The Audi Q4 e-tron is an electric SUV made in Germany. If you are weighing one, this guide sets out the costs the facts cover: list price, the COE rule, road tax and car insurance.
The insurance figures are examples for one stated driver, as of 1 November 2026. They show how prices compare. They are not a quote for you.
Versions listed and priced
The new-car list read on 2026-10-10 shows two versions, both with an 82 kWh battery and a 282bhp motor:
- 45 Advanced 82 kWh
- 45 Edition 1 82 kWh
The insurance prices below are for a different version, the Q4 e-tron 35 Sport, which is the one most insurers quote. The quote form lists that version. The facts give no list price or motor power for it.
List prices
As listed on 2026-10-10, with COE included as listed that day:
- 45 Advanced: S$342,999
- 45 Edition 1: S$362,999
Ask for a current figure, as list prices change after COE rounds. Check what each offer includes.
Road tax
Electric road tax follows motor power. For the 282bhp (210kW) motor in the 45 versions, LTA's formula gives S$2,146.70 a year, checked 2026-10-19, before any surcharge.
The facts give no motor power for the 35 Sport, so it may pay a different sum. Check its papers and use the road tax page.
Cars over 10 years old pay a surcharge. It is +10% over 10 years, +20% over 11, +30% over 12, +40% over 13 and +50% over 14.
COE
The price page says a fully electric Q4 e-tron needs a Category A COE if its motor is 110kW (147bhp) or less. A more powerful motor needs Category B.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. The COE page shows later rounds.
Insurance on the price page
The Audi Q4 e-tron price page prices:
- Car: Q4 e-tron 35 Sport, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
4 insurers give a price. The lowest is S$1,596.68 a year. The insurer whose lowest plan costs most asks at least S$2,271.80. That is S$675.12 more, or 42% on top. All prices include 9% GST.
Excess
The lowest plan carries a S$1,200 excess. The other three plans carry S$600. So the lowest premium asks the most of you when you claim. The next plans cost a little more a year but halve the excess. Weigh both before you decide.
A narrow field
The page lists 14 insurers with no online price for the Q4 e-tron. Most have no price for the model yet. One has no online price for electric cars, and one does not quote them online.
How the premium changes
One detail at a time:
- No NCD (0%): S$3,672.36, up S$2,075.68
- 20% NCD: S$2,682.44, up S$1,085.76
- Driver aged 27, 3 years' driving, 30% NCD: S$4,011.60, up S$2,414.92
- Driver aged 65, 20 years' driving: S$1,635.73, up S$39.05
- New car, registered this year: S$1,698.57, up S$101.89
- Car 8 years old: S$1,562.69, down S$33.99
A young driver pays most here, at 151% more. The no NCD, young driver and new car lines are each priced by only 2 insurers. So for those drivers, the online field shrinks by half.
The older driver line barely moves the price, and its lowest figure comes from a different insurer. An older car brings the price down a little.
Reading these lines
Each line shows the lowest price only. When the field drops to 2 insurers, there is little to compare online. A quote on your own details is the clearest way to see your price. Several prices on the page are also marked as estimates, so the final figure may differ when you ask.
Against six electric cars
The price page compares the Q4 e-tron with six electric cars, same driver and car age:
- BMW iX1: S$1,907.27, 2 insurers
- BYD Sealion 7: S$1,390.72, 7 insurers
- Tesla Model Y: S$939.71, 10 insurers
- BYD Atto 3: S$913.63, 10 insurers
- Tesla Model 3: S$913.62, 10 insurers
- BYD M6: S$861.41, 9 insurers
Their average lowest price is S$1,154.39. The Q4 e-tron costs 38% more than that, and 5 of the six are cheaper to insure. Only the iX1 costs more. The Audi car insurance page lists other Audi models.
Owner-dependent costs
- Charging: depends on where you charge and how much you drive.
- Parking: season parking at home and parking elsewhere.
- ERP: depends on your routes.
- Servicing: follow the maker's schedule, and ask about the battery warranty.
- Depreciation: depends on what you pay and what the car fetches later.
Summary of yearly costs we can show
For the Audi Q4 e-tron, with dates:
- Road tax, 45 versions: S$2,146.70 a year before any age surcharge (checked 2026-10-19)
- Insurance, 35 Sport, standard driver: from S$1,596.68 a year (as of 1 November 2026)
- Insurance, no NCD: from S$3,672.36
- Insurance, driver aged 27: from S$4,011.60
For reference, list prices started at S$342,999 as listed on 2026-10-10. COE in the October 2026 2nd round was S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Audi Q4 e-tron
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Audi Q4 e-tron to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.