A Toyota Auris on sale in Singapore today will be a used car, since the model has no entry on the new-car list we hold. If you are thinking of buying one, three costs come round regularly: road tax, insurance and, in time, the COE.
This review goes through each. The insurance figures are examples for one stated driver, read on 20 October 2026. Treat them as a guide to the costs, not as your quote.
Versions you may come across
Our quote form lists three Auris versions:
- Auris 1.4: 1,398cc
- Auris 1.6: 1,598cc
- Auris 150X: 1,497cc
We priced the Auris 1.4, which most of our insurers quote. Road tax and the COE rule below are for that engine. The 1.6 and the 150X have different engine sizes, so their road tax differs.
The COE question
With a 1,398cc engine, the Auris 1.4 needs a Category A COE if its power is 97kW (130bhp) or less. If it is more powerful than that, it needs Category B.
The October 2026 1st round closed at S$130,001 for Category A and S$130,100 for Category B. Each bidding round brings new figures, which you can follow on the COE page.
For a used car, the COE has already been bought. Check how many years remain on it, since that sets how long the car can run before you must renew or deregister.
Road tax for the 1.4
LTA sets road tax by engine size. For 1,398cc, the formula gives S$624.42 a year, before any age surcharge. The figure was checked on 2026-10-19.
Because many Auris cars are now well into their lives, the age surcharge matters:
- More than 10 years old: +10%
- More than 11 years old: +20%
- More than 12 years old: +30%
- More than 13 years old: +40%
- More than 14 years old: +50%
Other engine sizes are on the road tax page.
The insurance spread
The Toyota Auris price page prices one example:
- Car: Auris 1.4, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: at an authorised workshop, with no options
Fourteen insurers price this case. The lowest premium is S$642.42 a year. The insurer whose lowest plan is dearest asks at least S$1,313.03, which is S$670.61 more, or 104% on top. All prices include 9% GST.
That means the highest of the insurers' cheapest plans costs more than double the lowest premium. Shopping around is where the saving comes from.
What the excess adds
The excess is the share of a claim you cover yourself. Most Auris plans carry S$600, and a couple carry S$500. One has no excess at all. Others reach S$2,500 or S$3,000, and the estimate plans on the page carry S$800.
So a lower premium is not the whole story. Weigh it against what you would pay out if you made a claim.
Dates and estimates
Each price on the page carries an "as at" date. That is the day the insurer's published price table was read. A price dated today comes from the insurer's live rates. Some figures are marked as estimates; check those on the insurer's own quote before you rely on them.
The NCD in the example is worth understanding too. It is a discount you build up with claim-free years, and a claim usually cuts it back. That is why the no-NCD prices further down are so much higher.
Changing one detail
The price page also shows how the lowest price shifts when one fact changes:
- NCD down to 0%: S$976.44, S$334.02 more
- NCD at 20%: S$976.44, S$334.02 more
- A 27-year-old driver, 3 years' driving, 30% NCD: S$976.44, S$334.02 more
- A 65-year-old driver, 20 or more years' driving: S$642.42, the same
- A brand-new car, registered this year: S$660.69, S$18.27 more
- A car 8 years old: S$586.41, S$56.01 less
The NCD carries the most weight. Without it, the lowest price is 52% higher. Age and experience at the older end make no difference here. And an older Auris costs a little less to insure than a newer one.
Bear in mind these are lowest prices. Plans higher up the list may respond differently.
Next to its rivals
The page compares six similar cars for the same driver and car age. Their lowest prices are:
- Mazda 3: S$927.36
- BMW X1: S$811.71
- Mercedes-Benz GLB: S$787.96
- Honda Freed: S$642.42
- Hyundai Kona: S$721.59
- Mercedes-Benz C-Class: S$749.93
Their average lowest price is S$773.50. The Auris comes in 17% below that, and none of the six is cheaper to insure. The Honda Freed matches it. For other Toyota models, see the Toyota car insurance page.
Costs that vary with the owner
These depend on your habits and where you live, so there is no single figure to give.
- Parking: season parking at home, and paid parking at work and elsewhere. Check your own car park's charges.
- Petrol: tied to your mileage and the pump price.
- ERP: tied to your routes and the hours you travel.
- Maintenance: regular servicing, plus tyres, brakes and a battery. On an older car, ask for its service history.
- Depreciation: shaped by the price you pay, the COE time left and the value at the end.
Summary of the yearly figures
For the Toyota Auris 1.4:
- Road tax: S$624.42 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$642.42 a year (20 October 2026)
- Insurance, no NCD: from S$976.44
- Insurance, a car 8 years old: from S$586.41
For reference, a COE in the October 2026 1st round cost S$130,001 in Category A or S$130,100 in Category B.
Before you buy: car insurance for the Toyota Auris
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Toyota Auris to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.