The Audi Q4 Sportback e-tron is the sloping-roof form of the Q4 e-tron, an electric SUV made in Germany. If it is on your list, this guide works through the costs the facts can show. Those are the list price, the COE rule, road tax and car insurance.
The insurance figures are examples for one stated driver, as of 1 November 2026. Read them as a comparison point. Your own price depends on your answers.
Two versions, one motor
The new-car list read on 2026-10-10 has two versions, each with an 82 kWh battery and a 282bhp motor:
- 45 Advanced 82 kWh
- 45 Edition 1 82 kWh
The quote form lists the same two. The insurance prices are for the 45 Advanced, the version most insurers quote.
What it cost on the list
As listed on 2026-10-10, with COE included as listed that day:
- 45 Advanced: S$347,999
- 45 Edition 1: S$367,999
The two share a motor and battery, so the gap is about equipment. Ask for a current figure, since list prices follow COE rounds. Compare offers on the same items.
Road tax, both versions
Electric road tax is set by motor power. For the 282bhp (210kW) motor, LTA's formula gives S$2,146.70 a year, checked 2026-10-19, before any surcharge. Both versions pay this sum.
Over 10 years old, a surcharge is added:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page shows how the formula works.
Which COE
The price page says a fully electric Q4 Sportback e-tron needs a Category A COE if its motor is 110kW (147bhp) or less. A more powerful motor needs Category B.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. The COE page shows later rounds.
Premiums for the standard driver
The Audi Q4 Sportback e-tron price page prices:
- Car: 45 Advanced 82 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
5 insurers price it. The lowest premium is S$1,698.26 a year. The insurer whose lowest plan costs most asks at least S$3,505.95. That is S$1,807.69 more, or 106% on top. All prices include 9% GST.
The top premium is roughly double the lowest. With a gap that wide, it pays to look past the first line.
A plan name to check
The lowest plan is named for repairs at any workshop, while the page's standard setting is an authorised workshop. That may change what you get after an accident. Read the terms before you treat it as like for like.
Excess on the page
- S$900: the lowest-priced plan
- S$300: three plans from one insurer
- S$600: three other plans
Here the gaps in excess are modest. The premium gap is the bigger difference.
Insurers with no online price
Fourteen insurers have no online price for this car. Most have no price for the model yet. One has no online price for electric cars, one does not quote them online, and one holds a price for one standard driver only.
When the details change
The price page changes one detail and shows the new lowest price:
- No NCD (0%): S$3,280.74, which is S$1,582.48 more
- 20% NCD: S$2,806.58, which is S$1,108.32 more
- Driver aged 27, 3 years' driving, 30% NCD: S$3,374.28, which is S$1,676.02 more
- Driver aged 65, 20 years' driving: S$1,844.73, which is S$146.47 more
- New car, registered this year: S$1,860.00, which is S$161.74 more
- Car 8 years old: S$1,552.69, which is S$145.57 less
The young driver line is the dearest, at 99% more. Dropping to no NCD costs nearly as much. All 5 insurers price every line, so the field holds steady.
For no NCD and 20% NCD, a different insurer has the lowest price. So the best-placed insurer for one driver is not always the same for another.
For a used Q4 Sportback
An 8-year-old car is the only change that lowers the price. Before you buy a used one, check the COE left, the battery warranty and a quote on your own details.
Set against other electric cars
The price page compares it with six electric cars, for the same driver and car age:
- BMW iX1: S$1,907.27
- BYD Sealion 7: S$1,390.72
- Tesla Model Y: S$939.71
- BYD Atto 3: S$913.63
- Tesla Model 3: S$913.62
- BYD M6: S$861.41
Their average lowest price is S$1,154.39. The Q4 Sportback e-tron costs 47% more than that. Five of the six are cheaper to insure, and only the iX1 costs more. Other models are on the Audi car insurance page.
Costs that sit with you
- Charging: the cost depends on where you charge and how often.
- Parking: season parking at home and parking elsewhere.
- ERP: depends on your routes and times.
- Servicing and tyres: follow the maker's schedule.
- Depreciation: depends on what you pay and what the car fetches later.
Summary of yearly costs we can show
For the Q4 Sportback e-tron 45 Advanced, with dates:
- Road tax: S$2,146.70 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$1,698.26 a year (as of 1 November 2026)
- Insurance, driver aged 27: from S$3,374.28
- Insurance, car 8 years old: from S$1,552.69
For reference, list prices started at S$347,999 as listed on 2026-10-10. COE in the October 2026 2nd round was S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Audi Q4 Sportback e-tron
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Audi Q4 Sportback e-tron to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.