The Audi A4L is a long-wheelbase version of the A4, and the versions on the quote form are marked as made for China. It is not on the new-car list. If you own one or are weighing a used one, this guide covers road tax, the COE and insurance.
All insurance figures are examples for one stated driver, as of 1 November 2026. Three insurers price it online, so treat the figures as a narrow guide.
Versions on the quote form
The new-car list has no entry for the A4L on sale now. So there is no list price, power or body type in this guide. The price page shows insurance prices, the COE category and the engine size.
The quote form lists three versions:
- 1.8 TFSI (CN): 1,798cc
- 2.0 TFSI (CN): 1,984cc
- 3.2 FSI quattro (CN): 3,197cc
The insurance figures are for the 1.8 TFSI, the version most insurers quote.
COE
With its 1,798cc engine, above 1,600cc, the A4L 1.8 TFSI needs a Category B COE. Category B closed at S$131,901 in the October 2026 2nd round.
The other two versions have bigger engines, so they also fall above 1,600cc. On a used car, check how long its COE has left. The COE page has the latest rounds.
Road tax
LTA's formula, checked 2026-10-19, gives S$975.16 a year for the 1,798cc engine, before any surcharge. The 2.0 and 3.2 pay more, and the road tax page works out their figures.
Cars over 10 years old pay a surcharge:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Check the registration date to see which band, if any, applies to the car you are looking at.
What insurance costs
The Audi A4L price page prices:
- Car: 1.8 TFSI (CN), registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
3 insurers give a price. The lowest is S$993.76 a year. The insurer whose lowest plan costs most asks at least S$2,062.16. That is S$1,068.40 more, or 108% on top. All prices include 9% GST.
The gap between the lowest and highest is wide for such a short list. That is why each price is worth a look, along with the excess and cover that come with it.
How the excesses compare
- Lowest premium: S$1,200 excess
- Second insurer's two plans: S$500 excess each
- Dearest plan: S$3,000 excess
The dearest plan also carries the biggest excess. The middle insurer pairs a higher premium with a lower excess. If you claim once, the lower excess can make up much of the gap in premium. Weigh how often you expect to claim when you compare these plans.
Insurers with no online price
The page lists 16 insurers with no online price for the A4L. Almost all have no price for this model yet. One does not list it on its online quote.
The premium for other drivers and ages
One detail at a time:
- No NCD (0%): S$2,285.65, up S$1,291.89
- 20% NCD: S$1,669.52, up S$675.76
- Driver aged 27, 3 years' driving, 30% NCD: S$2,496.80, up S$1,503.04
- Driver aged 65, 20 years' driving: S$1,329.32, up S$335.56
- New car, registered this year: S$1,057.18, up S$63.42
- Car 8 years old: S$972.61, down S$21.15
A young driver pays most, at 151% more than the standard driver. No NCD more than doubles the lowest price.
The older driver line is priced by just 2 insurers. Its lowest price comes from a different insurer than the standard driver's. So the insurer with the lowest price for one driver may not be the lowest for another.
An 8-year-old car is the one change that lowers the price, though only slightly. Most A4Ls on the road are older than the page's 3-year-old car, so the 8-year-old line is a closer guide for a used one.
Similar cars on the price page
The price page sets the A4L beside six cars, same driver and car age:
- Mercedes-Benz E-Class: S$857.06
- BMW 5 Series: S$792.38
- Toyota Harrier: S$763.00
- Hyundai Kona: S$763.00
- Hyundai Avante: S$763.00
- Toyota Corolla Altis: S$713.21
Their average lowest price is S$775.28. The A4L costs 28% more than that, and all 6 are cheaper to insure on these details. Every rival is priced by at least 14 insurers. The Audi car insurance page lists other Audi models.
Costs that change with the owner
- Parking: season parking at home and parking elsewhere.
- Petrol: depends on your mileage and pump prices.
- ERP: depends on your routes.
- Servicing and parts: ask whether parts for a version made for China are easy to source.
- Depreciation: follows the price you pay and the COE left.
Summary of yearly costs we can show
For the Audi A4L 1.8 TFSI (CN), with dates:
- Road tax: S$975.16 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$993.76 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,285.65
- Insurance, car 8 years old: from S$972.61
For reference, Category B COE closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Audi A4L
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Audi A4L to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.