If you are weighing up a used Toyota Allion, the purchase price is only the start. You also pay road tax every year and car insurance every year, and the COE sets how long the car can stay on the road.
This review takes those costs one at a time. The insurance prices are examples for one stated driver, read on 20 October 2026. Yours will depend on your own details.
Which Allion we priced
The Allion is not on the new-car list we hold, so there is no list price here. Our quote form carries four versions:
- Allion 1.8: 1,794cc
- Allion A15: 1,497cc
- Allion A18: 1,794cc
- Allion A20: 1,998cc
The insurance figures below are for the Allion 1.8, the version most of our insurers quote. The A15 and A20 have different engine sizes, so their road tax and COE category may differ from what follows.
The COE category
Every car in Singapore runs on a Certificate of Entitlement. For the Allion 1.8, with its 1,794cc engine, that is above 1,600cc, so it needs a Category B COE.
In the October 2026 1st round, Category B closed at S$130,100. Results change every bidding round. The COE page carries the latest figures.
If you buy a used Allion, the COE comes with the car. What matters then is how many years are left on it, since that is how long you can drive before you renew or deregister.
Road tax on the 1.8
LTA works out road tax from engine size. For a 1,794cc engine, its formula gives S$970.46 a year. That figure is before any age surcharge, and it was checked on 2026-10-19.
Older cars pay more. The surcharge begins once a car is more than 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Many Allions on the road today are older cars, so check the registration date of any car you look at. The road tax page covers the other engine sizes.
What insurance costs for one driver
The Toyota Allion price page sets out premiums for a single example:
- Car: Allion 1.8, registered 3 years ago, private use
- Cover: comprehensive, repairs at an authorised workshop, no add-ons
- Driver: aged 40, married, office job, 10 to 19 years of driving
- Record: 50% no-claim discount (NCD), no claims
On those details, 14 insurers give a price. The lowest is S$721.59 a year. The insurer whose lowest plan is dearest asks at least S$1,313.03. That is S$591.44 more, or 82% on top. All the prices include 9% GST.
So the same driver, in the same car, can pay close to double depending on the insurer. That gap is the strongest reason to compare.
Check the excess too
Each plan carries an excess: the part of any claim you pay yourself. Most plans on this page sit at S$600. A few are at S$500, and one is at S$0. At the high end, some plans carry S$2,500 or S$3,000.
A low premium paired with a high excess can cost more the first time you claim. When you compare, look at both numbers side by side.
A few prices on the page are marked as estimates. Those are worth confirming on the insurer's own quote before you rely on them.
When the driver or car changes
The price page also reprices the Allion with one detail changed at a time. Here is the lowest price in each case:
- No NCD (0%): S$1,017.12, which is S$295.53 more
- 20% NCD: S$1,017.12, also S$295.53 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,017.12, again S$295.53 more
- Driver aged 65, 20 or more years' driving: S$721.59, no change
- A new car, registered this year: S$742.90, which is S$21.31 more
- A car 8 years old: S$660.69, which is S$60.90 less
The NCD is the big lever here. Without it, the lowest price rises 41%. A younger driver with a shorter record lands at the same figure. An older Allion, on the other hand, costs a little less to insure at the lowest price.
These are lowest prices only. Other plans may move by more or less when a detail changes.
The Allion beside similar cars
The price page lines the Allion up against six similar cars, with the same driver and car age. Each car's lowest price:
- Hyundai Kona: S$721.59
- Mercedes-Benz E-Class: S$861.03
- BMW 5 Series: S$861.03
- Hyundai Avante: S$622.34
- Kia Cerato: S$660.69
- Lexus NX: S$972.39
The average of those six is S$783.18. The Allion comes in 8% below it. Two of the six, the Avante and the Cerato, are cheaper to insure for this driver. You can see more Toyota models on the Toyota car insurance page, and a wider ranking of cars by insurance price on this list.
Costs only you can estimate
Some costs depend so much on how you live that one figure would mislead.
- Parking: an HDB or condo season parking charge, plus parking at work, malls and elsewhere. Check what your own car park charges.
- Petrol: set by the distance you cover and the pump price on the day.
- ERP: set by the roads you use and the times you use them.
- Servicing and repairs: routine servicing, plus tyres, brakes and a battery over time. On an older car, ask what has been done recently.
- Depreciation: driven by what you pay, the COE years left, and what the car is worth at the end.
The yearly figures in one place
For the Toyota Allion 1.8:
- Road tax: S$970.46 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$721.59 a year (20 October 2026)
- Insurance, no NCD: from S$1,017.12
- Insurance, a car 8 years old: from S$660.69
For reference, the COE it needs is Category B, which closed at S$130,100 in the October 2026 1st round.
Before you buy: car insurance for the Toyota Allion
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Toyota Allion to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.