompoS$1,884.85SompoS$1,760.22SompoS$1,574.76SompoS$1,353.01HL AssuranceS$1,124.83Sompo
35S$2,092.87SompoS$1,793.95SompoS$1,675.32SompoS$1,498.80SompoS$1,326.49HL AssuranceS$1,070.58Sompo
36–37S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,486.02SompoS$1,280.75ECICSS$1,061.44Sompo
38S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,485.68HL AssuranceS$1,273.45HL AssuranceS$1,061.20HL Assurance
39S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,470.19HL AssuranceS$1,260.17HL AssuranceS$1,050.14HL Assurance
40S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,470.18HL AssuranceS$1,260.16HL AssuranceS$1,050.13HL Assurance
41–42S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,454.71HL AssuranceS$1,246.91HL AssuranceS$1,039.09HL Assurance
43–44S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,470.19HL AssuranceS$1,260.17HL AssuranceS$1,050.14HL Assurance
45S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,470.18HL AssuranceS$1,260.16HL AssuranceS$1,050.14HL Assurance
46S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,485.67HL AssuranceS$1,273.43HL AssuranceS$1,061.19HL Assurance
47S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,485.68HL AssuranceS$1,273.45HL AssuranceS$1,061.20HL Assurance
48–50S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,486.02SompoS$1,280.75ECICSS$1,061.44Sompo
51S$2,092.87SompoS$1,793.95SompoS$1,675.32SompoS$1,498.80SompoS$1,313.22HL AssuranceS$1,070.58Sompo
52S$2,126.90SompoS$1,823.11SompoS$1,702.56SompoS$1,523.18SompoS$1,326.49HL AssuranceS$1,087.98Sompo
53S$2,153.27SompoS$1,845.73SompoS$1,723.68SompoS$1,542.07SompoS$1,339.77HL AssuranceS$1,101.48Sompo
54S$2,207.18SompoS$1,891.95SompoS$1,766.84SompoS$1,563.04HL AssuranceS$1,339.75HL AssuranceS$1,116.47HL Assurance
55S$2,253.89SompoS$1,931.97SompoS$1,804.22SompoS$1,578.52HL AssuranceS$1,353.02HL AssuranceS$1,127.52HL Assurance
56S$2,253.89SompoS$1,931.97SompoS$1,804.22SompoS$1,593.99HL AssuranceS$1,366.29HL AssuranceS$1,138.57HL Assurance
57S$2,253.89SompoS$1,931.97SompoS$1,804.22SompoS$1,609.46HL AssuranceS$1,379.54HL AssuranceS$1,149.62HL Assurance
58S$2,253.89SompoS$1,931.97SompoS$1,804.22SompoS$1,609.48HL AssuranceS$1,379.55HL AssuranceS$1,149.62HL Assurance
59S$2,253.89SompoS$1,931.97SompoS$1,804.22SompoS$1,614.13SompoS$1,392.81HL AssuranceS$1,152.94Sompo
60S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,623.91SompoS$1,392.81HL AssuranceS$1,159.93Sompo
61–62S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,623.91SompoS$1,406.10HL AssuranceS$1,159.93Sompo
63S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,623.91SompoS$1,406.08HL AssuranceS$1,159.93Sompo
64S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,623.91SompoS$1,392.81HL AssuranceS$1,159.93Sompo
65–69S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,623.91SompoS$1,505.42SompoS$1,159.93Sompo
70S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,623.91SompoS$1,502.21AllianzS$1,159.93Sompo
71S$2,662.11AllianzS$2,395.88AllianzS$2,129.68AllianzS$1,747.85AllianzS$1,498.17AllianzS$1,248.46Allianz
72S$2,763.40AllianzS$2,487.04AllianzS$2,210.71AllianzS$1,814.35AllianzS$1,555.17AllianzS$1,295.96Allianz
73S$2,797.94AllianzS$2,518.13AllianzS$2,238.35AllianzS$1,837.03AllianzS$1,574.61AllianzS$1,300.04ERGO
74S$2,839.93AllianzS$2,555.92AllianzS$2,271.94AllianzS$1,864.60AllianzS$1,588.94ERGOS$1,300.04ERGO
75S$2,882.52AllianzS$2,594.25AllianzS$2,306.01AllianzS$1,892.56AllianzS$1,622.21AllianzS$1,351.82Allianz

