The Audi A1 is one of the smallest cars from a premium make. In Singapore that small engine has a direct payoff in road tax. This page looks at what an A1 costs to keep: the COE, road tax and car insurance, and what makes each one change.
The insurance figures are examples, read on 20 October 2026 for one stated driver and car. Your own premium depends on your details. Use the figures to see how the costs behave, not as a quote.
Which A1
There is no A1 on the new-car list now, so this page shows no list price. The quote form covers three versions:
- Audi A1: 999cc
- Audi A1 1.2: 1,197cc
- Audi A1 1.4 TFSI: 1,390cc
The figures below are for the Audi A1 with the 999cc engine, the version most insurers quote. The 1.2 and 1.4 TFSI have bigger engines and pay more road tax.
COE category
Every car here needs a Certificate of Entitlement. For the A1 with its 999cc engine, the category turns on power. It needs a Category A COE if its power is 97kW (130bhp) or less, and a Category B COE if it is more.
In the October 2026 1st round, Category A closed at S$130,001 and Category B at S$130,100. These move each round; the COE page has the latest.
On a used A1, look at the years left on the COE. That remaining time is a large part of what the asking price buys.
Road tax: the small-engine saving
Road tax is set by engine size, and this is where the A1 does well. For 999cc, LTA's formula gives S$390.80 a year, before any age surcharge.
Older cars pay a surcharge once past 10 years:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
If you look at the 1.2 or 1.4 TFSI instead, expect a higher base figure. The road tax page works out any engine size.
Insurance for the example driver
The Audi A1 price page uses these details:
- Car: Audi A1 (999cc), registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
13 insurers price the A1 for that driver. The lowest premium is S$660.69 a year. The insurer whose lowest plan is the dearest asks at least S$1,707.80. The difference is S$1,047.11, or 158% on top. All prices include 9% GST.
That is a very wide spread for a small car. The dearest lowest plan costs more than two and a half times the lowest. A few prices on the page are estimates, so check the final figure on the insurer's own quote.
Excess
The excess is your share of each claim. Most A1 plans carry S$600. Others sit at S$500, S$750 or S$800. A few ask S$2,500, one asks S$3,000, and one has none. A cheap premium with a high excess is worth a second look.
What changes the price
The price page shows the lowest premium when one detail changes:
- No NCD (0%): S$1,187.61, S$526.92 more
- 20% NCD: S$1,112.75, S$452.06 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,187.61, S$526.92 more
- Driver aged 65, 20 or more years' driving: S$660.69, the same
- A new car, registered this year: S$666.79, S$6.10 more
- A car 8 years old: S$604.07, S$56.62 less
The NCD carries the weight here. With none, the lowest premium is 80% higher. Even at 20% NCD you pay S$452.06 more than at 50%. A younger driver with a short record pays the same as a driver with no NCD.
The car's age hardly matters at the lowest price. A new A1 costs S$6.10 more, and an 8-year-old one S$56.62 less. As always, these are lowest prices; other plans can move by different amounts.
Small cars compared
The price page compares six small cars for the same driver and car age:
- Chery A1: S$774.43
- Daihatsu Copen: S$718.87
- Ford Focus Wagon Titanium: S$660.69
- Citroen C3: S$604.07
- Chery QQ: S$545
- Ford Fiesta Titanium: S$545
Their average lowest price is S$641.34. The A1 is 3% above it, close to the middle of the group. Three of the six are cheaper to insure, and the Ford Focus Wagon Titanium matches it. For other models from the make, see the Audi car insurance page, or the cheapest cars to insure page for a wider ranking.
Costs set by your own use
- Parking: HDB or condo season parking, plus parking at work and around town.
- Petrol: depends on how far you drive and the pump price.
- ERP: depends on your routes and when you travel.
- Servicing and repairs: a premium make can mean higher parts and labour costs. Ask for the service record on a used car, and what any warranty still covers.
- Depreciation: set by what you pay and how many COE years are left when you sell.
Summary of yearly costs we can show
For the Audi A1 (999cc), with dates:
- Road tax: S$390.80 a year, before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$660.69 a year (20 October 2026)
- Insurance, no NCD: from S$1,187.61
- Insurance, car 8 years old: from S$604.07
For a new registration, the COE in the October 2026 1st round was S$130,001 (Category A) or S$130,100 (Category B). No list price is shown, as the A1 is not on the new-car list.
Before you buy: car insurance for the Audi A1
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Audi A1 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.