The Fiesta Titanium with the small 1.0 Ecoboost engine sits low on running costs in two places we can measure: road tax and insurance. This page walks through each cost we can show, then names the ones that depend on you.
All insurance prices are examples for one stated driver, read on 20 October 2026. Treat them as a guide to how the costs fit together. Your own quote depends on your details.
The version we priced
There is no new-car list entry for the Fiesta Titanium, so this page gives no list price, power or body type. Our quote form prices the Fiesta Titanium 1.0 Ecoboost, with a 998cc engine. It is the version most of our insurers quote.
COE category
With a 998cc engine, the category comes down to power:
- Category A if its power is 97kW (130bhp) or less: S$130,001 in the October 2026, 1st round
- Category B if its power is more: S$130,100 in that round
A Fiesta Titanium on the road already has its COE. The category counts if you renew at the end of the term. Prices change every round, so check the COE page for the latest.
Road tax on a sub-litre engine
Road tax rises with engine size, so a 998cc engine keeps it low. LTA's formula gives S$390.60 a year before any age surcharge, checked on 2026-10-19.
After a car passes 10 years, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page shows the sums for other engine sizes if you are comparing cars.
Insurance for the standard driver
The Ford Fiesta Titanium price page prices these details:
- Car: Fiesta Titanium 1.0 Ecoboost, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
14 insurers price it. The lowest premium is S$545.00 a year. The insurer whose lowest plan is dearest asks at least S$1,295.36. That is S$750.36 more, or 138% on top. All prices include 9% GST.
So the same car and driver can cost well over twice as much from one insurer as from another. Only two insurers on our panel have no online price for it.
The excess on each plan
Your excess is what you pay towards a claim before the insurer pays the rest. Here it runs from S$0 to S$2,500. Most plans set it at S$600. Others use S$500, S$750 or S$800. Weigh it against the premium, since a low premium with a high excess costs more when you claim.
A few prices are estimates, and one includes a promo code. The price page shows which, along with the date each insurer's table was read.
Which details move the price
The price page shows the lowest premium when one thing changes:
- No NCD (0%): S$932.05, S$387.05 more, or 71% up
- 20% NCD: S$826.61, S$281.61 more
- Driver aged 27, 3 years' driving, 30% NCD: S$924.97, S$379.97 more
- Driver aged 65, 20 or more years' driving: S$545.00, the same
- A new car, registered this year: S$545.00, the same
- A car 8 years old: S$545.00, the same
The NCD is clearly the biggest factor. With none at all, the lowest price climbs by 71%. A young driver with 30% NCD pays almost as much as the no-NCD case. On the other side, the car's age makes no difference to the lowest price here, and neither does the older driver. These are the lowest prices only. Other plans may move by different amounts.
Against similar small cars
The price page sets six similar cars beside it, for the same driver and car age:
- Audi A1: S$660.69
- Audi Q2: S$660.69
- Chery A1: S$774.43
- Chery QQ: S$545.00
- Citroen C3: S$604.07
- Daihatsu Copen: S$718.87
Their average lowest price is S$660.63. The Fiesta Titanium is 18% below it. None of the six is cheaper to insure, and the Chery QQ matches it. Two of these cars, the Chery A1 and the Copen, have only 7 insurers each, so their prices rest on fewer quotes. The Ford car insurance page lists other Fords, and the cheapest cars to insure page ranks models from all makes.
Costs you set yourself
These depend on your habits, so there is no single figure:
- Parking: HDB or condo season parking, plus charges at work and in town.
- Petrol: down to your mileage and the pump price.
- ERP: down to your routes and when you drive them.
- Servicing and repairs: wear parts such as tyres, brakes and a battery come due over time. Ask what has been replaced before you buy a used one.
- Depreciation: on a used car this depends on the price you pay and the COE years left.
Summary of yearly costs we can show
For the Ford Fiesta Titanium 1.0 Ecoboost:
- Road tax: S$390.60 a year, before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$545.00 a year (20 October 2026)
- Insurance, no NCD: from S$932.05
- Insurance, a car 8 years old: from S$545.00
For reference, the October 2026 1st round COE closed at S$130,001 for Category A and S$130,100 for Category B.
Before you buy: car insurance for the Ford Fiesta Titanium
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Ford Fiesta Titanium to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.