BMW 428i Coupe insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$4,845.81SompoS$4,153.70SompoS$3,879.03SompoS$3,470.33SompoNot possibleNot possible
22S$4,499.88SompoS$3,857.17SompoS$3,602.11SompoS$3,151.36MS First CapitalS$2,701.18MS First CapitalNot possible
23S$4,178.68SompoS$3,581.84SompoS$3,344.99SompoS$2,992.56SompoS$2,701.18MS First CapitalS$2,137.53Sompo
24S$3,785.67SompoS$3,244.97SompoS$3,030.40SompoS$2,711.11SompoS$2,513.28SompoS$1,936.49Sompo
25S$3,461.14Great AmericanS$3,088.66SompoS$2,768.92Great AmericanS$2,368.54AllianzS$2,030.19AllianzS$1,691.80Allianz
26S$3,264.21SompoS$2,797.99SompoS$2,612.97SompoS$2,283.30AllianzS$1,957.13AllianzS$1,630.92Allianz
27S$3,031.20SompoS$2,598.25SompoS$2,416.99HL AssuranceS$2,014.16HL AssuranceS$1,726.42HL AssuranceS$1,438.68HL Assurance
28S$2,814.78SompoS$2,412.75SompoS$2,253.20SompoS$1,896.55HL AssuranceS$1,625.60HL AssuranceS$1,354.67HL Assurance
29S$2,668.22ECICSS$2,296.41SompoS$2,134.57ECICSS$1,793.63HL AssuranceS$1,537.39HL AssuranceS$1,281.16HL Assurance
30S$2,613.90SompoS$2,240.56SompoS$2,064.14HL AssuranceS$1,720.12HL AssuranceS$1,474.39HL AssuranceS$1,228.66HL Assurance
31S$2,427.16SompoS$2,080.49SompoS$1,942.91SompoS$1,646.62HL AssuranceS$1,411.39HL AssuranceS$1,176.15HL Assurance
32S$2,368.04SompoS$2,029.81SompoS$1,895.59SompoS$1,587.79HL AssuranceS$1,360.96HL AssuranceS$1,134.13HL Assurance
33S$2,253.89SompoS$1,931.97SompoS$1,804.22SompoS$1,543.69HL AssuranceS$1,323.16HL AssuranceS$1,102.63HL Assurance
34S$2,198.92SompoS$1,884.85SompoS$1,760.22SompoS$1,499.58HL AssuranceS$1,285.36HL AssuranceS$1,071.13HL Assurance
35S$2,092.87SompoS$1,793.95SompoS$1,675.32SompoS$1,470.18HL AssuranceS$1,260.16HL AssuranceS$1,050.13HL Assurance
36S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,440.78HL AssuranceS$1,234.96HL AssuranceS$1,029.13HL Assurance
37S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,426.10HL AssuranceS$1,222.37HL AssuranceS$1,018.64HL Assurance
38S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,411.40HL AssuranceS$1,209.78HL AssuranceS$1,008.14HL Assurance
39S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,396.68HL AssuranceS$1,197.16HL AssuranceS$997.63HL Assurance
40S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,396.67HL AssuranceS$1,197.16HL AssuranceS$997.63HL Assurance
41–42S$2,075.01SompoS$1,778.64SompoS$1,658.38HL AssuranceS$1,381.98HL AssuranceS$1,184.56HL AssuranceS$987.14HL Assurance
43–44S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,396.68HL AssuranceS$1,197.16HL AssuranceS$997.63HL Assurance
45S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,396.67HL AssuranceS$1,197.16HL AssuranceS$997.63HL Assurance
46S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,411.39HL AssuranceS$1,209.76HL AssuranceS$1,008.13HL Assurance
47S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,411.40HL AssuranceS$1,209.78HL AssuranceS$1,008.14HL Assurance
48S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,426.07HL AssuranceS$1,222.35HL AssuranceS$1,018.63HL Assurance
49S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,426.08HL AssuranceS$1,222.35HL AssuranceS$1,018.63HL Assurance
50S$2,075.01SompoS$1,778.64SompoS$1,661.03SompoS$1,440.78HL AssuranceS$1,234.96HL AssuranceS$1,029.12HL Assurance
51S$2,092.87SompoS$1,793.95SompoS$1,675.32SompoS$1,455.48HL AssuranceS$1,247.56HL AssuranceS$1,039.62HL Assurance
52S$2,126.90SompoS$1,823.11SompoS$1,702.56SompoS$1,470.18HL AssuranceS$1,260.16HL AssuranceS$1,050.13HL Assurance
53S$2,153.27SompoS$1,845.73SompoS$1,723.68SompoS$1,484.92HL AssuranceS$1,272.78HL AssuranceS$1,060.65HL Assurance
54S$2,207.18SompoS$1,891.95SompoS$1,766.84SompoS$1,484.90HL AssuranceS$1,272.76HL AssuranceS$1,060.64HL Assurance
55S$2,253.89SompoS$1,931.97SompoS$1,799.51HL AssuranceS$1,499.59HL AssuranceS$1,285.36HL AssuranceS$1,071.14HL Assurance
56S$2,253.89SompoS$1,931.97SompoS$1,804.22SompoS$1,514.29HL AssuranceS$1,297.97HL AssuranceS$1,081.64HL Assurance
57S$2,253.89SompoS$1,931.97SompoS$1,804.22SompoS$1,528.99HL AssuranceS$1,310.57HL AssuranceS$1,092.14HL Assurance
58S$2,253.89SompoS$1,931.97SompoS$1,804.22SompoS$1,529.01HL AssuranceS$1,310.57HL AssuranceS$1,092.15HL Assurance
59S$2,253.89SompoS$1,931.97SompoS$1,804.22SompoS$1,543.69HL AssuranceS$1,323.16HL AssuranceS$1,102.63HL Assurance
60S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,543.69HL AssuranceS$1,323.16HL AssuranceS$1,102.63HL Assurance
61–62S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,558.43HL AssuranceS$1,335.80HL AssuranceS$1,113.16HL Assurance
63S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,558.41HL AssuranceS$1,335.77HL AssuranceS$1,113.14HL Assurance
64S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,543.69HL AssuranceS$1,323.16HL AssuranceS$1,102.63HL Assurance
65S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,623.91SompoS$1,495.58MS First CapitalS$1,159.93Sompo
66S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,623.91SompoS$1,441.08AllianzS$1,159.93Sompo
67S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,623.91SompoS$1,436.26AllianzS$1,159.93Sompo
68S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,623.91SompoS$1,399.31AllianzS$1,159.93Sompo
69S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,623.91SompoS$1,492.18AllianzS$1,159.93Sompo
70S$2,267.57SompoS$1,943.70SompoS$1,815.17SompoS$1,623.91SompoS$1,498.92AllianzS$1,159.93Sompo
71S$2,716.72AllianzS$2,445.03AllianzS$2,173.37AllianzS$1,783.70AllianzS$1,528.90AllianzS$1,274.06Allianz
72S$2,771.05AllianzS$2,493.93AllianzS$2,216.83AllianzS$1,819.38AllianzS$1,559.47AllianzS$1,299.55Allianz
73S$2,826.45AllianzS$2,543.79AllianzS$2,261.15AllianzS$1,855.75AllianzS$1,588.94ERGOS$1,300.04ERGO
74S$2,882.98AllianzS$2,594.66AllianzS$2,306.37AllianzS$1,877.83ERGOS$1,588.94ERGOS$1,300.04ERGO
75S$2,940.66AllianzS$2,597.54MS First CapitalS$2,308.93MS First CapitalS$1,919.30MS First CapitalS$1,645.12MS First CapitalS$1,370.93MS First Capital

