Car insurance

Toyota 4Runner car insurance: compare insurers and buy online

Toyota 4Runner V6 2WD 4.0, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

On 12 Nov 2026, the cheapest car insurance for a Toyota 4Runner V6 2WD 4.0, 3 years old, 50% no-claim discount is S$1,308.43 a year (GST included) at HL Assurance, Car Protect360 Comprehensive (as at 20 Oct 2026); it is the only insurer that prices it online.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/toyota-4runner

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The Toyota 4Runner in short

For the driver above, HL Assurance is cheapest for the Toyota 4Runner today, at S$1,308.43 for its Car Protect360 Comprehensive plan. Of the changes below, the one that costs most is "driver aged 27, 3 years’ driving, 30% NCD": the lowest price rises to S$3,287.39, 151% more. Against 6 similar cars (below) it costs 24% less than their average lowest price of S$1,716.70; 4 of them are cheaper to insure.

What we assumed

Toyota 4Runner V6 2WD 4.0
Car registered 3 years ago, private use, comprehensive cover
Main driver aged 40, married, office job, driving 10 years
50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
Insurer	Plan	Premium	Excess	As at
HL AssuranceCar Protect360 ComprehensiveBuy Now	Car Protect360 Comprehensive	~~S$1,744.57~~S$1,308.43	S$1,200.00	20 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=toyota&model=toyota-4runner-v6-2wd-4-0&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the Toyota 4Runner price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and car	Lowest price	Against this page	Insurers	Cheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old	S$1,308.43 (as at 20 Oct 2026)		1	HL Assurance
The same driver with no NCD (0%)	S$3,009.38 (as at 20 Oct 2026)	S$1,700.95 more	1	HL Assurance
The same driver with 20% NCD	S$2,198.16 (as at 20 Oct 2026)	S$889.73 more	1	HL Assurance
Driver aged 27, 3 years’ driving, 30% NCD	S$3,287.39 (as at 20 Oct 2026)	S$1,978.96 more	1	HL Assurance
Driver aged 65, 20 years’ driving, 50% NCD	No online price		0
A new car (registered this year)	S$1,391.92 (as at 20 Oct 2026)	S$83.49 more	1	HL Assurance
A car 8 years old	S$1,280.56 (as at 20 Oct 2026)	S$27.87 less	1	HL Assurance

Open a line to get a quote with those answers filled in. Quotes by driver: the Toyota 4Runner priced for 73 typical drivers, from new drivers to over-70s.

