The Mazda Protege is a compact saloon from well before the current Mazda range. Few are still on the road, and none are sold new. If you own one or have found one for sale, this guide sets out the costs the facts let us show: COE, road tax and insurance.
The insurance figures are examples for one stated driver, as of 1 November 2026. With only one online price, treat them as a starting point.
The car in the price data
The new-car list has no entry for the Protege on sale now. So this guide gives no list price, power figure or body type from that list.
The price page prices the Mazda Protege with a 1,991cc engine. It is the only version on the quote form.
COE for the Protege
The price page places the Protege in Category B, as its 1,991cc engine is above 1,600cc. Category B closed at S$131,901 in the October 2026 2nd round.
For a car of this age, the useful check is the COE end date. Renewing at current rates costs far more than most older cars are worth. So the remaining COE often decides how long you keep it. The COE page shows the latest round.
Road tax, with the age surcharge
For the 1,991cc engine, LTA's formula gives S$1,201.54 a year, before any surcharge.
An older car pays a surcharge on top of the base:
- Once over 10 years: +10%
- Once over 11 years: +20%
- Once over 12 years: +30%
- Once over 13 years: +40%
- Once over 14 years: +50%
On a Protege, one of the higher bands is likely to apply. The road tax page gives the exact sum for your car.
What insurance costs
The Mazda Protege price page uses these details:
- Car: Mazda Protege, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
Only 1 insurer gives an online price, with a single plan. It costs S$878.62 a year, including 9% GST, read on 20 October 2026. The excess is S$1,200, which is what you pay towards each claim.
Getting more than one price
Most insurers on the panel have no online price for the Protege yet. One does not list the model on its online quote. So there is nothing online to compare against. A broker can ask insurers for an offline quote on an older car like this one.
The page's standard car is only 3 years old. A real Protege is much older, which may change what insurers offer, or whether they quote.
When the details change
The price page shows the lowest price after one change:
- No NCD (0%): S$2,020.83, S$1,142.21 more
- 20% NCD: S$1,476.09, S$597.47 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,207.50, S$1,328.88 more
- Driver aged 65, 20 years' driving, 50% NCD: no online price
- New car, registered this year: S$934.69, S$56.07 more
- Car 8 years old: S$859.91, S$18.71 less
A young driver pays 151% more, two and a half times the standard figure. Having no NCD more than doubles it as well. So your own record shapes the price far more than the car's age does.
For a 65-year-old driver, no insurer gives an online price. Older owners will need to ask for a quote directly, and should allow extra time for it.
All these figures come from one insurer. They describe that insurer's approach, not the market as a whole. Another insurer could weigh a young driver or a missing NCD differently. If you are close to a renewal, ask for quotes early so there is time to compare them side by side.
How the Protege sits against similar cars
For the same driver and car age, the price page lists six cars with engines near 2 litres:
- Lexus NX: S$970.26
- Lexus RX: S$921.75
- Mercedes-Benz E-Class: S$857.06
- BMW 5 Series: S$792.38
- Toyota Voxy: S$763.41
- Toyota Harrier: S$763.00
Their average lowest price is S$844.64. The Protege costs 4% more than that. Four of the six are cheaper to insure, and the two Lexus models cost more. The comparison is by engine size, so these are much newer and larger cars. Each is priced by 14 to 16 insurers.
The Mazda car insurance page covers the brand's other models. The cheapest cars to insure list shows models at the low end.
The costs that vary by owner
- Parking: season parking at your HDB block or condo, plus parking where you go.
- Petrol: depends on how far you drive and pump prices.
- ERP: set by routes and times.
- Parts and repairs: on a car this old, parts may be harder to find. Ask for its service history before you buy, and check what work is due soon.
- Depreciation: mostly a question of how much COE is left.
Summary of yearly costs we can show
For the Mazda Protege 1,991cc:
- Road tax: S$1,201.54 a year before any age surcharge (LTA's formula, checked 19 October 2026)
- Insurance, standard driver: S$878.62 a year, S$1,200 excess (1 November 2026)
- Insurance, no NCD: from S$2,020.83
- Insurance, a car 8 years old: from S$859.91
For reference, Category B closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Mazda Protege
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Mazda Protege to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.