BMW 428i Coupe insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$4,818.14SompoS$4,129.98SompoS$3,856.88SompoS$3,450.51SompoNot possibleNot possible
23S$4,154.81SompoS$3,561.39SompoS$3,325.90SompoS$2,975.47SompoS$2,741.99QBES$2,125.33Sompo
25S$3,296.32Great AmericanS$2,966.69Great AmericanS$2,637.06Great AmericanS$2,307.42Great AmericanS$1,977.79Great AmericanS$1,648.16Great American
28S$2,798.71SompoS$2,398.97SompoS$2,240.34SompoS$2,004.29SompoS$1,820.38HL AssuranceS$1,431.63Sompo
30S$2,598.97SompoS$2,227.76SompoS$2,080.46SompoS$1,845.94Great AmericanS$1,582.23Great AmericanS$1,318.53Great American
35S$2,080.92SompoS$1,783.71SompoS$1,665.76SompoS$1,490.25SompoS$1,381.51SompoS$1,064.46Sompo
40S$2,063.16SompoS$1,768.49SompoS$1,651.55SompoS$1,477.54SompoS$1,297.93Great AmericanS$1,055.38Sompo
45S$2,063.16SompoS$1,768.49SompoS$1,651.55SompoS$1,477.54SompoS$1,297.93Great AmericanS$1,055.38Sompo
50S$2,063.16SompoS$1,768.49SompoS$1,651.55SompoS$1,477.54SompoS$1,297.93Great AmericanS$1,055.38Sompo
55S$2,241.02SompoS$1,920.94SompoS$1,793.91SompoS$1,604.91SompoS$1,439.37HL AssuranceS$1,146.35Sompo
60S$2,254.62SompoS$1,932.59SompoS$1,804.80SompoS$1,614.65SompoS$1,481.69HL AssuranceS$1,153.32Sompo
65S$2,254.62SompoS$1,932.59SompoS$1,804.80SompoS$1,614.65SompoS$1,483.35Great AmericanS$1,153.32Sompo
70S$2,254.62SompoS$1,932.59SompoS$1,804.80SompoS$1,614.65SompoS$1,496.82SompoS$1,153.32Sompo
75S$2,882.52AllianzS$2,594.25AllianzS$2,306.01AllianzS$1,892.56AllianzS$1,622.21AllianzS$1,351.82Allianz

