The Audi A8 is Audi's large luxury sedan. The version priced here, the A8 3.0, is not on the new-car list now. Even so, 11 insurers price it online, a broad field for a big car. This guide covers road tax, the COE and car insurance.
The insurance figures are examples for one stated driver, as of 1 November 2026. They help you compare, but your own price will differ.
The A8 on the quote form
The new-car list has no entry for this model on sale now. So this guide gives no list price, power or body type. The price page shows insurance prices, the COE category and engine size.
The quote form lists three versions:
- 3.0: 2,976cc
- 3.0 TFSI quattro: 2,995cc
- 3.2 FSi: 3,123cc
The insurance figures are for the A8 3.0, the version most insurers quote.
Road tax for a three-litre engine
LTA's formula, checked 2026-10-19, gives S$2,356.94 a year for the 2,976cc engine, before any surcharge. That is a large yearly sum, and the other two versions have bigger engines still. The road tax page works out their figures.
A surcharge is added once a car is over 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
On an engine this size, each step adds a noticeable amount.
COE
With a 2,976cc engine, above 1,600cc, the A8 3.0 needs a Category B COE. Category B closed at S$131,901 in the October 2026 2nd round. On a used car, the COE left matters most. The COE page shows later rounds.
The insurance spread
The Audi A8 price page prices:
- Car: A8 3.0, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
11 insurers price it. The lowest is S$1,092.69 a year. The insurer whose lowest plan costs most asks at least S$3,060.56. That is S$1,967.87 more, or 180% on top. All prices include 9% GST.
The dearest insurer's lowest plan costs almost three times the lowest premium. Two people with the same details could pay very different sums depending on where they ask.
The excess on each plan
Plans on the page carry a range of excesses:
- S$0: one plan
- S$300: three plans at the top of the list
- S$500: three plans
- S$600: the lowest-priced plan and several others
- S$1,200: one plan
- S$2,500 and S$3,000: two plans
The lowest premium comes with a mid-range excess of S$600. So on this car, a low premium does not mean a large excess.
Who has no price
Eight insurers have no online price for the A8. Most have no price for this model yet. One does not list it, and one holds a price for one standard driver only.
How the premium moves
The price page changes one detail at a time:
- No NCD (0%): S$2,136.11, up S$1,043.42
- 20% NCD: S$1,709.94, up S$617.25
- Driver aged 27, 3 years' driving, 30% NCD: S$2,234.71, up S$1,142.02
- Driver aged 65, 20 years' driving: S$1,194.08, up S$101.39
- New car, registered this year: S$1,125.57, up S$32.88
- Car 8 years old: S$1,040.07, down S$52.62
The young driver line costs most, at 105% more. No NCD comes close. The same insurer has the lowest price on every line, and the field stays at 10 or 11 insurers throughout. That makes these figures a steady guide.
An 8-year-old car is the one change that lowers the price. Most A8 3.0s on the road are older than the page's 3-year-old car, so that line is the closer guide for a used one. An older driver pays only a little more than the standard driver. These lines show the lowest price only, and dearer plans may move by other amounts.
Next to similar cars
The price page sets the A8 beside six cars with engines of about three litres, same driver and car age:
- Alfa Romeo 166: S$2,897.48, 2 insurers
- BMW 640i Gran Coupe: S$1,312.28, 10 insurers
- BMW 730d: S$1,115.28, 2 insurers
- BMW 440i Gran Coupe M Sport: S$1,061.44, 6 insurers
- BMW 730i: S$943.53, 14 insurers
- BMW 7 Series: S$925.04, 11 insurers
Their average lowest price is S$1,375.84. The A8 costs 21% less than that average. Still, 3 of the six are cheaper to insure: the 440i, the 730i and the 7 Series. The average is pulled up by the 166. The Audi car insurance page lists other models.
Costs set by how you use the car
- Parking: season parking at home, plus parking elsewhere. Check lot sizes where you park often.
- Petrol: depends on your mileage and pump prices.
- ERP: depends on your routes and times.
- Servicing and parts: a large luxury car can have costly parts. Ask for a service record.
- Depreciation: follows the price you pay and the COE left.
Summary of yearly costs we can show
For the Audi A8 3.0, with dates:
- Road tax: S$2,356.94 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$1,092.69 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,136.11
- Insurance, car 8 years old: from S$1,040.07
For reference, Category B COE closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Audi A8
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Audi A8 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.