Toyota 4Runner insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age	0% NCD	10% NCD	20% NCD	30% NCD	40% NCD	50% NCD
21	No online price	No online price	No online price	No online price	Not possible	Not possible
22	No online price	No online price	No online price	No online price	No online price	Not possible
23–26	No online price	No online price	No online price	No online price	No online price	No online price
27	S$4,339.84HL Assurance	S$3,736.06HL Assurance	S$3,169.98HL Assurance	S$2,641.65HL Assurance	S$2,264.27HL Assurance	S$1,886.89HL Assurance
28	S$4,086.43HL Assurance	S$3,517.91HL Assurance	S$2,984.88HL Assurance	S$2,487.39HL Assurance	S$2,132.05HL Assurance	S$1,776.71HL Assurance
29	S$3,864.67HL Assurance	S$3,327.01HL Assurance	S$2,822.90HL Assurance	S$2,352.41HL Assurance	S$2,016.36HL Assurance	S$1,680.29HL Assurance
30	S$3,706.29HL Assurance	S$3,190.66HL Assurance	S$2,707.21HL Assurance	S$2,256.01HL Assurance	S$1,933.73HL Assurance	S$1,611.43HL Assurance
31	S$3,547.92HL Assurance	S$3,054.31HL Assurance	S$2,591.53HL Assurance	S$2,159.60HL Assurance	S$1,851.09HL Assurance	S$1,542.58HL Assurance
32	S$3,421.17HL Assurance	S$2,945.21HL Assurance	S$2,498.96HL Assurance	S$2,082.46HL Assurance	S$1,784.96HL Assurance	S$1,487.47HL Assurance
33	S$3,326.16HL Assurance	S$2,863.41HL Assurance	S$2,429.54HL Assurance	S$2,024.61HL Assurance	S$1,735.39HL Assurance	S$1,446.15HL Assurance
34	S$3,231.11HL Assurance	S$2,781.58HL Assurance	S$2,360.11HL Assurance	S$1,966.76HL Assurance	S$1,685.79HL Assurance	S$1,404.82HL Assurance
35	S$3,167.77HL Assurance	S$2,727.05HL Assurance	S$2,313.84HL Assurance	S$1,928.21HL Assurance	S$1,652.75HL Assurance	S$1,377.28HL Assurance
36	S$3,104.43HL Assurance	S$2,672.53HL Assurance	S$2,267.58HL Assurance	S$1,889.65HL Assurance	S$1,619.70HL Assurance	S$1,349.75HL Assurance
37	S$3,072.76HL Assurance	S$2,645.27HL Assurance	S$2,244.46HL Assurance	S$1,870.37HL Assurance	S$1,603.18HL Assurance	S$1,335.98HL Assurance
38	S$3,041.11HL Assurance	S$2,618.02HL Assurance	S$2,221.33HL Assurance	S$1,851.10HL Assurance	S$1,586.67HL Assurance	S$1,322.21HL Assurance
39	S$3,009.40HL Assurance	S$2,590.71HL Assurance	S$2,198.18HL Assurance	S$1,831.81HL Assurance	S$1,570.12HL Assurance	S$1,308.44HL Assurance
40	S$3,009.38HL Assurance	S$2,590.70HL Assurance	S$2,198.16HL Assurance	S$1,831.80HL Assurance	S$1,570.11HL Assurance	S$1,308.43HL Assurance
41–42	S$2,977.72HL Assurance	S$2,563.44HL Assurance	S$2,175.03HL Assurance	S$1,812.52HL Assurance	S$1,553.60HL Assurance	S$1,294.66HL Assurance
43–44	S$3,009.40HL Assurance	S$2,590.71HL Assurance	S$2,198.18HL Assurance	S$1,831.81HL Assurance	S$1,570.12HL Assurance	S$1,308.44HL Assurance
45	S$3,009.38HL Assurance	S$2,590.71HL Assurance	S$2,198.16HL Assurance	S$1,831.80HL Assurance	S$1,570.11HL Assurance	S$1,308.43HL Assurance
46	S$3,041.07HL Assurance	S$2,617.98HL Assurance	S$2,221.31HL Assurance	S$1,851.08HL Assurance	S$1,586.65HL Assurance	S$1,322.20HL Assurance
47	S$3,041.11HL Assurance	S$2,618.02HL Assurance	S$2,221.33HL Assurance	S$1,851.10HL Assurance	S$1,586.67HL Assurance	S$1,322.21HL Assurance
48	S$3,072.71HL Assurance	S$2,645.22HL Assurance	S$2,244.42HL Assurance	S$1,870.34HL Assurance	S$1,603.15HL Assurance	S$1,335.96HL Assurance
49	S$3,072.73HL Assurance	S$2,645.23HL Assurance	S$2,244.43HL Assurance	S$1,870.36HL Assurance	S$1,603.17HL Assurance	S$1,335.97HL Assurance
50	S$3,104.42HL Assurance	S$2,672.52HL Assurance	S$2,267.57HL Assurance	S$1,889.65HL Assurance	S$1,619.70HL Assurance	S$1,349.75HL Assurance
51	S$3,136.08HL Assurance	S$2,699.77HL Assurance	S$2,290.71HL Assurance	S$1,908.92HL Assurance	S$1,636.22HL Assurance	S$1,363.51HL Assurance
52	S$3,167.77HL Assurance	S$2,727.05HL Assurance	S$2,313.85HL Assurance	S$1,928.21HL Assurance	S$1,652.75HL Assurance	S$1,377.28HL Assurance
53	S$3,199.50HL Assurance	S$2,754.38HL Assurance	S$2,337.03HL Assurance	S$1,947.52HL Assurance	S$1,669.30HL Assurance	S$1,391.08HL Assurance
54	S$3,199.46HL Assurance	S$2,754.32HL Assurance	S$2,336.99HL Assurance	S$1,947.49HL Assurance	S$1,669.28HL Assurance	S$1,391.07HL Assurance
55	S$3,231.13HL Assurance	S$2,781.60HL Assurance	S$2,360.13HL Assurance	S$1,966.77HL Assurance	S$1,685.80HL Assurance	S$1,404.84HL Assurance
56	S$3,262.82HL Assurance	S$2,808.88HL Assurance	S$2,383.27HL Assurance	S$1,986.06HL Assurance	S$1,702.34HL Assurance	S$1,418.61HL Assurance
57	S$3,294.47HL Assurance	S$2,836.13HL Assurance	S$2,406.40HL Assurance	S$2,005.33HL Assurance	S$1,718.86HL Assurance	S$1,432.38HL Assurance
58	S$3,294.50HL Assurance	S$2,836.16HL Assurance	S$2,406.41HL Assurance	S$2,005.35HL Assurance	S$1,718.86HL Assurance	S$1,432.39HL Assurance
59–60	S$3,326.16HL Assurance	S$2,863.41HL Assurance	S$2,429.54HL Assurance	S$2,024.61HL Assurance	S$1,735.39HL Assurance	S$1,446.15HL Assurance
61–62	S$3,357.89HL Assurance	S$2,890.73HL Assurance	S$2,452.73HL Assurance	S$2,043.94HL Assurance	S$1,751.95HL Assurance	S$1,459.95HL Assurance
63	S$3,357.84HL Assurance	S$2,890.68HL Assurance	S$2,452.69HL Assurance	S$2,043.90HL Assurance	S$1,751.92HL Assurance	S$1,459.94HL Assurance
64	S$3,326.16HL Assurance	S$2,863.41HL Assurance	S$2,429.54HL Assurance	S$2,024.61HL Assurance	S$1,735.39HL Assurance	S$1,446.15HL Assurance
65–75	No online price	No online price	No online price	No online price	No online price	No online price

