Car insurance
Toyota Caldina GT-FOUR car insurance: compare insurers and buy online
Toyota Caldina GT-FOUR 2.0, 3 years old, 50% no-claim discount
As of 12 Nov 2026 (Singapore time)
Compare car insurance for a Toyota Caldina GT-FOUR 2.0, 3 years old, 50% no-claim discount from 5 insurers on this page: S$806.41 to S$1,728.51 a year, GST included. Every plan has a Buy Now link.
On 12 Nov 2026, the cheapest car insurance for a Toyota Caldina GT-FOUR 2.0, 3 years old, 50% no-claim discount is S$806.41 a year (GST included) at HL Assurance, Car Protect360 Comprehensive (as at 20 Oct 2026); 5 insurers price it online, up to S$1,728.51 (as at 23 Oct 2026).
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/toyota-caldina-gt-four
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
The Toyota Caldina GT-FOUR in short
For the driver above, HL Assurance is cheapest for the Toyota Caldina GT-FOUR today, at S$806.41 for its Car Protect360 Comprehensive plan. 5 insurers price it; the dearest of them, ERGO, asks at least S$1,293.14, S$486.73 (60% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,854.75, 130% more. Against 6 similar cars (below) it costs 12% less than their average lowest price of S$911.24; one of them is cheaper to insure.
What we assumed
- Toyota Caldina GT-FOUR 2.0
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options
Prices today
| Insurer | Plan | Premium | Excess | As at |
|---|---|---|---|---|
| HL AssuranceCar Protect360 ComprehensiveBuy Now | Car Protect360 Comprehensive | S$1,200.00 | 20 Oct 2026 | |
| AIGAIG Car Insurance Collision OnlyBuy Now | AIG Car Insurance Collision Only | S$986.46 | S$600.00 | 21 Oct 2026 |
| AIGAIG Car Insurance CompleteBuy Now | AIG Car Insurance Complete | S$1,128.85 | S$600.00 | 21 Oct 2026 |
| IncomeDrivo ClassicBuy Now | Drivo Classic | S$1,146.25 | S$600.00 | 20 Oct 2026 |
| FWDDrivo ClassicBuy Now | Drivo Classic | S$1,146.25 | S$600.00 | 20 Oct 2026 |
| ERGOSMART ComprehensiveBuy Now | SMART Comprehensive | S$1,293.14 | S$500.00 | 23 Oct 2026 |
| IncomeDrivo AdvantageBuy Now | Drivo Advantage | S$1,318.20 | S$600.00 | 20 Oct 2026 |
| FWDDrivo AdvantageBuy Now | Drivo Advantage | S$1,318.20 | S$600.00 | 20 Oct 2026 |
| IncomeDrivo PremiumBuy Now | Drivo Premium | S$1,432.83 | S$600.00 | 20 Oct 2026 |
| FWDDrivo PremiumBuy Now | Drivo Premium | S$1,432.83 | S$600.00 | 20 Oct 2026 |
| ERGOENHANCED ComprehensiveBuy Now | ENHANCED Comprehensive | S$1,728.51 | S$500.00 | 23 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.
Buy Now addresses
- HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Income, Drivo Classic: https://shentonbrokers.com/go/buy/car/income/drivo-classic?brand=toyota&model=toyota-caldina-gt-four-2-0&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- ERGO, SMART Comprehensive: https://shentonbrokers.com/go/buy/car/ergo/smart?brand=toyota&model=toyota-caldina-gt-four-2-0&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
Open the quote form with these answers filled in, then change anything that is different for you.
Get your own quotePrices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=toyota&model=toyota-caldina-gt-four-2-0&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
How the Toyota Caldina GT-FOUR price changes
The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.
| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
|---|---|---|---|---|
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$806.41 (as at 20 Oct 2026) | 5 | HL Assurance | |
| The same driver with no NCD (0%) | S$1,854.75 (as at 20 Oct 2026) | S$1,048.34 more | 5 | HL Assurance |
| The same driver with 20% NCD | S$1,354.78 (as at 20 Oct 2026) | S$548.37 more | 5 | HL Assurance |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,604.75 (as at 20 Oct 2026) | S$798.34 more | 5 | Income |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,146.25 (as at 20 Oct 2026) | S$339.84 more | 4 | Income |
| A new car (registered this year) | S$857.87 (as at 20 Oct 2026) | S$51.46 more | 4 | HL Assurance |
| A car 8 years old | S$789.25 (as at 20 Oct 2026) | S$17.16 less | 5 | HL Assurance |
Open a line to get a quote with those answers filled in. Quotes by driver: the Toyota Caldina GT-FOUR priced for 73 typical drivers, from new drivers to over-70s.
