Three bills come round every year for any car in Singapore, or at each renewal: road tax, car insurance and, eventually, the COE. For the BMW 216i Gran Coupe Sport, one of those bills can swing by more than the others put together. This page puts dated figures on each.
The insurance prices are examples, read on 20 October 2026, for one stated driver and car. Your own premium will depend on your details. Use them to see how the cost behaves, not as a quote.
About the car priced
The quote form lists the BMW 216i Gran Coupe Sport with a 1,499cc engine, and that is the car priced here. There is no entry for it on the new-car list now, so this page shows no list price, power or body type. If you are shopping for one, it will be on the used market.
Insurance first: the spread
Because insurance is the cost that varies most for this car, start with it. The BMW 216i Gran Coupe Sport price page prices this case:
- Car: 216i Gran Coupe Sport, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
14 insurers price the car for that driver. The lowest premium is S$811.71 a year. The insurer whose lowest plan is the dearest asks at least S$2,562.08. The gap is S$1,750.37, or 216% on top. All prices include 9% GST.
So the dearest of those lowest plans costs over three times the lowest premium. That is the strongest case for comparing you will see on many price pages. A few figures are estimates, so confirm each on the insurer's own quote.
Check the excess as well
The excess is the share of each claim you pay. Most plans for this car carry S$600, with others at S$500, S$750 or S$800. One asks S$2,500 and one asks nothing. A low premium can hide a high excess.
How the premium reacts to change
The price page gives the lowest premium after one change:
- No NCD (0%): S$1,037.21, S$225.50 more
- 20% NCD: S$1,037.21, S$225.50 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,037.21, S$225.50 more
- Driver aged 65, 20 or more years' driving: S$811.71, the same
- A new car, registered this year: S$836.07, S$24.36 more
- A car 8 years old: S$742.90, S$68.81 less
Losing your NCD lifts the lowest price by 28%, the largest move here. A younger driver with three years' driving and 30% NCD pays the same raised figure. An older driver pays nothing extra at the lowest price.
The car's age changes little, which matters on a used car. An 8-year-old 216i Gran Coupe Sport is S$68.81 cheaper at the lowest price than a 3-year-old one. These are lowest prices; other plans can move more or less.
Next to similar cars
For the same driver and car age, the price page compares six:
- Mazda 3: S$927.36
- Mercedes-Benz GLB: S$787.96
- Hyundai Kona: S$721.59
- Toyota Corolla Altis: S$642.42
- Honda Freed: S$642.42
- Toyota Sienta: S$604.07
The average of the six is S$720.97. This BMW is 13% above it, and five of the six cost less to insure. Only the Mazda 3 is dearer. For more from the make, see the BMW car insurance page.
Road tax
For the 1,499cc engine, LTA's formula gives S$683.66 a year, before any age surcharge. That is a modest figure, thanks to the small engine.
Once the car passes 10 years, the surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
A car on a renewed COE could be paying one of these. The road tax page shows the formula.
The COE
For the 216i Gran Coupe Sport, with its 1,499cc engine, the category turns on power. It needs a Category A COE if its power is 97kW (130bhp) or less, and a Category B COE if it is more.
The October 2026 1st round closed at S$130,001 for Category A and S$130,100 for Category B. On a used car the COE is already paid, so the real question is how many years it has left. The COE page has the latest results if you are looking at a renewal.
Costs only you can estimate
- Parking: your block or condo's season parking, plus parking at work and in town.
- Petrol: depends on how far you drive and the pump price.
- ERP: depends on your routes and timings.
- Upkeep: ask for the service history, and check what is due soon, such as tyres, brakes or a battery.
- Depreciation: shaped by what you pay and the COE years left when you sell.
Summary of yearly costs we can show
For the BMW 216i Gran Coupe Sport (1,499cc), dated:
- Road tax: S$683.66 a year, before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$811.71 a year (20 October 2026)
- Insurance, no NCD: from S$1,037.21
- Insurance, car 8 years old: from S$742.90
If you need a new COE, the October 2026 1st round closed at S$130,001 (Category A) or S$130,100 (Category B). There is no list price, as the car is not on the new-car list.
Before you buy: car insurance for the BMW 216i Gran Coupe Sport
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the BMW 216i Gran Coupe Sport to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.