Toyota 4Runner insurance price by driver age and NCD, female driver (woman)

Driver age	0% NCD	10% NCD	20% NCD	30% NCD	40% NCD	50% NCD
21	No online price	No online price	No online price	No online price	Not possible	Not possible
22	No online price	No online price	No online price	No online price	No online price	Not possible
23–26	No online price	No online price	No online price	No online price	No online price	No online price
27	S$4,122.85HL Assurance	S$3,549.26HL Assurance	S$3,011.48HL Assurance	S$2,509.56HL Assurance	S$2,151.06HL Assurance	S$1,792.54HL Assurance
28	S$3,882.10HL Assurance	S$3,342.01HL Assurance	S$2,835.64HL Assurance	S$2,363.02HL Assurance	S$2,025.45HL Assurance	S$1,687.87HL Assurance
29	S$3,671.45HL Assurance	S$3,160.65HL Assurance	S$2,681.75HL Assurance	S$2,234.79HL Assurance	S$1,915.53HL Assurance	S$1,596.27HL Assurance
30	S$3,520.98HL Assurance	S$3,031.13HL Assurance	S$2,571.84HL Assurance	S$2,143.20HL Assurance	S$1,837.04HL Assurance	S$1,530.86HL Assurance
31	S$3,370.52HL Assurance	S$2,901.60HL Assurance	S$2,461.95HL Assurance	S$2,051.62HL Assurance	S$1,758.53HL Assurance	S$1,465.44HL Assurance
32	S$3,250.12HL Assurance	S$2,797.94HL Assurance	S$2,374.01HL Assurance	S$1,978.34HL Assurance	S$1,695.71HL Assurance	S$1,413.09HL Assurance
33	S$3,159.86HL Assurance	S$2,720.24HL Assurance	S$2,308.06HL Assurance	S$1,923.38HL Assurance	S$1,648.63HL Assurance	S$1,373.85HL Assurance
34	S$3,069.55HL Assurance	S$2,642.50HL Assurance	S$2,242.11HL Assurance	S$1,868.42HL Assurance	S$1,601.50HL Assurance	S$1,334.59HL Assurance
35	S$3,009.37HL Assurance	S$2,590.70HL Assurance	S$2,198.16HL Assurance	S$1,831.79HL Assurance	S$1,570.11HL Assurance	S$1,308.43HL Assurance
36	S$2,949.20HL Assurance	S$2,538.89HL Assurance	S$2,154.20HL Assurance	S$1,795.16HL Assurance	S$1,538.72HL Assurance	S$1,282.25HL Assurance
37	S$2,919.13HL Assurance	S$2,513.01HL Assurance	S$2,132.24HL Assurance	S$1,776.86HL Assurance	S$1,523.02HL Assurance	S$1,269.19HL Assurance
38	S$2,889.06HL Assurance	S$2,487.12HL Assurance	S$2,110.27HL Assurance	S$1,758.56HL Assurance	S$1,507.33HL Assurance	S$1,256.12HL Assurance
39	S$2,858.93HL Assurance	S$2,461.19HL Assurance	S$2,088.27HL Assurance	S$1,740.22HL Assurance	S$1,491.62HL Assurance	S$1,243.01HL Assurance
40	S$2,858.92HL Assurance	S$2,461.17HL Assurance	S$2,088.25HL Assurance	S$1,740.21HL Assurance	S$1,491.61HL Assurance	S$1,243.00HL Assurance
41–42	S$2,828.83HL Assurance	S$2,435.27HL Assurance	S$2,066.28HL Assurance	S$1,721.89HL Assurance	S$1,475.91HL Assurance	S$1,229.92HL Assurance
43–44	S$2,858.93HL Assurance	S$2,461.19HL Assurance	S$2,088.27HL Assurance	S$1,740.22HL Assurance	S$1,491.62HL Assurance	S$1,243.01HL Assurance
