The Ford Escape is no longer sold new here, but some are still on the road. If you own one or are weighing up a used one, the yearly bills matter as much as the price you pay. This guide covers road tax, the COE and car insurance.
The insurance figures are examples as of 1 November 2026. They apply to one stated driver with a car of one age. Your quote will reflect your own details.
Which Escape the figures cover
The new-car list has no entry for the Escape on sale now. So you will find no list price, power figure or body type here.
The price page uses the version most insurers quote: the Ford Escape 2.3 XLS, with a 2,261cc engine. Everything below is for that car. A different engine would change the road tax, and could change the premium.
A bigger engine, a Category B COE
The engine size settles the COE question for this car. The price page says that at 2,261cc, above 1,600cc, the Escape 2.3 XLS needs a Category B COE.
In the October 2026 2nd round, Category B closed at S$131,901. That premium changes with every round. See the COE page for the newest results.
Road tax: the large-engine cost
Road tax climbs steeply with engine size. For 2,261cc, LTA's formula gives S$1,518.26 a year before any age surcharge. That is a large yearly bill next to a small-engined car.
If the car is more than 10 years old, a surcharge is added:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Because the surcharge is a percentage, it bites harder on a bigger engine. The road tax page can work out your exact case.
Car insurance for one standard driver
The Ford Escape price page prices these details:
- Car: Ford Escape 2.3 XLS, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years of driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
On those details, 10 insurers quote a price. The lowest is S$800.67 a year. The insurer whose lowest plan costs most asks at least S$2,097.23. The gap is S$1,296.56, or 162% on top. All prices include 9% GST.
That is a healthy field for a car no longer sold new. 8 insurers still have no online price for it.
Excess: read it with the premium
The excess here ranges from S$500 to S$5,000. The lowest premium carries the S$5,000 excess. A plan with a S$750 excess costs S$1,000.84. Several plans sit at S$500 or S$600, and the dearest carries S$2,500.
So the lowest premium means you pay much more yourself if you claim. Compare the two together. Some prices on the page are also marked as estimates.
What changes the Escape's premium
The price page shows the lowest price with one change at a time:
- No NCD (0%): S$1,601.34, S$800.67 more, with 11 insurers pricing
- 20% NCD: S$1,281.08, S$480.41 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,657.05, S$856.38 more
- Driver aged 65, 20 years' driving, 50% NCD: S$957.33, S$156.66 more, with 9 insurers pricing
- New car, registered this year: S$991.14, S$190.47 more
- Car 8 years old: S$763.00, S$37.67 less
The younger driver costs most, at 107% more than the standard figure. With no NCD, the lowest price doubles.
The older driver pays a fairly modest premium here. A newer car costs more to insure, and an older one a little less.
These are lowest prices only. Plans further up the list can move by different amounts. When a detail of yours differs from the standard driver, run your own quote rather than adding up these gaps. Two changes together do not always cost the sum of each one.
Against similar cars
The price page sets the Escape beside six cars of comparable engine size, for the same driver and car age:
- Toyota Camry: S$872.39
- Mercedes-Benz E-Class: S$857.06
- Toyota Alphard: S$832.53
- BMW 5 Series: S$792.38
- Toyota Harrier: S$763.00
- Toyota Vellfire: S$763.00
Their average lowest price is S$813.39. The Escape comes in 2% below that, so it sits near the middle. 3 of the six cost less to insure on these details. Other Ford models are listed on the Ford car insurance page.
Owner-dependent costs
These costs are real, but they depend on you:
- Parking: season parking where you live, and at work or when out.
- Petrol: a larger engine and your mileage decide what you spend at the pump.
- ERP: depends on the roads you use and when.
- Servicing: follow the maker's schedule. On an older model, ask about parts supply and waiting times.
- Depreciation: shaped by what you pay and how many COE years remain.
Summary of yearly costs we can show
For the Ford Escape 2.3 XLS, as of 1 November 2026 unless dated otherwise:
- Road tax: S$1,518.26 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$800.67 a year, with a S$5,000 excess on that plan
- Insurance, no NCD: from S$1,601.34
- Insurance, driver aged 27: from S$1,657.05
- Insurance, car 8 years old: from S$763.00
COE for reference: Category B closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Ford Escape
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Ford Escape to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.