The short verdict: the Audi S e-tron GT is a costly car to keep, and the costs are mostly fixed. Road tax is high because of the motor. Insurance is high, and few insurers price it online. But some things that push premiums up on other cars barely touch it.
That verdict rests on figures only. Nothing here covers how the car drives. Insurance prices are examples for one stated driver, as of 1 November 2026.
The facts in brief
- Version on sale: Audi S e-tron GT Electric qu 97 kWh, per the new-car list read on 2026-10-10
- Motor: electric, 583bhp
- Body type: sports, made in Germany
- List price: S$729,999 as listed on 2026-10-10, including COE as listed that day
- Version insurers quote: S e-tron GT qu 97 kWh, the same car
List prices move with each COE round. Ask for a current one before you compare.
COE: set by motor power
An electric car's COE category follows its motor, not an engine size. The price page gives the rule:
- Category A for a motor of 110kW (147bhp) or less. It closed at S$132,004 in the October 2026 2nd round.
- Category B for anything more powerful. It closed at S$131,901 in the same round.
The listed motor is 583bhp, well above the Category A limit. The COE page carries the latest results.
Road tax: a big fixed bill
Electric cars pay road tax on power. For the 583bhp (435kW) motor, LTA's formula gives S$6,291.30 a year, before any age surcharge.
That is a cost you pay whether you drive a little or a lot. It sits among the highest road tax figures for any car.
Past 10 years, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out other motors.
Insurance for the family's main driver
The Audi S e-tron GT price page prices a typical main driver:
- Aged 40, married, office job, 10 years' driving
- 50% no-claim discount (NCD), no claims
- Car registered 3 years ago, private use, comprehensive cover
- Repairs at an authorised workshop, no options
For that driver, 3 insurers price it online. The lowest premium is S$2,337.31 a year, shared by two plans. The dearest starts at S$3,501.07. That is S$1,163.76 more, or 50% on top. All prices include 9% GST and all three are estimates.
Each plan carries an excess of S$600. The page lists 16 more insurers with no online price. Out of 19, that is a small field to compare. Because all three prices are estimates, a firm quote may differ. Ask for one before you settle your budget.
Who it suits on cost
A driver with a full NCD. The standard price assumes 50% NCD. A driver who keeps it pays the lowest figure here.
An older driver. At 65 with 20 years' driving, the lowest price stays at S$2,337.31. There is no step up for age, and the same 3 insurers still quote.
Someone buying used or new. A new car and an 8-year-old car both keep the same lowest price of S$2,337.31. The car's age does not move it.
Who pays more
A driver who has lost the NCD. With no NCD, the lowest price is S$4,674.61. That is S$2,337.30 more, a rise of 100%. With 20% NCD, it is S$3,739.68, or S$1,402.37 more.
A young driver. A driver aged 27 with 3 years' driving and 30% NCD pays from S$3,272.22. That is S$934.91 more.
So the NCD is the one detail that changes the price most. A single claim that cuts it would show up sharply at renewal. When you compare plans, check whether NCD protection is offered and what it costs. Check also how a claim affects the discount in later years.
Against other electric cars
The price page compares six electric cars, for the same driver and car age:
- BMW iX1: S$1,907.27, 2 insurers
- BYD Sealion 7: S$1,390.72, 7 insurers
- Tesla Model Y: S$939.71, 10 insurers
- BYD Atto 3: S$913.63, 10 insurers
- Tesla Model 3: S$913.62, 10 insurers
- BYD M6: S$861.41, 9 insurers
Their average lowest price is S$1,154.39. The S e-tron GT costs 102% more. All six are cheaper to insure, and most have more insurers to choose from. Other Audi models are on the Audi car insurance page.
Questions to ask yourself
- Can you budget for road tax of S$6,291.30 every year, on top of insurance?
- How safe is your NCD? It is the main thing that moves your premium.
- Do you have home charging? If not, public charging costs and time add up.
- Where will you park? Season parking at home and work is a cost you set, not the car.
- How long will you keep it? Depreciation, servicing and tyres depend on that. Ask what the battery warranty covers.
Summary of yearly costs we can show
For the Audi S e-tron GT qu 97 kWh:
- Road tax: S$6,291.30 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$2,337.31 a year (as of 1 November 2026)
- Insurance, no NCD: from S$4,674.61
- Insurance, driver aged 27: from S$3,272.22
The one-off cost, for reference: listed at S$729,999 on 2026-10-10, including COE as listed that day.
Before you buy: car insurance for the Audi S e-tron GT
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Audi S e-tron GT to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.