The Audi RS3 SB is a performance Audi with a 2,480cc engine. If you own one or are thinking of buying, the yearly bills add up quickly. This guide goes through them one by one.
Insurance prices are examples for one stated driver, as of 1 November 2026. They show the shape of the market for this car. Your own quote depends on you.
Which RS3 SB the figures cover
The new-car list has no entry for the RS3 SB on sale now. That means there is no list price, power figure or body type to report.
The price page prices the RS3 SB 2.5 TFSI QU S TRONIC, with a 2,480cc engine. It is the version most insurers quote, and every figure below is for it.
The COE side
Every car in Singapore needs a Certificate of Entitlement. The price page says the RS3 SB needs a Category B COE, because its engine is above 1,600cc.
Category B closed at S$131,901 in the October 2026 2nd round. Results change every round. The COE page shows the latest.
For a used car, the COE left on it matters as much as the car. Check the expiry date on the papers. A car with only a few years of COE left will need a renewal decision soon after you buy it.
Road tax for 2,480cc
LTA's formula ties road tax to engine size. For 2,480cc, it gives S$1,775.14 a year before any surcharge for age.
Cars past 10 years old pay more:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out other engine sizes.
Car insurance: the standard driver's prices
The Audi RS3 SB price page uses one set of details:
- Car: registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% no-claim discount (NCD), no claims
- Repairs: at an authorised workshop, no options
On those details, 4 insurers price it online. The lowest premium is S$1,209.34 a year. The dearest asks at least S$4,226.67, an estimate. That is S$3,017.33 more, or 250% on top. All prices include 9% GST.
A gap that wide shows how far plans can differ for a car like this. The page also lists 15 insurers with no online price. That leaves 4 of 19 to compare.
Excesses range widely
The excesses run from S$0 to S$2,500. The lowest premium comes with a S$1,200 excess. The next one up carries S$600. The dearest plan has no excess at all.
So the premium and the excess move against each other here. Look at both before deciding which price is really lower for you. A low premium with a high excess suits someone who rarely claims and can cover a bill. A higher premium with no excess spreads the cost more evenly.
What happens when the details change
The page shows the lowest price when one detail is different:
- No NCD (0%): S$2,781.49, which is S$1,572.15 more, with 3 insurers pricing
- 20% NCD: S$2,031.71, S$822.37 more
- Driver aged 27, 3 years' driving, 30% NCD: S$3,038.44, S$1,829.10 more, 3 insurers
- Driver aged 65, 20 years' driving: S$2,114.24, S$904.90 more, with only 2 insurers
- A new car, registered this year: S$1,286.52, S$77.18 more
- A car 8 years old: S$1,183.60, S$25.74 less
The young driver costs most, at 151% above the standard price. If a younger family member will be the main driver, budget for that figure rather than the headline one.
The older driver is a surprise. At 65, the lowest price rises by S$904.90 and only 2 insurers quote. The car's age, by contrast, barely moves the price.
How it sits against similar cars
The price page compares six cars with engines of a similar size, for the same driver and car age:
- Alfa Romeo 159: S$1,028.09
- Toyota Camry: S$872.39
- Toyota Alphard: S$832.53
- Mitsubishi Outlander: S$783.81
- Toyota Vellfire: S$763
- Honda Odyssey: S$763
Their average lowest price is S$840.47. The RS3 SB costs 44% more. All six are cheaper to insure.
Those rivals are mostly family cars, and up to 16 insurers price them. That wider field partly explains the gap. Other Audi models are on the Audi car insurance page.
Costs that vary by owner
- Parking: season parking where you live and work, plus short-term parking.
- Petrol: set by distance and pump prices. A performance engine may cost more to run, but your driving decides.
- ERP: depends on where and when you drive.
- Servicing and tyres: performance cars often need specific tyres and brakes. Ask for a service history.
- Depreciation: turns on the price you pay and the COE left.
Summary of yearly costs we can show
For the Audi RS3 SB 2.5 TFSI QU S TRONIC:
- Road tax: S$1,775.14 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,209.34 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,781.49
- Insurance, driver aged 27: from S$3,038.44
- Insurance, driver aged 65: from S$2,114.24
For reference, a Category B COE closed at S$131,901 in the October 2026 2nd round. No list price is given, as the new-car list has no entry for this model.
Before you buy: car insurance for the Audi RS3 SB
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Audi RS3 SB to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.