The Mazda CX-80 is a large three-row SUV, sold in Singapore as a plug-in hybrid. Families looking at six or seven seats often compare it with MPVs. This guide sets out the yearly costs alongside the list price: COE, road tax and car insurance.
The insurance figures are examples for one stated driver, as of 1 November 2026. They are there to show the spread, not to predict your quote.
Versions: the list and the form
The new-car list read on 2026-10-10 shows one CX-80: the Plug-in Hybrid 2.5 Luxury Sports 7-Seater. It is a petrol-electric SUV made in Japan, with a 2,488cc engine and 189bhp.
The quote form on the price page lists two seating layouts:
- CX-80 2.5 Luxury Sports 6-Seater
- CX-80 2.5 Luxury Sports 7-Seater
The insurance prices below are for the 6-Seater, the version most insurers quote. Both share the same engine.
The list price
As listed on 2026-10-10, the 7-Seater was S$362,888, including COE that day. The list shows no separate price for the 6-Seater. Dealers change prices after COE rounds, so ask for a current written figure.
COE category
The price page puts the CX-80 in Category B, since its 2,488cc engine is above 1,600cc. Category B closed at S$131,901 in the October 2026 2nd round. Check the COE page for newer results.
Road tax
For the 2,488cc engine, LTA's formula gives S$1,784.52 a year, before any age surcharge. Both layouts pay the same base.
The age surcharge, if you keep the car past 10 years:
- After 10 years: +10%
- After 11 years: +20%
- After 12 years: +30%
- After 13 years: +40%
- After 14 years: +50%
The road tax page works out other engine sizes.
Car insurance on the standard details
The Mazda CX-80 price page prices this case:
- The car: CX-80 2.5 Luxury Sports 6-Seater, registered 3 years ago, private use, comprehensive cover
- The driver: aged 40, married, office job, driving 10 years
- The record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
6 insurers price it online, across eight plans. The lowest premium is S$1,048.08 a year. The insurer whose lowest plan costs most asks at least S$1,528.59. That is S$480.51 more, or 46% on top. The highest plan is S$1,648.91. All prices include 9% GST.
The two lowest plans are close, at S$1,048.08 and S$1,098.39. But their excesses are very different.
Excess: a wide range
On this page, the excess runs from S$0 to S$3,000:
- The lowest premium: S$600 excess
- The second lowest: S$2,500
- Two plans in the middle: S$1,000
- One plan: no excess
- One plan: S$3,000
So a small saving on the premium can mean a much larger bill if you claim. Weigh both numbers together. One more insurer does not list the CX-80 on its online quote.
How the premium changes
The price page reprices the car when one thing changes:
- No NCD (0%): S$2,048.89, S$1,000.81 more
- 20% NCD: S$1,640.12, S$592.04 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,143.46, S$1,095.38 more
- Driver aged 65, 20 years' driving, 50% NCD: S$1,145.33, S$97.25 more
- New car, registered this year: S$1,071.40, S$23.32 more, with 5 insurers pricing
- Car 8 years old: S$997.60, S$50.48 less
The young driver case is the steepest, up 105%. Losing the NCD nearly doubles the price as well. For a family car that a younger driver may share, that matters. Car age moves the price only a little. Note that a different insurer gives the lowest price for a new car. These are lowest prices only, and plans further up may move by other amounts.
Set against similar cars
For the same driver and car age, the price page compares six cars:
- Alfa Romeo 159: S$1,028.09
- Toyota Camry: S$872.39
- Toyota Alphard: S$832.53
- Mitsubishi Outlander: S$783.81
- Toyota Vellfire: S$763.00
- Honda Odyssey: S$763.00
Their average lowest price is S$840.47. The CX-80 costs 25% more. All 6 are cheaper to insure. Three of them, the Alphard, Vellfire and Odyssey, are people movers that families often compare with a three-row SUV. Each is priced by 15 or 16 insurers, against six for the CX-80.
The Mazda car insurance page covers other Mazda models, including a smaller SUV in the same range. The cheapest cars to insure list shows where the low end sits.
Costs only you can estimate
- Charging and petrol: a plug-in hybrid can run partly on charge. Your costs depend on how often you charge and how far you drive.
- Parking: season parking at home and work. Check that a large SUV fits your usual bays.
- ERP: set by your routes and times.
- Servicing: hybrid parts, tyres and brakes need care. Ask what the warranty covers, including the battery.
- Depreciation: depends on what you pay and later demand.
Summary of yearly costs we can show
For the Mazda CX-80 2.5 Luxury Sports:
- Road tax: S$1,784.52 a year before any age surcharge (LTA's formula, checked 19 October 2026)
- Insurance, 6-Seater, standard driver: from S$1,048.08 a year (1 November 2026)
- Insurance, no NCD: from S$2,048.89
- Insurance, a car 8 years old: from S$997.60
One-off costs for reference: S$362,888 for the 7-Seater as listed on 2026-10-10. Category B closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Mazda CX-80
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Mazda CX-80 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.