Toyota Caldina GT-FOUR insurance price by driver age and NCD, male driver (man)
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | S$4,900.41AIG | S$4,410.37AIG | S$3,920.32AIG | S$3,258.77AIG | Not possible | Not possible |
| 22 | S$4,609.49AIG | S$4,148.53AIG | S$3,687.57AIG | S$3,065.30AIG | S$2,627.42AIG | Not possible |
| 23 | S$3,413.25AIG | S$3,071.91AIG | S$2,730.58AIG | S$2,269.81AIG | S$1,945.56AIG | S$1,621.29AIG |
| 24 | S$3,224.86AIG | S$2,902.36AIG | S$2,579.88AIG | S$2,144.52AIG | S$1,838.18AIG | S$1,531.81AIG |
| 25 | S$3,120.66AIG | S$2,808.58AIG | S$2,496.51AIG | S$2,075.23AIG | S$1,778.78AIG | S$1,482.31AIG |
| 26 | S$3,039.36AIG | S$2,735.41AIG | S$2,431.47AIG | S$2,021.17AIG | S$1,732.44AIG | S$1,443.69AIG |
| 27 | S$2,674.75HL Assurance | S$2,302.63HL Assurance | S$1,953.74HL Assurance | S$1,628.11HL Assurance | S$1,395.53HL Assurance | S$1,162.93HL Assurance |
| 28 | S$2,518.56HL Assurance | S$2,168.17HL Assurance | S$1,839.66HL Assurance | S$1,533.04HL Assurance | S$1,314.04HL Assurance | S$1,095.02HL Assurance |
| 29 | S$2,381.89HL Assurance | S$2,050.51HL Assurance | S$1,739.83HL Assurance | S$1,449.84HL Assurance | S$1,242.73HL Assurance | S$1,035.61HL Assurance |
| 30 | S$2,284.28HL Assurance | S$1,966.48HL Assurance | S$1,668.52HL Assurance | S$1,390.43HL Assurance | S$1,191.81HL Assurance | S$993.16HL Assurance |
| 31 | S$2,186.67HL Assurance | S$1,882.45HL Assurance | S$1,597.22HL Assurance | S$1,331.01HL Assurance | S$1,140.87HL Assurance | S$950.73HL Assurance |
| 32 | S$2,108.55HL Assurance | S$1,815.20HL Assurance | S$1,540.16HL Assurance | S$1,283.46HL Assurance | S$1,100.12HL Assurance | S$916.77HL Assurance |
| 33 | S$2,049.98HL Assurance | S$1,764.79HL Assurance | S$1,497.39HL Assurance | S$1,247.82HL Assurance | S$1,069.56HL Assurance | S$891.30HL Assurance |
| 34 | S$1,991.41HL Assurance | S$1,714.35HL Assurance | S$1,454.59HL Assurance | S$1,212.17HL Assurance | S$1,039.00HL Assurance | S$865.83HL Assurance |
| 35 | S$1,952.38HL Assurance | S$1,680.75HL Assurance | S$1,426.08HL Assurance | S$1,188.41HL Assurance | S$1,018.63HL Assurance | S$848.86HL Assurance |
| 36 | S$1,913.33HL Assurance | S$1,647.14HL Assurance | S$1,397.57HL Assurance | S$1,164.63HL Assurance | S$998.25HL Assurance | S$831.88HL Assurance |
| 37 | S$1,893.82HL Assurance | S$1,630.35HL Assurance | S$1,383.32HL Assurance | S$1,152.76HL Assurance | S$988.09HL Assurance | S$823.41HL Assurance |
| 38 | S$1,874.31HL Assurance | S$1,613.55HL Assurance | S$1,369.07HL Assurance | S$1,140.89HL Assurance | S$977.90HL Assurance | S$814.92HL Assurance |
| 39 | S$1,854.77HL Assurance | S$1,596.73HL Assurance | S$1,354.78HL Assurance | S$1,128.99HL Assurance | S$967.71HL Assurance | S$806.43HL Assurance |
| 40 | S$1,854.75HL Assurance | S$1,596.72HL Assurance | S$1,354.78HL Assurance | S$1,128.99HL Assurance | S$967.70HL Assurance | S$806.41HL Assurance |
| 41–42 | S$1,835.24HL Assurance | S$1,579.91HL Assurance | S$1,340.53HL Assurance | S$1,117.10HL Assurance | S$957.51HL Assurance | S$797.93HL Assurance |
| 43–44 | S$1,854.77HL Assurance | S$1,596.73HL Assurance | S$1,354.78HL Assurance | S$1,128.99HL Assurance | S$967.71HL Assurance | S$806.43HL Assurance |
| 45 | S$1,854.77HL Assurance | S$1,596.72HL Assurance | S$1,354.78HL Assurance | S$1,128.99HL Assurance | S$967.70HL Assurance | S$806.41HL Assurance |
| 46 | S$1,874.29HL Assurance | S$1,613.53HL Assurance | S$1,369.05HL Assurance | S$1,140.87HL Assurance | S$977.88HL Assurance | S$814.91HL Assurance |