45	S$2,858.92HL Assurance	S$2,461.17HL Assurance	S$2,088.25HL Assurance	S$1,740.21HL Assurance	S$1,491.61HL Assurance	S$1,243.01HL Assurance
46	S$2,889.02HL Assurance	S$2,487.09HL Assurance	S$2,110.25HL Assurance	S$1,758.53HL Assurance	S$1,507.32HL Assurance	S$1,256.09HL Assurance
47	S$2,889.06HL Assurance	S$2,487.12HL Assurance	S$2,110.27HL Assurance	S$1,758.56HL Assurance	S$1,507.33HL Assurance	S$1,256.12HL Assurance
48	S$2,919.07HL Assurance	S$2,512.96HL Assurance	S$2,132.19HL Assurance	S$1,776.83HL Assurance	S$1,522.99HL Assurance	S$1,269.16HL Assurance
49	S$2,919.10HL Assurance	S$2,512.98HL Assurance	S$2,132.21HL Assurance	S$1,776.84HL Assurance	S$1,523.00HL Assurance	S$1,269.17HL Assurance
50	S$2,949.20HL Assurance	S$2,538.88HL Assurance	S$2,154.20HL Assurance	S$1,795.15HL Assurance	S$1,538.71HL Assurance	S$1,282.25HL Assurance
51	S$2,979.28HL Assurance	S$2,564.78HL Assurance	S$2,176.17HL Assurance	S$1,813.47HL Assurance	S$1,554.41HL Assurance	S$1,295.33HL Assurance
52	S$3,009.37HL Assurance	S$2,590.70HL Assurance	S$2,198.16HL Assurance	S$1,831.79HL Assurance	S$1,570.11HL Assurance	S$1,308.43HL Assurance
53	S$3,039.52HL Assurance	S$2,616.65HL Assurance	S$2,220.19HL Assurance	S$1,850.14HL Assurance	S$1,585.84HL Assurance	S$1,321.53HL Assurance
54	S$3,039.48HL Assurance	S$2,616.61HL Assurance	S$2,220.14HL Assurance	S$1,850.12HL Assurance	S$1,585.81HL Assurance	S$1,321.52HL Assurance
55	S$3,069.57HL Assurance	S$2,642.52HL Assurance	S$2,242.13HL Assurance	S$1,868.43HL Assurance	S$1,601.52HL Assurance	S$1,334.60HL Assurance
56	S$3,099.68HL Assurance	S$2,668.44HL Assurance	S$2,264.12HL Assurance	S$1,886.76HL Assurance	S$1,617.22HL Assurance	S$1,347.69HL Assurance
57	S$3,129.75HL Assurance	S$2,694.33HL Assurance	S$2,286.08HL Assurance	S$1,905.06HL Assurance	S$1,632.92HL Assurance	S$1,360.77HL Assurance
58	S$3,129.77HL Assurance	S$2,694.35HL Assurance	S$2,286.10HL Assurance	S$1,905.08HL Assurance	S$1,632.93HL Assurance	S$1,360.77HL Assurance
59–60	S$3,159.86HL Assurance	S$2,720.24HL Assurance	S$2,308.06HL Assurance	S$1,923.38HL Assurance	S$1,648.63HL Assurance	S$1,373.85HL Assurance
61–62	S$3,190.00HL Assurance	S$2,746.20HL Assurance	S$2,330.09HL Assurance	S$1,941.74HL Assurance	S$1,664.35HL Assurance	S$1,386.96HL Assurance
63	S$3,189.95HL Assurance	S$2,746.15HL Assurance	S$2,330.06HL Assurance	S$1,941.72HL Assurance	S$1,664.32HL Assurance	S$1,386.93HL Assurance
64	S$3,159.86HL Assurance	S$2,720.24HL Assurance	S$2,308.06HL Assurance	S$1,923.38HL Assurance	S$1,648.63HL Assurance	S$1,373.85HL Assurance
65–75	No online price	No online price	No online price	No online price	No online price	No online price

