The Toyota Caldina GT-FOUR is not sold new in Singapore today. You may still own one, or be weighing one up. This page sets out the costs that can be shown with figures: road tax, the COE rule and car insurance.
Every insurance figure here is an example for one stated driver, as of 1 November 2026. Your own premium depends on your answers.
No new-car listing
The new-car list has no entry for the Caldina GT-FOUR. So there is no list price to give here.
Our quote form still covers the car, because people insure older models. It prices the Caldina GT-FOUR 2.0, with a 1,998cc engine. That is the version most of our insurers quote.
If you are buying, the price is whatever you agree with the seller. Check the remaining COE life and the car's papers before you commit.
COE category
The price page is clear on this one. With a 1,998cc engine, above 1,600cc, the Caldina GT-FOUR 2.0 needs a Category B COE.
In the October 2026 2nd round, Category B closed at S$131,901. Premiums change every round. The COE page carries the latest results.
For a car already on the road, the COE matters when it runs out. You then choose whether to renew it or deregister the car.
Road tax on a 2.0-litre engine
Road tax follows engine size. For the 1,998cc engine, LTA's formula gives S$1,209.76 a year, before any surcharge.
Age matters a great deal for a model like this. Cars past 10 years pay a surcharge on top:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
If your car has passed these marks, budget for the higher figure. The surcharge applies every year once the car crosses each mark, so it grows as the car ages. The road tax page works out other engine sizes.
What insurers ask for the standard driver
The Toyota Caldina GT-FOUR price page uses one fixed profile:
- Car: Caldina GT-FOUR 2.0, registered 3 years ago, private use, comprehensive cover
- Driver: 40 years old, married, office job, 10 years' driving
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
The car age in that profile is a standard example. It lets you compare this car with others on equal terms.
5 insurers price it online. The lowest premium is S$806.41 a year. The insurer whose lowest plan costs most asks at least S$1,293.14, which is S$486.73 or 60% more. The dearest plan listed is S$1,728.51. All prices include 9% GST.
One insurer does not list the model on its online quote. Several prices on the page are marked as estimates.
Excess on these plans
The excess is your share of each claim. The lowest premium carries a S$1,200 excess. Most other plans sit at S$600 or S$500. A lower premium with a higher excess can cost you more in a year when you claim.
How the price moves
Here is the lowest price when one detail changes and the rest stay put:
- No NCD (0%): S$1,854.75, up S$1,048.34
- 20% NCD: S$1,354.78, up S$548.37
- Driver aged 27, 3 years' driving, 30% NCD: S$2,026.09, up S$1,219.68, with 3 insurers pricing
- Driver aged 65, 20 years' driving: S$1,425.68, up S$619.27, with 3 insurers pricing
- New car, registered this year: S$857.87, up S$51.46
- Car 8 years old: S$789.25, down S$17.16
The young driver costs most, at 151% above the standard figure. Fewer insurers price the youngest and oldest drivers. That leaves less to compare. A small field also means one insurer's price can set the lowest figure on its own. Losing your NCD is the next largest change, more than doubling the lowest price.
These figures are the lowest prices only. Other plans may shift by more or less.
Against similar 2.0-litre cars
The price page lines the Caldina GT-FOUR up with six cars of similar engine size:
- BMW 3 Series: S$1,000.41
- Lexus NX: S$970.26
- Mercedes-Benz GLC: S$925.60
- Lexus RX: S$921.75
- Mercedes-Benz E-Class: S$857.06
- BMW 5 Series: S$792.38
Their average lowest price is S$911.24. The Caldina GT-FOUR comes in 12% below that. Only one of the six is cheaper to insure on these details. Note that those cars are priced by many more insurers, so their markets are wider. More Toyota models are on the Toyota car insurance page.
Costs we cannot put a number on
These vary too much from owner to owner.
- Parking: HDB or condo season parking, plus parking at work and when you go out.
- Petrol: depends on your mileage and pump prices.
- ERP: depends on the roads and the hours you drive.
- Servicing and parts: follow a servicing schedule. Ask about parts supply for an older model before you buy.
- Depreciation: on a used car this turns on the price you pay and the COE life left.
Summary of yearly costs we can show
For the Toyota Caldina GT-FOUR 2.0:
- Road tax: S$1,209.76 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$806.41 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,854.75
- Insurance, driver aged 27: from S$2,026.09
There is no list price, as the car is not on the new-car list. The Category B COE closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Toyota Caldina GT-FOUR
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Toyota Caldina GT-FOUR to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.