BMW 428i Coupe insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$4,612.43SompoS$3,953.65SompoS$3,692.21SompoS$3,303.20SompoNot possibleNot possible
23S$3,977.43SompoS$3,409.33SompoS$3,183.89SompoS$2,848.43SompoS$2,640.58SompoS$2,034.58Sompo
25S$3,428.18Great AmericanS$2,939.90SompoS$2,742.54Great AmericanS$2,399.72Great AmericanS$2,056.91Great AmericanS$1,714.09Great American
28S$2,679.22SompoS$2,296.55SompoS$2,144.69SompoS$1,918.73SompoS$1,674.73HL AssuranceS$1,370.51Sompo
30S$2,472.00ECICSS$2,132.66SompoS$1,977.60ECICSS$1,730.40ECICSS$1,483.20ECICSS$1,235.99ECICS
35S$1,992.07SompoS$1,707.55SompoS$1,594.64SompoS$1,426.62SompoS$1,298.24HL AssuranceS$1,019.02Sompo
40S$1,975.08SompoS$1,692.99SompoS$1,581.03SompoS$1,408.81ECICSS$1,207.56ECICSS$1,006.30ECICS
45S$1,975.08SompoS$1,692.99SompoS$1,581.03SompoS$1,408.81ECICSS$1,207.56ECICSS$1,006.30ECICS
50S$1,975.08SompoS$1,692.99SompoS$1,581.03SompoS$1,408.81ECICSS$1,207.56ECICSS$1,006.30ECICS
55S$2,145.34SompoS$1,838.93SompoS$1,717.33SompoS$1,536.39SompoS$1,324.21HL AssuranceS$1,097.41Sompo
60S$2,158.36SompoS$1,850.09SompoS$1,727.75SompoS$1,545.71SompoS$1,363.15HL AssuranceS$1,104.07Sompo
65S$2,158.36SompoS$1,850.09SompoS$1,727.75SompoS$1,545.71SompoS$1,432.91SompoS$1,104.07Sompo
70S$2,158.36SompoS$1,850.09SompoS$1,727.75SompoS$1,545.71SompoS$1,432.91SompoS$1,104.07Sompo
75S$2,882.52AllianzS$2,594.25AllianzS$2,298.53SinglifeS$1,892.56AllianzS$1,622.21AllianzS$1,351.82Allianz

BMW 428i Coupe insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$11,488.88SinglifeS$10,500.83SinglifeS$9,888.36SinglifeS$9,312.21SinglifeNot possibleNot possible
23S$8,858.00SinglifeS$8,092.74SinglifeS$7,617.23SinglifeS$7,171.62SinglifeS$6,705.29SinglifeS$6,275.50Singlife
25S$4,437.65ERGOS$3,993.88ERGOS$3,550.12ERGOS$2,884.47ERGOS$2,440.70ERGOS$1,996.94ERGO
28S$3,458.96ERGOS$3,113.06ERGOS$2,767.17ERGOS$2,248.32ERGOS$1,902.43ERGOS$1,556.53ERGO
30S$3,178.52ERGOS$2,860.67ERGOS$2,542.82ERGOS$2,066.04ERGOS$1,748.19ERGOS$1,430.33ERGO
35S$2,942.58ERGOS$2,648.32ERGOS$2,354.06ERGOS$1,912.67ERGOS$1,618.42ERGOS$1,324.16ERGO
40S$2,698.67ERGOS$2,428.80ERGOS$2,158.93ERGOS$1,754.13ERGOS$1,484.27ERGOS$1,214.40ERGO
45S$2,698.67ERGOS$2,428.80ERGOS$2,158.93ERGOS$1,754.13ERGOS$1,484.27ERGOS$1,214.40ERGO
50S$2,698.67ERGOS$2,428.80ERGOS$2,158.93ERGOS$1,754.13ERGOS$1,484.27ERGOS$1,214.40ERGO
55S$2,849.12ERGOS$2,564.20ERGOS$2,279.29ERGOS$1,851.92ERGOS$1,567.01ERGOS$1,282.10ERGO
60S$2,962.19ERGOS$2,665.97ERGOS$2,369.75ERGOS$1,925.42ERGOS$1,629.20ERGOS$1,332.98ERGO
65S$2,962.19ERGOS$2,665.97ERGOS$2,369.75ERGOS$1,925.42ERGOS$1,629.20ERGOS$1,332.98ERGO
70S$2,991.58ERGOS$2,692.42ERGOS$2,393.26ERGOS$1,944.52ERGOS$1,645.37ERGOS$1,346.21ERGO
75S$3,979.80ERGOS$3,581.82ERGOS$3,183.84ERGOS$2,586.87ERGOS$2,188.89ERGOS$1,790.91ERGO