Toyota 4Runner insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age	0% NCD	10% NCD	20% NCD	30% NCD	40% NCD	50% NCD
21	No online price	No online price	No online price	No online price	Not possible	Not possible
23	No online price	No online price	No online price	No online price	No online price	No online price
25	No online price	No online price	No online price	No online price	No online price	No online price
28	S$4,347.23HL Assurance	S$3,742.42HL Assurance	S$3,175.37HL Assurance	S$2,646.14HL Assurance	S$2,268.13HL Assurance	S$1,890.09HL Assurance
30	S$3,942.82HL Assurance	S$3,394.28HL Assurance	S$2,879.99HL Assurance	S$2,399.98HL Assurance	S$2,057.14HL Assurance	S$1,714.28HL Assurance
35	S$3,369.93HL Assurance	S$2,901.09HL Assurance	S$2,461.51HL Assurance	S$2,051.26HL Assurance	S$1,758.22HL Assurance	S$1,465.19HL Assurance
40	S$3,201.44HL Assurance	S$2,756.04HL Assurance	S$2,338.45HL Assurance	S$1,948.70HL Assurance	S$1,670.32HL Assurance	S$1,391.93HL Assurance
45	S$3,201.45HL Assurance	S$2,756.04HL Assurance	S$2,338.45HL Assurance	S$1,948.70HL Assurance	S$1,670.32HL Assurance	S$1,391.93HL Assurance
50	S$3,302.54HL Assurance	S$2,843.08HL Assurance	S$2,412.30HL Assurance	S$2,010.24HL Assurance	S$1,723.06HL Assurance	S$1,435.88HL Assurance
55	S$3,437.35HL Assurance	S$2,959.12HL Assurance	S$2,510.76HL Assurance	S$2,092.30HL Assurance	S$1,793.40HL Assurance	S$1,494.50HL Assurance
60	S$3,538.43HL Assurance	S$3,046.16HL Assurance	S$2,584.60HL Assurance	S$2,153.83HL Assurance	S$1,846.13HL Assurance	S$1,538.45HL Assurance
65	No online price	No online price	No online price	No online price	No online price	No online price
70	No online price	No online price	No online price	No online price	No online price	No online price
75	No online price	No online price	No online price	No online price	No online price	No online price