| 47 | S$1,874.31HL Assurance | S$1,613.55HL Assurance | S$1,369.07HL Assurance | S$1,140.89HL Assurance | S$977.90HL Assurance | S$814.92HL Assurance |
| 48 | S$1,893.79HL Assurance | S$1,630.31HL Assurance | S$1,383.30HL Assurance | S$1,152.74HL Assurance | S$988.06HL Assurance | S$823.39HL Assurance |
| 49 | S$1,893.80HL Assurance | S$1,630.32HL Assurance | S$1,383.30HL Assurance | S$1,152.75HL Assurance | S$988.07HL Assurance | S$823.40HL Assurance |
| 50 | S$1,913.33HL Assurance | S$1,647.14HL Assurance | S$1,397.57HL Assurance | S$1,164.63HL Assurance | S$998.25HL Assurance | S$831.88HL Assurance |
| 51 | S$1,932.84HL Assurance | S$1,663.94HL Assurance | S$1,411.81HL Assurance | S$1,176.51HL Assurance | S$1,008.45HL Assurance | S$840.37HL Assurance |
| 52 | S$1,952.38HL Assurance | S$1,680.75HL Assurance | S$1,426.08HL Assurance | S$1,188.41HL Assurance | S$1,018.63HL Assurance | S$848.86HL Assurance |
| 53 | S$1,971.93HL Assurance | S$1,697.59HL Assurance | S$1,440.37HL Assurance | S$1,200.31HL Assurance | S$1,028.83HL Assurance | S$857.36HL Assurance |
| 54 | S$1,971.90HL Assurance | S$1,697.56HL Assurance | S$1,440.35HL Assurance | S$1,200.29HL Assurance | S$1,028.82HL Assurance | S$857.35HL Assurance |
| 55 | S$1,991.42HL Assurance | S$1,714.37HL Assurance | S$1,454.62HL Assurance | S$1,212.18HL Assurance | S$1,039.00HL Assurance | S$865.84HL Assurance |
| 56 | S$2,010.95HL Assurance | S$1,731.18HL Assurance | S$1,468.87HL Assurance | S$1,224.06HL Assurance | S$1,049.20HL Assurance | S$874.32HL Assurance |
| 57 | S$2,030.46HL Assurance | S$1,747.98HL Assurance | S$1,483.13HL Assurance | S$1,235.94HL Assurance | S$1,059.37HL Assurance | S$882.81HL Assurance |
| 58 | S$2,030.48HL Assurance | S$1,748.00HL Assurance | S$1,483.13HL Assurance | S$1,235.95HL Assurance | S$1,059.38HL Assurance | S$882.82HL Assurance |
| 59–60 | S$2,049.98HL Assurance | S$1,764.79HL Assurance | S$1,497.39HL Assurance | S$1,247.82HL Assurance | S$1,069.56HL Assurance | S$891.30HL Assurance |
| 61–62 | S$2,069.55HL Assurance | S$1,781.63HL Assurance | S$1,511.68HL Assurance | S$1,259.72HL Assurance | S$1,079.78HL Assurance | S$899.81HL Assurance |
| 63 | S$2,069.52HL Assurance | S$1,781.59HL Assurance | S$1,511.66HL Assurance | S$1,259.71HL Assurance | S$1,079.74HL Assurance | S$899.80HL Assurance |
| 64 | S$2,049.98HL Assurance | S$1,764.79HL Assurance | S$1,497.39HL Assurance | S$1,247.82HL Assurance | S$1,069.56HL Assurance | S$891.30HL Assurance |
| 65 | S$2,571.92AIG | S$2,314.72AIG | S$2,057.53AIG | S$1,710.32AIG | S$1,466.00AIG | S$1,221.66AIG |
| 66 | S$2,558.74AIG | S$2,302.86AIG | S$2,046.99AIG | S$1,701.57AIG | S$1,458.49AIG | S$1,215.40AIG |
| 67 | S$2,548.80AIG | S$2,293.92AIG | S$2,039.04AIG | S$1,694.95AIG | S$1,452.83AIG | S$1,210.68AIG |
| 68–69 | S$2,545.54AIG | S$2,290.98AIG | S$2,036.43AIG | S$1,692.78AIG | S$1,450.96AIG | S$1,209.14AIG |
| 70–74 | S$3,181.88AIG | S$2,749.13AIG | S$2,443.67AIG | S$1,946.69AIG | S$1,668.59AIG | S$1,390.49AIG |
| 75 | S$3,436.42AIG | S$2,978.29AIG | S$2,647.33AIG | S$2,031.33AIG | S$1,741.16AIG | S$1,450.95AIG |
Toyota Caldina GT-FOUR insurance price by driver age and NCD, female driver (woman)
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | S$4,838.99AIG | S$4,355.08AIG | S$3,871.18AIG | S$3,217.92AIG | Not possible | Not possible |
| 22 | S$4,555.50AIG | S$4,099.94AIG | S$3,644.38AIG | S$3,029.40AIG | S$2,596.64AIG | Not possible |
| 23 | S$3,390.97AIG | S$3,051.86AIG | S$2,712.76AIG | S$2,254.99AIG | S$1,932.85AIG | S$1,610.70AIG |