Prices for other drivers of the BMW 428i Coupe

Every insurer's price for another driver of the BMW 428i Coupe: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=BMW+428i+Coupe&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The BMW 428i Coupe on our quote form

We priced the BMW 428i Coupe (1,997cc), the version most of our insurers quote.

Insurers with no online price for the BMW 428i Coupe

  • AIG: This insurer has no online price for this car model yet.
  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here.
  • Great Eastern: This insurer has no online price for this car model yet.
  • India International: This insurer has no online price for this car model yet.
  • MSIG: This insurer has no online price for this car model yet.
  • UOI: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The BMW 428i Coupe against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the BMW 428i CoupeInsurers
Toyota Harrier1,986ccS$763.00 (as at 31 Oct 2026)S$287.13 less16
Mercedes-Benz E-Class1,991ccS$857.06 (as at 31 Oct 2026)S$193.07 less15
Toyota Voxy1,797ccS$741.11 (as at 21 Oct 2026)S$309.02 less14
Lexus NX1,998ccS$970.26 (as at 31 Oct 2026)S$79.87 less16
Lexus RX1,998ccS$921.75 (as at 31 Oct 2026)S$128.38 less16
Mercedes-Benz GLC1,991ccS$925.60 (as at 20 Oct 2026)S$124.53 less16

COE for the BMW 428i Coupe

With a 1,997cc engine, above 1,600cc, the BMW 428i Coupe needs a Category B COE (S$132,334 in the November 2026, 1st round).

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is BMW 428i Coupe insurance for a 40-year-old man with 50% NCD?

S$1,050.13 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 428i Coupe insurance for a 40-year-old woman with 50% NCD?

S$997.63 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW 428i Coupe insurance for a 21-year-old driver with no NCD?

S$4,845.81 a year, from Sompo: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 428i Coupe insurance for a 23-year-old woman with no NCD?

S$4,178.68 a year, from Sompo: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW 428i Coupe insurance for a 25-year-old new driver with no NCD?

S$3,461.14 a year, from Great American: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 428i Coupe insurance for a 30-year-old with 20% NCD?

S$2,092.41 a year, from Sompo: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 428i Coupe insurance for a 30-year-old woman with 50% NCD?

S$1,228.66 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW 428i Coupe insurance for a 35-year-old with 30% NCD?

S$1,498.80 a year, from Sompo: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 428i Coupe insurance for a 50-year-old with 50% NCD?

S$1,061.44 a year, from Sompo: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 428i Coupe insurance for a 60-year-old woman with 50% NCD?

S$1,102.63 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BMW 428i Coupe insurance for a 70-year-old driver with 50% NCD?

S$1,159.93 a year, from Sompo: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, male driver (man)" on this page.

How much is BMW 428i Coupe insurance for a 40-year-old driver after one claim, with 20% NCD?

S$2,158.93 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is BMW 428i Coupe insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$1,055.38 a year, from Sompo: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is BMW 428i Coupe insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$1,006.30 a year, from ECICS: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BMW 428i Coupe insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for BMW 428i Coupe, 3 years old, 50% no-claim discount?

Today, 13 insurers price this, from S$1,050.13 to S$3,646.25 (as at 20 Oct 2026). The cheapest is HL Assurance Car Protect360 Comprehensive at S$1,050.13 (as at 20 Oct 2026). All prices include 9% GST.

What do these prices assume?

BMW 428i Coupe. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on BMW 428i Coupe insurance?

Today the lowest price for our standard driver is S$1,050.13 (as at 20 Oct 2026) with 50% NCD and S$2,075.01 (as at 20 Oct 2026) with no NCD, so the discount saves S$1,024.88 a year.

Do younger drivers pay more to insure a BMW 428i Coupe?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$1,957.69 (as at 20 Oct 2026) today, S$907.56 more than our standard driver aged 40.

Which insurers have no online price for the BMW 428i Coupe?

AIG, Budget Direct, DirectAsia, Great Eastern, India International, MSIG, UOI. They give no online price for this model; a broker can still ask them for one.