Toyota 4Runner insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age	0% NCD	10% NCD	20% NCD	30% NCD	40% NCD	50% NCD
21	No online price	No online price	No online price	No online price	Not possible	Not possible
23	No online price	No online price	No online price	No online price	No online price	No online price
25	No online price	No online price	No online price	No online price	No online price	No online price
28	S$3,999.43HL Assurance	S$3,443.00HL Assurance	S$2,921.32HL Assurance	S$2,434.43HL Assurance	S$2,086.65HL Assurance	S$1,738.88HL Assurance
30	S$3,627.38HL Assurance	S$3,122.72HL Assurance	S$2,649.57HL Assurance	S$2,207.97HL Assurance	S$1,892.55HL Assurance	S$1,577.12HL Assurance
35	S$3,100.31HL Assurance	S$2,668.98HL Assurance	S$2,264.58HL Assurance	S$1,887.15HL Assurance	S$1,617.56HL Assurance	S$1,347.96HL Assurance
40	S$2,945.31HL Assurance	S$2,535.55HL Assurance	S$2,151.35HL Assurance	S$1,792.80HL Assurance	S$1,536.68HL Assurance	S$1,280.56HL Assurance
45	S$2,945.31HL Assurance	S$2,535.55HL Assurance	S$2,151.35HL Assurance	S$1,792.80HL Assurance	S$1,536.69HL Assurance	S$1,280.56HL Assurance
50	S$3,038.32HL Assurance	S$2,615.62HL Assurance	S$2,219.31HL Assurance	S$1,849.40HL Assurance	S$1,585.21HL Assurance	S$1,321.00HL Assurance
55	S$3,162.34HL Assurance	S$2,722.37HL Assurance	S$2,309.88HL Assurance	S$1,924.90HL Assurance	S$1,649.91HL Assurance	S$1,374.93HL Assurance
60	S$3,255.34HL Assurance	S$2,802.44HL Assurance	S$2,377.81HL Assurance	S$1,981.51HL Assurance	S$1,698.44HL Assurance	S$1,415.37HL Assurance
65	No online price	No online price	No online price	No online price	No online price	No online price
70	No online price	No online price	No online price	No online price	No online price	No online price
75	No online price	No online price	No online price	No online price	No online price	No online price

Toyota 4Runner insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age	0% NCD	10% NCD	20% NCD	30% NCD	40% NCD	50% NCD
21	No online price	No online price	No online price	No online price	Not possible	Not possible
23	No online price	No online price	No online price	No online price	No online price	No online price
25	No online price	No online price	No online price	No online price	No online price	No online price
28	No online price	No online price	No online price	No online price	No online price	No online price
30	No online price	No online price	No online price	No online price	No online price	No online price
35	No online price	No online price	No online price	No online price	No online price	No online price
40	No online price	No online price	No online price	No online price	No online price	No online price
45	No online price	No online price	No online price	No online price	No online price	No online price
50	No online price	No online price	No online price	No online price	No online price	No online price
55	No online price	No online price	No online price	No online price	No online price	No online price
60	No online price	No online price	No online price	No online price	No online price	No online price
65	No online price	No online price	No online price	No online price	No online price	No online price
70	No online price	No online price	No online price	No online price	No online price	No online price
75	No online price	No online price	No online price	No online price	No online price	No online price

Prices for other drivers of the Toyota 4Runner

Every insurer's price for another driver of the Toyota 4Runner: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

When was the car registered? under a year old · 1 year old · 2 years old · 3 years old · 4 years old · 5 years old · 6 years old · 7 years old · 8 years old · 9 years old · 10 years old · 11 years old · 12 years old · 13 years old · 14 years old · 15 years old · 16 years old · 17 years old · 18 years old · 19 years old · 20 years old
How many years of driving experience do you have? Less than 1 year · 1 year · 2 years · 3 years · 4 years · 5 years · 6 years · 7 years · 8 years · 9 years · 11 to 12 years · 13 to 14 years · 15 to 19 years · 20 years · More than 20 years
What is your current no claim discount (NCD)? 0% · 10% · 20% · 30% · 40%
Have you made any claims in the last 3 years? Yes
Main driver's date of birth choose from 68
Gender Female
Marital status Single
Type of work Outdoor (driving, site or field work)
Cover Third party, fire and theft · Third party only
Repairs at Any workshop
NCD protector Added
Off-peak car (red plate) Yes
Demerit points Some
Certificate of Merit Yes

Any car and any driver, in plain words (change any word): /quote/car/prices?car=Toyota+4Runner&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The Toyota 4Runner on our quote form

We priced the Toyota 4Runner V6 2WD 4.0 (3,956cc), the version most of our insurers quote.

Insurers with no online price for the Toyota 4Runner

AIG: This insurer has no online price for this car model yet.
Allianz: This insurer has no online price for this car model yet.
Budget Direct: This insurer has no online price for this car model yet.
DirectAsia: This insurer has no online price for this car model yet.
ECICS: ECICS does not list this model on its online quote.
ERGO: This insurer has no online price for this car model yet.
Etiqa: This insurer has no online price for this car model yet.
FWD: This insurer has no online price for this car model yet.
Great American: This insurer has no online price for this car model yet.
Great Eastern: This insurer's online price is for electric cars only.
Income: This insurer has no online price for this car model yet.
India International: This insurer has no online price for this car model yet.
Liberty: This insurer has no online price for this car model yet.
MS First Capital: This insurer has no online price for this car model yet.
MSIG: This insurer has no online price for this car model yet.
QBE: This insurer has no online price for this car model yet.
Singlife: This insurer has no online price for this car model yet.
Sompo: This insurer has no online price for this car model yet.
UOI: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The Toyota 4Runner against similar cars

The same driver and car age, each car at the version most insurers quote.

