The C4 Picasso Dynamique is one of the Citroen models still seen on Singapore roads years after it left the showroom. If you have one, or one is on your list, this guide gives the yearly figures that can be shown. It covers road tax, the COE rule and a full set of insurance prices.
Insurance figures are examples for one stated driver, as of 1 November 2026. They let you compare insurers like for like. Your own price will turn on your details.
How the car appears on our form
The new-car list has no entry for the C4 Picasso Dynamique on sale now. This guide therefore gives no list price, power figure or body type.
The price page prices the Citroen C4 Picasso Dynamique 1.6 THP 155 EGS, with a 1,598cc engine. That is the version most of our insurers quote.
Which COE category
The price page puts it this way. The C4 Picasso Dynamique 1.6 THP 155 EGS needs a Category A COE if its power is 97kW (130bhp) or less. With more power, it needs Category B.
Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round. If you are buying used, the years left on the current COE count for more than these figures. The COE page has the latest rounds.
Road tax
LTA's formula, checked 2026-10-19, puts the 1,598cc engine at S$741.72 a year. That is before any surcharge for age.
The surcharge bands:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Most C4 Picassos on the road now are likely to be old enough for one of these bands. Check the registration date for the car in front of you. The road tax page works out other engines.
Insurance from eleven insurers
The Citroen C4 Picasso Dynamique price page uses one profile:
- The car: C4 Picasso Dynamique 1.6 THP 155 EGS, 3 years old, private use, comprehensive
- The driver: aged 40, married, office job, driving 10 years
- The record: 50% NCD, no claims
- Repairs: authorised workshop, no options
11 insurers give a price. The lowest is S$854.10 a year. The insurer whose lowest plan costs most asks at least S$1,975.64. That is S$1,121.54 more, or 131% on top. All prices include 9% GST.
That is a broad choice for a car no longer sold new. The spread is broad too. The same driver could pay more than twice as much depending on the insurer.
Excess: the widest range
On this page the excess runs from S$0 all the way to S$5,000:
- S$1,200 on the lowest premium
- S$2,500 on the second
- S$5,000 on the third, and on another plan from the same insurer
- S$750 on a third plan from that insurer, at a higher premium
- S$500 or S$600 on most other plans
- S$0 on one estimate
- S$3,000 on the dearest plan
The second and third premiums are close to the lowest, but their excesses are far higher. A S$5,000 excess means most small and medium claims would come out of your own pocket. Some prices on the page are estimates.
What changes the lowest price
The price page shows what happens when one detail changes:
- No NCD (0%): S$1,663.08, which is S$808.98 more
- 20% NCD: S$1,336.54, S$482.44 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,821.00, S$966.90 more, from 9 insurers
- Driver aged 65, 20 years' driving: S$1,056.69, S$202.59 more, from 10 insurers
- New car, registered this year: S$845.65, S$8.45 less
- Car 8 years old: S$835.92, S$18.18 less
The younger driver faces a rise of 113%, the largest on the page. A driver with no NCD pays close to double. If a young family member will share the car, that is the figure to keep in mind.
Car age makes only a small difference here. All figures are lowest prices, and other plans may move by different amounts.
Compared with similar cars
The price page sets it beside six similar cars, for the same driver and car age:
- Toyota Corolla Altis: S$713.21
- Mazda 3: S$730.18
- Toyota Sienta: S$674.30
- BMW X1: S$763.00
- Honda Freed: S$756.48
- Hyundai Kona: S$763.00
They average S$733.36 at their lowest. The C4 Picasso Dynamique is 16% above that, and all 6 cost less to insure. The Sienta and Freed both come in well below it. The Citroen car insurance page lists other models from the brand.
Costs that vary by household
No single figure fits these:
- Parking: season parking at home, plus elsewhere.
- Petrol: set by how far you drive and pump prices.
- ERP: depends on your routes and timing.
- Servicing: the engine and EGS gearbox follow their own schedule. Ask about parts and labour costs.
- Depreciation: tied to the purchase price and the COE years left.
Summary of yearly costs we can show
For the Citroen C4 Picasso Dynamique 1.6 THP 155 EGS, 1,598cc:
- Road tax: S$741.72 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$854.10 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,663.08
- Insurance, car 8 years old: from S$835.92
For reference, the October 2026 2nd round COE closed at S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Citroen C4 Picasso Dynamique
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Citroen C4 Picasso Dynamique to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.