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BMW car insurance in Singapore
Every BMW model we compare, ranked by today's lowest comprehensive premium, for a driver aged 40, married, with 10 years' driving and a 50% no-claim discount, on a 3-year-old car at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- Cheapest to insure: the BMW 218i Active Tourer, from S$700.28 a year.
- Dearest: the BMW X4, from S$1,364.67.
- The middle BMW costs 13% more than the middle of every model we price.
- Cheapest insurer most often: AIG, on 16 of 51 models.
Every BMW model, cheapest first
| Model | From | Insurers |
|---|---|---|
| BMW 218i Active Tourer1,499cc; cheapest at India International | S$700.28 | 16 |
| BMW 218i Coupe1,499cc; cheapest at India International | S$700.28 | 16 |
| BMW 218i Gran Coupe1,499cc; cheapest at India International | S$700.28 | 16 |
| BMW 218i Gran Tourer1,499cc; cheapest at India International | S$700.28 | 16 |
| BMW 1 Series1,499cc; cheapest at India International | S$742.90 | 17 |
| BMW 225xe1,499cc; cheapest at India International | S$770.30 | 13 |
| BMW 2 Series Active Tourer1,499cc; cheapest at HL Assurance | S$773.90 | 12 |
| BMW 216D Active Tourer1,496cc; cheapest at HL Assurance | S$773.90 | 17 |
| BMW 216D Gran Tourer1,496cc; cheapest at HL Assurance | S$773.90 | 16 |
| BMW 216i Active Tourer1,499cc; cheapest at HL Assurance | S$773.90 | 16 |
| BMW 216i Gran Coupe Sport1,499cc; cheapest at HL Assurance | S$773.90 | 16 |
| BMW 216i Gran Tourer1,499cc; cheapest at HL Assurance | S$773.90 | 17 |
| BMW X11,499cc; cheapest at ECICS | S$797.41 | 17 |
| BMW X21,499cc; cheapest at ECICS | S$797.41 | 15 |
| BMW X2 sDrive161,499cc; cheapest at ECICS | S$797.41 | 15 |
| BMW X2 sDrive18i1,499cc; cheapest at ECICS | S$797.41 | 17 |
| BMW 730i M Sport1,998cc; cheapest at AIG | S$836.39 | 15 |
| BMW X2 sDrive20i1,998cc; cheapest at AIG | S$840.90 | 17 |
| BMW X2 xDrive20i M Sport1,998cc; cheapest at AIG | S$840.90 | 16 |
| BMW X4 xDrive20i1,997cc; cheapest at AIG | S$840.90 | 16 |
| BMW X4 xDrive28i1,997cc; cheapest at AIG | S$840.90 | 16 |
| BMW X4 xDrive30i1,998cc; cheapest at AIG | S$840.90 | 16 |
| BMW X52,998cc; cheapest at AIG | S$855.70 | 16 |
| BMW X31,998cc; cheapest at AIG | S$856.04 | 17 |
| BMW 3 Series Sedan1,988cc; cheapest at India International | S$861.03 | 13 |
| BMW 5 Series1,998cc; cheapest at India International | S$861.03 | 17 |
| BMW 5 Series Sedan1,998cc; cheapest at India International | S$861.03 | 14 |
| BMW 5 Series Touring1,998cc; cheapest at India International | S$861.03 | 13 |
| BMW X62,993cc; cheapest at AIG | S$896.14 | 11 |
| BMW X6 xDrive2,979cc; cheapest at AIG | S$896.14 | 13 |
| BMW 220i1,997cc; cheapest at Sompo | S$918.30 | 13 |
| BMW 4 Series Coupe1,998cc; cheapest at HL Assurance | S$939.51 | 11 |
| BMW 4 Series Gran Coupe1,998cc; cheapest at HL Assurance | S$939.51 | 10 |
| BMW 420I Gran Coupe1,995cc; cheapest at HL Assurance | S$939.51 | 12 |
| BMW 420i M Sport1,998cc; cheapest at HL Assurance | S$939.51 | 12 |
| BMW 4 Series Convertible1,998cc; cheapest at ECICS | S$960.15 | 10 |
| BMW X72,998cc; cheapest at AIG | S$972.06 | 11 |
| BMW 630i GT1,998cc; cheapest at AIG | S$982.40 | 12 |
| BMW 740d2,979cc; cheapest at HL Assurance | S$997.57 | 2 |
| BMW 740i2,979cc; cheapest at HL Assurance | S$997.57 | 13 |
| BMW 740Li2,979cc; cheapest at HL Assurance | S$997.57 | 14 |
| BMW 3 Series1,998cc; cheapest at HL Assurance | S$1,000.41 | 17 |
| BMW 730i2,996cc; cheapest at AIG | S$1,019.54 | 15 |
| BMW 730Li2,996cc; cheapest at AIG | S$1,019.54 | 16 |
| BMW X4 xDrive35i2,979cc; cheapest at AIG | S$1,021.38 | 12 |
| BMW 7 Series2,998cc; cheapest at AIG | S$1,030.55 | 12 |
| BMW 725d1,998cc; cheapest at HL Assurance | S$1,050.13 | 12 |
| BMW 735i3,600cc; cheapest at Sompo | S$1,061.44 | 9 |
| BMW 735Li3,600cc; cheapest at Sompo | S$1,061.44 | 7 |
| BMW 730d2,993cc; cheapest at HL Assurance | S$1,115.28 | 2 |
| BMW X42,998cc; cheapest at Great Eastern | S$1,364.67 | 7 |
Your own price depends on your age, driving record, NCD and the car's age: compare with your own details.
Questions people ask
Which BMW is cheapest to insure?
The BMW 218i Active Tourer, from S$700.28 a year at India International today, for a driver aged 40 with a 50% no-claim discount on a 3-year-old car.
Which insurer is cheapest for a BMW?
AIG has the lowest price on 16 of the 51 BMW models we price today; HL Assurance on 16. The cheapest insurer for your own car depends on your details.
Is a BMW expensive to insure?
The middle BMW model costs S$861.03 a year at its cheapest insurer, 13% more than the middle of all 590 models we price (S$764.82).