The Audi Q8 is a large SUV made in Slovakia. In Singapore it is listed as a 3.0 TFSI mild hybrid. This guide covers the list price, the COE, road tax and car insurance, using only what the facts show.
The insurance figures are examples for one stated driver, as of 1 November 2026. They are for comparing, not a quote for you.
The version on sale
The new-car list read on 2026-10-10 shows one version: the Q8 Mild Hybrid 3.0 TFSI qu Tip, a petrol-electric car with a 2,995cc engine and 335bhp.
The quote form lists the Q8 3.0 TFSI qu Tip, and that is the version priced below.
List price
As listed on 2026-10-10, the Q8 Mild Hybrid 3.0 TFSI qu Tip was S$541,999, with COE included as listed that day.
That is a large sum, and a small change in the list price moves the total by a lot. Ask for a current figure, as list prices follow COE rounds. Check what each offer includes.
COE
With a 2,995cc engine, above 1,600cc, the Q8 needs a Category B COE. Category B closed at S$131,901 in the October 2026 2nd round. The COE page has later rounds.
Road tax
Road tax follows engine size. For the 2,995cc engine, LTA's formula gives S$2,379.24 a year, checked 2026-10-19, before any surcharge.
Once the car is over 10 years old, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page explains the formula.
Insurance for the page's driver
The Audi Q8 price page prices:
- Car: Q8 3.0 TFSI qu Tip, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
8 insurers price it. The lowest is S$1,323.18 a year. The insurer whose lowest plan costs most asks at least S$3,288.89. That is S$1,965.71 more, or 149% on top. All prices include 9% GST.
A gap that wide means the insurer you pick can make a big difference. Two drivers with the same details could pay very different sums.
Excess across the plans
- S$600: the lowest-priced plan and four others
- S$1,400: two plans, one named as collision only
- S$2,500 and S$3,000: two plans
- S$300: three plans
- S$0: one plan
The lowest premium comes with a common S$600 excess. The second lowest is a collision only plan with a S$1,400 excess. Check what each one covers.
Insurers with no online price
Ten insurers have no online price for the Q8. Most have no price for the model yet. One does not list it on its online quote.
The price for other drivers
The price page changes one detail at a time:
- No NCD (0%): S$2,586.70, up S$1,263.52
- 20% NCD: S$2,070.63, up S$747.45
- Driver aged 27, 3 years' driving, 30% NCD: S$2,411.15, up S$1,087.97
- Driver aged 65, 20 years' driving: S$1,445.97, up S$122.79
- New car, registered this year: S$1,363.00, up S$39.82
- Car 8 years old: S$1,259.46, down S$63.72
Losing all your NCD is the biggest change, at 95% more. The young driver line rises less than that, and a different insurer has its lowest price.
The no NCD and young driver lines are priced by 9 insurers, one more than the standard driver. A new car is priced by 7.
An older car brings the price down a little. A new car costs only slightly more. So on these figures, your NCD and driving record matter far more than the car's age. Each line tracks the lowest price only, and dearer plans may move by other amounts. A quote on your own details is the clearest guide.
Against similar cars
The price page sets the Q8 beside six cars with engines of about three litres, same driver and car age:
- Alfa Romeo 166: S$2,897.48
- BMW 640i Gran Coupe: S$1,312.28
- BMW 730d: S$1,115.28
- BMW 440i Gran Coupe M Sport: S$1,061.44
- BMW 730i: S$943.53
- BMW 7 Series: S$925.04
Their average lowest price is S$1,375.84. The Q8 costs 4% less than that average. Even so, 5 of the six are cheaper to insure. Only the 166 costs more, and it lifts the average. The Audi car insurance page lists other models.
Costs the facts leave to you
- Parking: season parking at home and parking elsewhere. Check lot sizes for a large SUV.
- Petrol: depends on your mileage and pump prices. The car pairs its engine with a mild hybrid system.
- ERP: depends on your routes and times.
- Servicing and tyres: follow the maker's schedule. Ask what the warranty covers and for how long.
- Depreciation: depends on what you pay now and what the car fetches later.
Summary of yearly costs we can show
For the Audi Q8 3.0 TFSI qu Tip, with dates:
- Road tax: S$2,379.24 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$1,323.18 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,586.70
- Insurance, car 8 years old: from S$1,259.46
For reference, the list price was S$541,999 as listed on 2026-10-10. Category B COE closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Audi Q8
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Audi Q8 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.