| 24 | S$3,203.41AIG | S$2,883.07AIG | S$2,562.72AIG | S$2,130.26AIG | S$1,825.96AIG | S$1,521.62AIG |
| 25 | S$3,090.62AIG | S$2,781.56AIG | S$2,472.49AIG | S$2,055.26AIG | S$1,761.66AIG | S$1,468.04AIG |
| 26 | S$2,991.66AIG | S$2,692.49AIG | S$2,393.31AIG | S$1,989.45AIG | S$1,705.25AIG | S$1,421.03AIG |
| 27 | S$2,541.01HL Assurance | S$2,187.50HL Assurance | S$1,856.05HL Assurance | S$1,546.70HL Assurance | S$1,325.75HL Assurance | S$1,104.79HL Assurance |
| 28 | S$2,392.64HL Assurance | S$2,059.76HL Assurance | S$1,747.67HL Assurance | S$1,456.38HL Assurance | S$1,248.33HL Assurance | S$1,040.27HL Assurance |
| 29 | S$2,262.80HL Assurance | S$1,947.99HL Assurance | S$1,652.83HL Assurance | S$1,377.36HL Assurance | S$1,180.59HL Assurance | S$983.83HL Assurance |
| 30 | S$2,170.06HL Assurance | S$1,868.16HL Assurance | S$1,585.09HL Assurance | S$1,320.91HL Assurance | S$1,132.20HL Assurance | S$943.51HL Assurance |
| 31 | S$2,077.33HL Assurance | S$1,788.33HL Assurance | S$1,517.37HL Assurance | S$1,264.47HL Assurance | S$1,083.83HL Assurance | S$903.20HL Assurance |
| 32 | S$2,003.13HL Assurance | S$1,724.45HL Assurance | S$1,463.15HL Assurance | S$1,219.30HL Assurance | S$1,045.11HL Assurance | S$870.92HL Assurance |
| 33 | S$1,947.49HL Assurance | S$1,676.55HL Assurance | S$1,422.52HL Assurance | S$1,185.43HL Assurance | S$1,016.09HL Assurance | S$846.73HL Assurance |
| 34 | S$1,891.85HL Assurance | S$1,628.65HL Assurance | S$1,381.87HL Assurance | S$1,151.55HL Assurance | S$987.05HL Assurance | S$822.54HL Assurance |
| 35 | S$1,854.75HL Assurance | S$1,596.71HL Assurance | S$1,354.78HL Assurance | S$1,128.98HL Assurance | S$967.70HL Assurance | S$806.41HL Assurance |
| 36 | S$1,817.66HL Assurance | S$1,564.78HL Assurance | S$1,327.69HL Assurance | S$1,106.40HL Assurance | S$948.35HL Assurance | S$790.28HL Assurance |
| 37 | S$1,799.13HL Assurance | S$1,548.82HL Assurance | S$1,314.15HL Assurance | S$1,095.12HL Assurance | S$938.68HL Assurance | S$782.24HL Assurance |
| 38 | S$1,780.60HL Assurance | S$1,532.87HL Assurance | S$1,300.61HL Assurance | S$1,083.84HL Assurance | S$929.01HL Assurance | S$774.17HL Assurance |
| 39 | S$1,762.03HL Assurance | S$1,516.89HL Assurance | S$1,287.05HL Assurance | S$1,072.54HL Assurance | S$919.32HL Assurance | S$766.10HL Assurance |
| 40 | S$1,762.02HL Assurance | S$1,516.88HL Assurance | S$1,287.04HL Assurance | S$1,072.54HL Assurance | S$919.32HL Assurance | S$766.10HL Assurance |
| 41–42 | S$1,743.48HL Assurance | S$1,500.92HL Assurance | S$1,273.50HL Assurance | S$1,061.25HL Assurance | S$909.64HL Assurance | S$758.04HL Assurance |
| 43–44 | S$1,762.03HL Assurance | S$1,516.89HL Assurance | S$1,287.05HL Assurance | S$1,072.54HL Assurance | S$919.32HL Assurance | S$766.10HL Assurance |
| 45 | S$1,762.02HL Assurance | S$1,516.88HL Assurance | S$1,287.04HL Assurance | S$1,072.54HL Assurance | S$919.32HL Assurance | S$766.10HL Assurance |
| 46 | S$1,780.57HL Assurance | S$1,532.86HL Assurance | S$1,300.60HL Assurance | S$1,083.83HL Assurance | S$929.00HL Assurance | S$774.16HL Assurance |
| 47 | S$1,780.60HL Assurance | S$1,532.87HL Assurance | S$1,300.61HL Assurance | S$1,083.84HL Assurance | S$929.01HL Assurance | S$774.17HL Assurance |
| 48 | S$1,799.10HL Assurance | S$1,548.80HL Assurance | S$1,314.13HL Assurance | S$1,095.10HL Assurance | S$938.66HL Assurance | S$782.22HL Assurance |
| 49 | S$1,799.11HL Assurance | S$1,548.81HL Assurance | S$1,314.14HL Assurance | S$1,095.11HL Assurance | S$938.68HL Assurance | S$782.23HL Assurance |
