The BMW 2 Series Gran Coupe 216 M Sport has a small engine for a BMW, which keeps some costs down. This guide looks at what it costs new, then at what changes if you buy one a few years old. It ends with a checklist for a used car.
Insurance figures are examples for one stated driver, as of 1 November 2026. Your own quote depends on your details.
The car, new
The new-car list read on 2026-10-10 shows one version: the BMW 2 Series Gran Coupe 216 M Sport. It is a petrol car with a 1,499cc engine and 121bhp. The list calls it a luxury car, made in Germany.
It was listed at S$269,888 on 2026-10-10, including COE as listed that day. Ask for a current price, as dealers revise them after COE rounds.
The price page prices the same 216 M Sport.
The COE it carries
For this engine size, the COE category depends on power. The price page sets out the rule:
- Category A if its power is 97kW (130bhp) or less, which closed at S$132,004 in the October 2026 2nd round
- Category B if its power is more, which closed at S$131,901 in the same round
Check the power figure on a car's papers, since the category follows it. The COE page has later results.
A used car comes with the COE it already carries. When that COE runs out, the owner must renew it or take the car off the road. The fewer years left, the sooner that choice comes.
Road tax, now and later
For 1,499cc, LTA's formula gives S$683.66 a year, before any age surcharge. That is a modest sum for road tax.
Keep a car past 10 years and a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
A car on a renewed COE will reach these bands. The road tax page works out other engines.
Insurance for the standard driver
The BMW 2 Series Gran Coupe price page prices one profile:
- Car: registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% no-claim discount (NCD), no claims
- Repairs: at an authorised workshop, no options
For that driver, 5 insurers price it. The lowest premium is S$918.30 a year. The next is S$937.07. The dearest insurer starts at S$1,626.56, which is S$708.26 more, or 77% on top. All prices include 9% GST.
Excesses run from S$0 to S$600. The two lowest premiums carry S$600, the middle plans S$500, and the dearest plan nothing. That is a narrower excess range than many cars have.
The page lists 14 insurers with no online price. So 5 of 19 quote it.
How age changes the premium
Here is the lowest price at three car ages, for the same driver:
- A new car, registered this year: S$945.93, with 5 insurers
- A car 3 years old: S$918.30, with 5 insurers
- A car 8 years old: S$874.08, with 4 insurers
An older car costs a little less to insure, S$44.22 less than the standard price. But one fewer insurer quotes it online at 8 years. Many insurers stop pricing cars online past a certain age. With an even older car, check early who will quote.
How the driver changes it
- No NCD (0%): S$1,795.21, which is S$876.91 more
- 20% NCD: S$1,437.05, S$518.75 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,878.07, S$959.77 more, with 4 insurers
- Driver aged 65, 20 years' driving: S$1,003.52, S$85.22 more
The young driver pays 105% more than the standard driver. That is a far bigger change than anything about the car. If you are moving from another car, bring proof of your NCD.
Next to similar cars
The price page compares six cars, for the same driver and car age:
- Mercedes-Benz GLB: S$822.26
- Hyundai Kona: S$763
- Honda Freed: S$756.48
- Mazda 3: S$730.18
- Toyota Corolla Altis: S$713.21
- Toyota Sienta: S$674.30
Their average lowest price is S$743.24. The 2 Series Gran Coupe costs 24% more. All six are cheaper to insure. Other BMW models are on the BMW car insurance page.
Before you pay a deposit on a used one
- COE expiry: read the date on the papers and think through renewal.
- Registration date: see how close the car is to a road tax surcharge band.
- Power on the papers: confirm the COE category it was registered under.
- Service history: ask for records, and check for open recalls.
- Loan status: confirm no loan remains on the car and the seller is the registered owner.
- Insurance quote: get one for your own details first. Check how many insurers will quote a car of that age.
- Running costs: parking, petrol, ERP, tyres and depreciation depend on how you use it.
Summary of yearly costs we can show
For the BMW 2 Series Gran Coupe 216 M Sport:
- Road tax: S$683.66 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$918.30 a year (as of 1 November 2026)
- Insurance, a car 8 years old: from S$874.08
- Insurance, a new car: from S$945.93
- Insurance, no NCD: from S$1,795.21
The one-off cost, for reference: listed at S$269,888 on 2026-10-10, including COE as listed that day.
Before you buy: car insurance for the BMW 2 Series Gran Coupe
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the BMW 2 Series Gran Coupe to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.