Electric station wagons are a small group in Singapore, and the BMW i5 Touring is one of them. If it is on your list, the questions below cover what it costs to buy and keep. Each answer uses only the figures on record.
Insurance prices are examples for one stated driver, as of 1 November 2026. Your quote will turn on your own details.
Which version is on sale?
The new-car list read on 2026-10-10 shows one version: the i5 Touring Electric eDrive40 M Sport 81.2 kWh. It has a 335bhp motor. The list calls it a station wagon, made in Germany.
The price page prices the same i5 Touring eDrive40 M Sport 81.2 kWh. So the insurance figures below match the car on sale.
What was it listed at?
It was listed at S$461,888 on 2026-10-10. That included COE as listed that day.
Dealers revise prices after each COE round. Ask for a current price, and check what each offer includes.
Which COE does it need?
For an electric car, motor power decides the category. The price page gives the rule:
- Category A for a motor of 110kW (147bhp) or less, which closed at S$132,004 in the October 2026 2nd round
- Category B for anything more powerful, which closed at S$131,901 in the same round
The listed motor is 335bhp, above the Category A limit. The COE page shows later rounds.
How much is road tax?
Electric cars pay road tax on motor power. For the 335bhp (250kW) motor, LTA's formula gives S$3,397.90 a year, before any age surcharge.
A surcharge is added after 10 years:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out other motors.
What does insurance cost?
The BMW i5 Touring price page prices this profile:
- The car: registered 3 years ago, private use, comprehensive cover
- The driver: aged 40, married, office job, 10 years' driving
- The record: 50% no-claim discount (NCD), no claims
- Repairs: at an authorised workshop, no options
On those details, 1 insurer gives an online price. It is S$2,321.89 a year, with an excess of S$600. The price includes 9% GST.
The page lists 14 insurers with no online price for this car. With 1 of 15 quoting online, there is nothing to compare it against on the page. That is common for a newer, lower-volume model. It does mean you may need to ask insurers directly for more quotes.
How does the price change for other drivers?
The page shows the lowest price when one detail is different:
- No NCD (0%): S$4,539.07, which is S$2,217.18 more
- 20% NCD: S$3,633.48, S$1,311.59 more
- Driver aged 27, 3 years' driving, 30% NCD: S$4,748.57, S$2,426.68 more
- Driver aged 65, 20 years' driving: S$2,537.35, S$215.46 more
The young driver pays most, 105% above the standard price. A driver with no NCD pays nearly as much. If a younger family member will drive it often, ask how adding them as a named driver changes the quote.
An older driver pays more as well, though the rise is smaller. With 20% NCD, a driver who has made a recent claim still pays far above the standard figure. Your claims record is the detail most worth protecting here. When you compare plans, check whether NCD protection is offered and on what terms.
Does the car's age matter?
A little:
- A new car, registered this year: S$2,391.74, which is S$69.85 more
- A car 8 years old: S$2,210.06, which is S$111.83 less
The same single insurer prices each one. So the car's age moves the price by a modest amount, far less than the driver does.
How does it compare with other electric cars?
The price page compares six electric cars, for the same driver and car age:
- BYD Sealion 7: S$1,390.72, 7 insurers
- Tesla Model Y: S$939.71, 10 insurers
- BYD Atto 3: S$913.63, 10 insurers
- Tesla Model 3: S$913.62, 10 insurers
- BYD M6: S$861.41, 9 insurers
- Aion V: S$856.84, 4 insurers
Their average lowest price is S$979.32. The i5 Touring costs 137% more. All six are cheaper to insure, and each has more insurers quoting. Other BMW models are on the BMW car insurance page.
What else will it cost?
These depend on you, so no single figure fits:
- Charging: home charging if your building allows it, or public chargers. Rates vary.
- Parking: season parking at your HDB block or condo, plus parking at work.
- ERP: set by your routes and when you drive.
- Servicing and tyres: still needed on an electric car. Ask what the battery warranty covers and for how long.
- Depreciation: turns on what you pay and what the car fetches later.
Summary of yearly costs we can show
For the BMW i5 Touring eDrive40 M Sport 81.2 kWh:
- Road tax: S$3,397.90 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: S$2,321.89 a year, from 1 insurer (as of 1 November 2026)
- Insurance, no NCD: S$4,539.07
- Insurance, driver aged 27: S$4,748.57
- Insurance, a car 8 years old: S$2,210.06
The one-off cost, for reference: listed at S$461,888 on 2026-10-10, including COE as listed that day.
Before you buy: car insurance for the BMW i5 Touring
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the BMW i5 Touring to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.