Car insurance
BMW 740d car insurance: prices compared
BMW 740d, 3 years old, 50% no-claim discount
As of 28 Oct 2026 (Singapore time)
2 insurers price this, from S$997.57 to S$1,903.53 (as at 20 Oct 2026).
The BMW 740d in short
For the driver above, HL Assurance is cheapest for the BMW 740d today, at S$997.57 for its Car Protect360 Comprehensive plan. 2 insurers price it; the dearest of them, QBE, asks at least S$1,903.53, S$905.96 (91% more) on top, so comparing pays. Of the changes below, the one that costs most is "driver aged 27, 3 years’ driving, 30% NCD": the lowest price rises to S$2,506.34, 151% more.
What we assumed
- BMW 740d
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options
Example prices
| Insurer | Plan | Premium | Excess | As at |
|---|---|---|---|---|
| HL AssuranceCar Protect360 Comprehensive | Car Protect360 Comprehensive | S$1,200.00 | 20 Oct 2026 | |
| QBEPrivate Motor Prestige Comprehensive | Private Motor Prestige Comprehensive | S$1,903.53 | S$3,000.00 | 22 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.
Open the quote form with these answers filled in, then change anything that is different for you.
Get your own quoteHow the BMW 740d price changes
The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.
| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
|---|---|---|---|---|
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$997.57 (as at 20 Oct 2026) | 2 | HL Assurance | |
| The same driver with no NCD (0%) | S$2,294.38 (as at 20 Oct 2026) | S$1,296.81 more | 2 | HL Assurance |
| The same driver with 20% NCD | S$1,675.90 (as at 20 Oct 2026) | S$678.33 more | 2 | HL Assurance |
| Driver aged 27, 3 years’ driving, 30% NCD | S$2,506.34 (as at 20 Oct 2026) | S$1,508.77 more | 2 | HL Assurance |
| Driver aged 65, 20 years’ driving, 50% NCD | S$1,903.53 (as at 22 Oct 2026) | S$905.96 more | 1 | QBE |
| A new car (registered this year) | S$1,061.21 (as at 20 Oct 2026) | S$63.64 more | 2 | HL Assurance |
| A car 8 years old | S$976.31 (as at 20 Oct 2026) | S$21.26 less | 2 | HL Assurance |
Open a line to get a quote with those answers filled in. Quotes by driver: the BMW 740d priced for 31 typical drivers, from new drivers to over-70s.
The BMW 740d on our quote form
We priced the BMW 740d (2,979cc), the version most of our insurers quote.
Insurers with no online price for the BMW 740d
- AIG: This insurer has no online price for this car model yet.
- Allianz: This insurer has no online price for this car model yet.
- Budget Direct: This insurer has no online price for this car model yet.
- DirectAsia: This insurer has no online price for this car model yet.
- ECICS: ECICS does not list this model on its online quote.
- ERGO: This insurer has no online price for this car model yet.
- Etiqa: This insurer has no online price for this car model yet.
- FWD: This insurer has no online price for this car model yet.
- Great Eastern: This insurer has no online price for this car model yet.
- Income: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for this car model yet.
- Liberty: This insurer has no online price for this car model yet.
- MS First Capital: This insurer has no online price for this car model yet.
- Singlife: This insurer has no online price for this car model yet.
- Sompo: This insurer has no online price for this car model yet.
- UOI: This insurer has no online price for this car model yet.
Some insurers give car prices only through their agents; they are on our insurer list.
The BMW 740d against similar cars
The same driver and car age, each car at the version most insurers quote.
| Car | Engine | Lowest price | Against the BMW 740d | Insurers |
|---|---|---|---|---|
| Audi Q7 | 2,995cc | No online price | 0 | |
| Audi S4 Saloon | 2,995cc | No online price | 0 | |
| Audi S5 | 2,995cc | No online price | 0 | |
| Audi S5 SPRTback | 2,995cc | No online price | 0 | |
| Audi SQ5 | 2,995cc | No online price | 0 | |
| Infiniti Infiniti | 2,997cc | No online price | 0 |
COE for the BMW 740d
With a 2,979cc engine, above 1,600cc, the BMW 740d needs a Category B COE (S$131,901 in the October 2026, 2nd round).
The COE is bought separately from insurance. The latest COE results are updated after every bidding round.
You finish buying on the insurer's own site. The insurer takes payment and issues the policy. This page is also available as markdown.
Questions people ask
How much is car insurance for BMW 740d, 3 years old, 50% no-claim discount?
Today, 2 insurers price this, from S$997.57 to S$1,903.53 (as at 20 Oct 2026). The cheapest is HL Assurance Car Protect360 Comprehensive at S$997.57 (as at 20 Oct 2026). All prices include 9% GST.
What do these prices assume?
BMW 740d. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.
Will my own price be the same?
Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.
How much does a 50% no-claim discount save on BMW 740d insurance?
Today the lowest price for our standard driver is S$997.57 (as at 20 Oct 2026) with 50% NCD and S$2,294.38 (as at 20 Oct 2026) with no NCD, so the discount saves S$1,296.81 a year.
Do younger drivers pay more to insure a BMW 740d?
Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$2,506.34 (as at 20 Oct 2026) today, S$1,508.77 more than our standard driver aged 40.
Which insurers have no online price for the BMW 740d?
AIG, Allianz, Budget Direct, DirectAsia, ECICS, ERGO, Etiqa, FWD, Great Eastern, Income, India International, Liberty, MS First Capital, Singlife, Sompo, UOI. They give no online price for this model; a broker can still ask them for one.