| 50 | S$1,817.66HL Assurance | S$1,564.78HL Assurance | S$1,327.69HL Assurance | S$1,106.40HL Assurance | S$948.35HL Assurance | S$790.28HL Assurance |
| 51 | S$1,836.20HL Assurance | S$1,580.74HL Assurance | S$1,341.23HL Assurance | S$1,117.69HL Assurance | S$958.02HL Assurance | S$798.35HL Assurance |
| 52 | S$1,854.75HL Assurance | S$1,596.71HL Assurance | S$1,354.78HL Assurance | S$1,128.98HL Assurance | S$967.70HL Assurance | S$806.41HL Assurance |
| 53 | S$1,873.34HL Assurance | S$1,612.71HL Assurance | S$1,368.35HL Assurance | S$1,140.29HL Assurance | S$977.39HL Assurance | S$814.49HL Assurance |
| 54 | S$1,873.31HL Assurance | S$1,612.69HL Assurance | S$1,368.33HL Assurance | S$1,140.27HL Assurance | S$977.38HL Assurance | S$814.48HL Assurance |
| 55 | S$1,891.85HL Assurance | S$1,628.65HL Assurance | S$1,381.88HL Assurance | S$1,151.56HL Assurance | S$987.06HL Assurance | S$822.55HL Assurance |
| 56 | S$1,910.41HL Assurance | S$1,644.62HL Assurance | S$1,395.43HL Assurance | S$1,162.86HL Assurance | S$996.74HL Assurance | S$830.61HL Assurance |
| 57 | S$1,928.94HL Assurance | S$1,660.58HL Assurance | S$1,408.97HL Assurance | S$1,174.14HL Assurance | S$1,006.41HL Assurance | S$838.68HL Assurance |
| 58 | S$1,928.96HL Assurance | S$1,660.59HL Assurance | S$1,408.98HL Assurance | S$1,174.15HL Assurance | S$1,006.42HL Assurance | S$838.68HL Assurance |
| 59–60 | S$1,947.49HL Assurance | S$1,676.55HL Assurance | S$1,422.52HL Assurance | S$1,185.43HL Assurance | S$1,016.09HL Assurance | S$846.73HL Assurance |
| 61–62 | S$1,966.08HL Assurance | S$1,692.54HL Assurance | S$1,436.10HL Assurance | S$1,196.74HL Assurance | S$1,025.79HL Assurance | S$854.82HL Assurance |
| 63 | S$1,966.04HL Assurance | S$1,692.52HL Assurance | S$1,436.08HL Assurance | S$1,196.72HL Assurance | S$1,025.77HL Assurance | S$854.80HL Assurance |
| 64 | S$1,947.49HL Assurance | S$1,676.55HL Assurance | S$1,422.52HL Assurance | S$1,185.43HL Assurance | S$1,016.09HL Assurance | S$846.73HL Assurance |
| 65 | S$2,477.37AIG | S$2,229.64AIG | S$1,981.90AIG | S$1,647.45AIG | S$1,412.11AIG | S$1,176.74AIG |
| 66 | S$2,440.41AIG | S$2,196.37AIG | S$1,952.34AIG | S$1,622.87AIG | S$1,391.04AIG | S$1,159.19AIG |
| 67 | S$2,403.45AIG | S$2,163.11AIG | S$1,922.77AIG | S$1,598.29AIG | S$1,369.98AIG | S$1,141.63AIG |
| 68 | S$2,366.43AIG | S$2,129.78AIG | S$1,893.16AIG | S$1,573.68AIG | S$1,348.88AIG | S$1,124.05AIG |
| 69 | S$2,329.42AIG | S$2,096.47AIG | S$1,863.54AIG | S$2,076.51ERGO | S$1,757.05ERGO | S$1,437.59ERGO |
| 70 | S$2,559.66AIG | S$2,211.53AIG | S$1,965.80AIG | S$1,566.01AIG | S$1,342.30AIG | S$1,118.58AIG |
| 71–74 | S$2,535.68AIG | S$2,190.81AIG | S$1,947.38AIG | S$1,736.40AIG | S$1,488.35AIG | S$1,240.28AIG |
| 75 | S$2,738.56AIG | S$2,373.46AIG | S$2,109.71AIG | S$1,618.81AIG | S$1,387.56AIG | S$1,156.29AIG |
Toyota Caldina GT-FOUR insurance price by driver age and NCD, new car (1 year old), male driver
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | S$5,420.60AIG | S$4,878.52AIG | S$4,336.46AIG | S$3,604.68AIG | Not possible | Not possible |
| 23 | S$3,779.08AIG | S$3,401.17AIG | S$3,023.25AIG | S$2,513.08AIG | S$2,154.09AIG | S$1,795.06AIG |
| 25 | S$3,456.82AIG | S$3,111.12AIG | S$2,765.44AIG | S$2,298.77AIG | S$1,970.39AIG | S$1,641.98AIG |
| 28 | S$2,679.30HL Assurance | S$2,306.55HL Assurance | S$1,957.06HL Assurance | S$1,630.88HL Assurance | S$1,397.90HL Assurance | S$1,164.92HL Assurance |