Car	Engine	Lowest price	Against the Toyota 4Runner	Insurers
Audi RS Q8	3,996cc	S$2,154.12 (as at 20 Oct 2026)	S$845.69 more	2
Audi SQ7	3,996cc	S$1,268.74 (as at 21 Oct 2026)	S$39.69 less	6
Audi SQ8	3,996cc	S$1,268.74 (as at 21 Oct 2026)	S$39.69 less	3
BMW 735i	3,600cc	S$1,061.44 (as at 20 Oct 2026)	S$246.99 less	8
BMW 735Li	3,600cc	S$1,061.44 (as at 20 Oct 2026)	S$246.99 less	6
BMW M5 Sedan	4,395cc	S$3,485.71 (as at 21 Oct 2026)	S$2,177.28 more	1

COE for the Toyota 4Runner

With a 3,956cc engine, above 1,600cc, the Toyota 4Runner V6 2WD 4.0 needs a Category B COE (S$132,334 in the November 2026, 1st round).

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is Toyota 4Runner insurance for a 40-year-old man with 50% NCD?

S$1,308.43 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, male driver (man)" on this page.

How much is Toyota 4Runner insurance for a 40-year-old woman with 50% NCD?

S$1,243.00 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Toyota 4Runner insurance for a 21-year-old driver with no NCD?

None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, male driver (man)" on this page.

How much is Toyota 4Runner insurance for a 23-year-old woman with no NCD?

None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Toyota 4Runner insurance for a 25-year-old new driver with no NCD?

None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, male driver (man)" on this page.

How much is Toyota 4Runner insurance for a 30-year-old with 20% NCD?

S$2,707.21 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, male driver (man)" on this page.

How much is Toyota 4Runner insurance for a 30-year-old woman with 50% NCD?

S$1,530.86 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Toyota 4Runner insurance for a 35-year-old with 30% NCD?

S$1,928.21 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, male driver (man)" on this page.

How much is Toyota 4Runner insurance for a 50-year-old with 50% NCD?

S$1,349.75 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, male driver (man)" on this page.

How much is Toyota 4Runner insurance for a 60-year-old woman with 50% NCD?

S$1,373.85 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Toyota 4Runner insurance for a 70-year-old driver with 50% NCD?

None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, male driver (man)" on this page.

How much is Toyota 4Runner insurance for a 40-year-old driver after one claim, with 20% NCD?

None of the insurers we compare gives an online price for this driver today; a broker can ask them. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is Toyota 4Runner insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$1,391.93 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is Toyota 4Runner insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$1,280.56 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Toyota 4Runner insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for Toyota 4Runner V6 2WD 4.0, 3 years old, 50% no-claim discount?

Today, 1 insurer prices this, at S$1,308.43 (as at 20 Oct 2026). The cheapest is HL Assurance Car Protect360 Comprehensive at S$1,308.43 (as at 20 Oct 2026). All prices include 9% GST.

What do these prices assume?

Toyota 4Runner V6 2WD 4.0. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on Toyota 4Runner insurance?

Today the lowest price for our standard driver is S$1,308.43 (as at 20 Oct 2026) with 50% NCD and S$3,009.38 (as at 20 Oct 2026) with no NCD, so the discount saves S$1,700.95 a year.

Do younger drivers pay more to insure a Toyota 4Runner?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$3,287.39 (as at 20 Oct 2026) today, S$1,978.96 more than our standard driver aged 40.

Which insurers have no online price for the Toyota 4Runner?

AIG, Allianz, Budget Direct, DirectAsia, ECICS, ERGO, Etiqa, FWD, Great American, Great Eastern, Income, India International, Liberty, MS First Capital, MSIG, QBE, Singlife, Sompo, UOI. They give no online price for this model; a broker can still ask them for one.