| 30 | S$2,430.06HL Assurance | S$2,091.98HL Assurance | S$1,775.01HL Assurance | S$1,479.17HL Assurance | S$1,267.87HL Assurance | S$1,056.55HL Assurance |
| 35 | S$2,076.97HL Assurance | S$1,788.01HL Assurance | S$1,517.09HL Assurance | S$1,264.24HL Assurance | S$1,083.63HL Assurance | S$903.03HL Assurance |
| 40 | S$1,973.13HL Assurance | S$1,698.62HL Assurance | S$1,441.24HL Assurance | S$1,201.03HL Assurance | S$1,029.46HL Assurance | S$857.87HL Assurance |
| 45 | S$1,973.13HL Assurance | S$1,698.62HL Assurance | S$1,441.24HL Assurance | S$1,201.03HL Assurance | S$1,029.46HL Assurance | S$857.88HL Assurance |
| 50 | S$2,035.43HL Assurance | S$1,752.25HL Assurance | S$1,486.76HL Assurance | S$1,238.96HL Assurance | S$1,061.97HL Assurance | S$884.97HL Assurance |
| 55 | S$2,118.52HL Assurance | S$1,823.78HL Assurance | S$1,547.44HL Assurance | S$1,289.54HL Assurance | S$1,105.31HL Assurance | S$921.09HL Assurance |
| 60 | S$2,180.82HL Assurance | S$1,877.42HL Assurance | S$1,592.96HL Assurance | S$1,327.46HL Assurance | S$1,137.82HL Assurance | S$948.19HL Assurance |
| 65 | S$2,826.22AIG | S$2,543.59AIG | S$2,260.95AIG | S$1,879.42AIG | S$1,610.94AIG | S$1,342.44AIG |
| 70 | S$3,272.50ERGO | S$2,945.25ERGO | S$2,618.00ERGO | S$2,127.12ERGO | S$1,799.87ERGO | S$1,472.63ERGO |
| 75 | S$3,760.69AIG | S$3,259.32AIG | S$2,897.12AIG | S$2,223.01AIG | S$1,905.45AIG | S$1,587.87AIG |
Toyota Caldina GT-FOUR insurance price by driver age and NCD, older car (8 years old), male driver
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | S$4,934.15AIG | S$4,440.73AIG | S$3,947.30AIG | S$3,281.21AIG | Not possible | Not possible |
| 23 | S$3,434.54AIG | S$3,091.08AIG | S$2,747.62AIG | S$2,283.96AIG | S$1,957.69AIG | S$1,631.40AIG |
| 25 | S$3,139.06AIG | S$2,825.15AIG | S$2,511.24AIG | S$2,087.47AIG | S$1,789.27AIG | S$1,491.05AIG |
| 28 | S$2,464.95HL Assurance | S$2,122.01HL Assurance | S$1,800.48HL Assurance | S$1,500.40HL Assurance | S$1,286.06HL Assurance | S$1,071.71HL Assurance |
| 30 | S$2,235.64HL Assurance | S$1,924.61HL Assurance | S$1,632.99HL Assurance | S$1,360.83HL Assurance | S$1,166.43HL Assurance | S$972.02HL Assurance |
| 35 | S$1,910.80HL Assurance | S$1,644.96HL Assurance | S$1,395.72HL Assurance | S$1,163.10HL Assurance | S$996.95HL Assurance | S$830.79HL Assurance |
| 40 | S$1,815.26HL Assurance | S$1,562.72HL Assurance | S$1,325.94HL Assurance | S$1,104.94HL Assurance | S$947.10HL Assurance | S$789.25HL Assurance |
| 45 | S$1,815.26HL Assurance | S$1,562.72HL Assurance | S$1,325.94HL Assurance | S$1,104.94HL Assurance | S$947.10HL Assurance | S$789.25HL Assurance |
| 50 | S$1,872.59HL Assurance | S$1,612.07HL Assurance | S$1,367.81HL Assurance | S$1,139.85HL Assurance | S$977.00HL Assurance | S$814.18HL Assurance |
| 55 | S$1,949.03HL Assurance | S$1,677.87HL Assurance | S$1,423.64HL Assurance | S$1,186.37HL Assurance | S$1,016.88HL Assurance | S$847.41HL Assurance |
| 60 | S$2,006.34HL Assurance | S$1,727.21HL Assurance | S$1,465.51HL Assurance | S$1,221.26HL Assurance | S$1,046.79HL Assurance | S$872.33HL Assurance |
| 65 | S$2,601.39AIG | S$2,341.25AIG | S$2,081.12AIG | S$1,729.93AIG | S$1,482.80AIG | S$1,235.67AIG |
| 70 | S$3,212.76ERGO | S$2,788.46AIG | S$2,478.62AIG | S$1,974.54AIG | S$1,692.46AIG | S$1,410.38AIG |
| 75 | S$3,485.57AIG | S$3,020.88AIG | S$2,685.19AIG | S$2,060.38AIG | S$1,766.05AIG | S$1,471.71AIG |
Toyota Caldina GT-FOUR insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver
The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.
| Driver age | 0% NCD | 10% NCD | 20% NCD | 30% NCD | 40% NCD | 50% NCD |
|---|---|---|---|---|---|---|
| 21 | S$4,900.41AIG | S$4,410.37AIG | S$3,920.32AIG | No online price | Not possible | Not possible |
| 23 | S$3,413.25AIG | S$3,071.91AIG | S$2,730.58AIG | No online price | No online price | No online price |
| 25 | S$4,966.87ERGO | S$4,470.19ERGO | S$3,973.50ERGO | S$3,228.47ERGO | S$2,731.78ERGO | S$2,235.09ERGO |
| 28 | S$3,837.39ERGO | S$3,453.66ERGO | S$3,069.92ERGO | S$2,494.31ERGO | S$2,110.57ERGO | S$1,726.83ERGO |
| 30 | S$3,513.29ERGO | S$3,161.96ERGO | S$2,810.63ERGO | S$2,283.64ERGO | S$1,932.31ERGO | S$1,580.98ERGO |
| 35 | S$3,248.23ERGO | S$2,923.41ERGO | S$2,598.59ERGO | S$2,111.35ERGO | S$1,786.53ERGO | S$1,461.71ERGO |
| 40 | S$2,969.39ERGO | S$2,672.45ERGO | S$2,375.52ERGO | S$1,930.11ERGO | S$1,633.17ERGO | S$1,336.23ERGO |
| 45 | S$2,969.39ERGO | S$2,672.45ERGO | S$2,375.52ERGO | S$1,930.11ERGO | S$1,633.17ERGO | S$1,336.23ERGO |
| 50 | S$2,969.39ERGO | S$2,672.45ERGO | S$2,375.52ERGO | S$1,930.11ERGO | S$1,633.17ERGO | S$1,336.23ERGO |
| 55 | S$3,140.22ERGO | S$2,826.20ERGO | S$2,512.18ERGO | S$2,041.14ERGO | S$1,727.12ERGO | S$1,413.10ERGO |
| 60 | S$3,267.85ERGO | S$2,941.06ERGO | S$2,614.28ERGO | S$2,124.10ERGO | S$1,797.31ERGO | S$1,470.53ERGO |
| 65 | S$3,267.85ERGO | S$2,941.06ERGO | S$2,614.28ERGO | S$2,124.10ERGO | S$1,797.31ERGO | S$1,470.53ERGO |
| 70 | S$3,297.23ERGO | S$2,967.51ERGO | S$2,637.79ERGO | S$2,143.20ERGO | S$1,813.48ERGO | S$1,483.76ERGO |
| 75 | S$4,416.46ERGO | S$3,974.81ERGO | S$3,533.17ERGO | S$2,870.70ERGO | S$2,429.05ERGO | S$1,987.41ERGO |
Prices for other drivers of the Toyota Caldina GT-FOUR
Every insurer's price for another driver of the Toyota Caldina GT-FOUR: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.
- When was the car registered? under a year old · 1 year old · 2 years old · 3 years old · 4 years old · 5 years old · 6 years old · 7 years old · 8 years old · 9 years old · 10 years old · 11 years old · 12 years old · 13 years old · 14 years old · 15 years old · 16 years old · 17 years old · 18 years old · 19 years old · 20 years old
- How many years of driving experience do you have? Less than 1 year · 1 year · 2 years · 3 years · 4 years · 5 years · 6 years · 7 years · 8 years · 9 years · 11 to 12 years · 13 to 14 years · 15 to 19 years · 20 years · More than 20 years
- What is your current no claim discount (NCD)? 0% · 10% · 20% · 30% · 40%
- Have you made any claims in the last 3 years? Yes
- Main driver's date of birth choose from 68
- Gender Female
- Marital status Single
- Type of work Outdoor (driving, site or field work)
- Cover Third party, fire and theft · Third party only
- Repairs at Any workshop
- NCD protector Added
- Off-peak car (red plate) Yes
- Demerit points Some
- Certificate of Merit Yes
Any car and any driver, in plain words (change any word): /quote/car/prices?car=Toyota+Caldina+GT-FOUR&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).
The Toyota Caldina GT-FOUR on our quote form
We priced the Toyota Caldina GT-FOUR 2.0 (1,998cc), the version most of our insurers quote.
Insurers with no online price for the Toyota Caldina GT-FOUR
- Allianz: This insurer has no online price for this car model yet.
- Budget Direct: This insurer has no online price for this car model yet.
- DirectAsia: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- Etiqa: This insurer has no online price for this car model yet.
- Great American: This insurer has no online price for this car model yet.
- Great Eastern: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- Liberty: This insurer has no online price for this car model yet.
- MS First Capital: This insurer has no online price for this car model yet.
- MSIG: This insurer has no online price for this car model yet.
- QBE: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.
- Sompo: This insurer has no online price for this car model yet.
- UOI: This insurer has no online price for this car model yet.
Some insurers give car prices only through their agents; they are on our insurer list.
The Toyota Caldina GT-FOUR against similar cars
The same driver and car age, each car at the version most insurers quote.
| Car | Engine | Lowest price | Against the Toyota Caldina GT-FOUR | Insurers |
|---|---|---|---|---|
| Mercedes-Benz E-Class | 1,991cc | S$857.06 (as at 31 Oct 2026) | S$50.65 more | 15 |
| BMW 5 Series | 1,998cc | S$792.38 (as at 31 Oct 2026) | S$14.03 less | 17 |
| Lexus NX | 1,998cc | S$970.26 (as at 31 Oct 2026) | S$163.85 more | 16 |
| Lexus RX | 1,998cc | S$921.75 (as at 31 Oct 2026) | S$115.34 more | 16 |
| Mercedes-Benz GLC | 1,991cc | S$925.60 (as at 20 Oct 2026) | S$119.19 more | 16 |
| BMW 3 Series | 1,998cc | S$1,000.41 (as at 20 Oct 2026) | S$194.00 more | 17 |
COE for the Toyota Caldina GT-FOUR
With a 1,998cc engine, above 1,600cc, the Toyota Caldina GT-FOUR 2.0 needs a Category B COE (S$132,334 in the November 2026, 1st round).
The COE is bought separately from insurance. The latest COE results are updated after every bidding round.
Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.
Questions people ask
How much is Toyota Caldina GT-FOUR insurance for a 40-year-old man with 50% NCD?
S$806.41 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, male driver (man)" on this page.
How much is Toyota Caldina GT-FOUR insurance for a 40-year-old woman with 50% NCD?
S$766.10 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, female driver (woman)" on this page.
How much is Toyota Caldina GT-FOUR insurance for a 21-year-old driver with no NCD?
S$4,900.41 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, male driver (man)" on this page.
How much is Toyota Caldina GT-FOUR insurance for a 23-year-old woman with no NCD?
S$3,390.97 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, female driver (woman)" on this page.
How much is Toyota Caldina GT-FOUR insurance for a 25-year-old new driver with no NCD?
S$3,120.66 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, male driver (man)" on this page.
How much is Toyota Caldina GT-FOUR insurance for a 30-year-old with 20% NCD?
S$1,668.52 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, male driver (man)" on this page.
How much is Toyota Caldina GT-FOUR insurance for a 30-year-old woman with 50% NCD?
S$943.51 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, female driver (woman)" on this page.
How much is Toyota Caldina GT-FOUR insurance for a 35-year-old with 30% NCD?
S$1,188.41 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, male driver (man)" on this page.
How much is Toyota Caldina GT-FOUR insurance for a 50-year-old with 50% NCD?
S$831.88 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, male driver (man)" on this page.
How much is Toyota Caldina GT-FOUR insurance for a 60-year-old woman with 50% NCD?
S$846.73 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, female driver (woman)" on this page.
How much is Toyota Caldina GT-FOUR insurance for a 70-year-old driver with 50% NCD?
S$1,390.49 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, male driver (man)" on this page.
How much is Toyota Caldina GT-FOUR insurance for a 40-year-old driver after one claim, with 20% NCD?
S$2,375.52 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.
How much is Toyota Caldina GT-FOUR insurance for a new car (1 year old), driver aged 40 with 50% NCD?
S$857.87 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, new car (1 year old), male driver" on this page.
How much is Toyota Caldina GT-FOUR insurance for an 8-year-old car, driver aged 40 with 50% NCD?
S$789.25 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota Caldina GT-FOUR insurance price by driver age and NCD, older car (8 years old), male driver" on this page.
How much is car insurance for Toyota Caldina GT-FOUR 2.0, 3 years old, 50% no-claim discount?
Today, 5 insurers price this, from S$806.41 to S$1,728.51 (as at 20 Oct 2026). The cheapest is HL Assurance Car Protect360 Comprehensive at S$806.41 (as at 20 Oct 2026). All prices include 9% GST.
What do these prices assume?
Toyota Caldina GT-FOUR 2.0. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.
Will my own price be the same?
Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.
How much does a 50% no-claim discount save on Toyota Caldina GT-FOUR insurance?
Today the lowest price for our standard driver is S$806.41 (as at 20 Oct 2026) with 50% NCD and S$1,854.75 (as at 20 Oct 2026) with no NCD, so the discount saves S$1,048.34 a year.
Do younger drivers pay more to insure a Toyota Caldina GT-FOUR?
Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$1,604.75 (as at 20 Oct 2026) today, S$798.34 more than our standard driver aged 40.
Which insurers have no online price for the Toyota Caldina GT-FOUR?
Allianz, Budget Direct, DirectAsia, ECICS, Etiqa, Great American, Great Eastern, India International, Liberty, MS First Capital, MSIG, QBE, Singlife, Sompo, UOI. They give no online price for this model; a broker can still ask them for one.