The Audi RS Q8 is a large, high-powered SUV, and its yearly costs match. This guide is for anyone pricing one up. It takes the list price, COE, road tax and car insurance in turn.
Insurance figures are examples for one stated driver, as of 1 November 2026. Treat them as a guide to where prices sit, not as your quote.
Versions and the one on sale
The new-car list read on 2026-10-10 has one version. It is the RS Q8 Mild Hybrid 4.0 TFSI qu Tip Performance, a petrol-electric car. It has a 3,996cc engine and 632bhp. The list calls it an SUV, made in Germany.
The quote form covers two versions, both 3,996cc:
- RS Q8 4.0 TFSI qu Tip
- RS Q8 4.0 TFSI qu Tip Performance
The insurance prices below are for the 4.0 TFSI qu Tip, the version most insurers quote.
What it was listed at
The Performance version was listed at S$777,999 on 2026-10-10. That price included COE as listed that day.
Dealers update prices after COE rounds. Ask for the current figure, and check what each offer includes.
COE: Category B
The price page puts the RS Q8 in Category B. Its 3,996cc engine is above 1,600cc, so there is no question of Category A.
Category B closed at S$131,901 in the October 2026 2nd round. The COE page carries later results.
Road tax on a near four-litre engine
Road tax rises with engine size, and quickly at the top end. For the 3,996cc engine, LTA's formula gives S$3,942.84 a year. That is before any age surcharge.
After 10 years, a surcharge is added:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page covers other engine sizes.
Insurance: two prices to compare
The Audi RS Q8 price page prices these details:
- Car: RS Q8 4.0 TFSI qu Tip, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% no-claim discount (NCD), no claims
- Repairs: at an authorised workshop, no options
Only 2 insurers give an online price. The lower is S$2,154.12 a year. The higher, marked as an estimate, is S$3,151. That is S$996.88 more, or 46% on top. Prices include 9% GST.
The page lists 17 insurers with no online price for this car. So of 19 on the panel, you can compare just two online.
The excess trade-off
The two plans pull in opposite directions. The lower premium carries an excess of S$2,500. The higher premium carries S$1,000.
So the lower premium leaves you paying more if you claim. Weigh how much you could pay out of pocket after an accident. That decides which gap matters more to you.
How the price shifts
The price page shows the lowest price as one detail changes:
- No NCD (0%): S$4,049.11, which is S$1,894.99 more
- 20% NCD: S$3,270.22, S$1,116.10 more
- Driver aged 27, 3 years' driving, 30% NCD: S$4,303.54, S$2,149.42 more
- Driver aged 65, 20 years' driving: S$2,213.75, S$59.63 more
- A new car, registered this year: S$2,198.87, S$44.75 more
- A car 8 years old: S$1,516.77, S$637.35 less
A young driver doubles the lowest price, a 100% rise. Losing the NCD costs almost as much. An older driver or a new car adds only a little.
The older car is the one big saving. At 8 years old, the lowest price falls by S$637.35. If you are looking at a used RS Q8, that is worth knowing.
Against other big-engined cars
The price page sets the RS Q8 beside six cars, for the same driver and car age:
- BMW M5 Sedan: S$3,485.71
- BMW M5 Touring: S$3,485.71
- BMW X7 M60i: S$1,786.26
- Chrysler 300: S$1,675.24
- BMW 735i: S$1,061.44
- BMW 735Li: S$1,061.44
Their average lowest price is S$2,092.63. The RS Q8 costs 3% more, so it sits close to the middle. Four of the six are cheaper to insure. The two M5 models cost more.
The two BMW 7 Series models draw 8 and 6 insurers. That is more choice than the RS Q8 has. Other Audi models are on the Audi car insurance page.
The costs only you can put a number on
- Parking: season parking at home and at work. A large SUV still pays the same car rate at most car parks.
- Petrol: depends on your distance and pump prices. The engine has a mild hybrid system, but your driving decides the bill.
- ERP: set by your routes and timing.
- Servicing: a high-performance car has its own schedule and parts. Ask what the warranty covers.
- Depreciation: turns on the price you pay and what the car fetches later.
Summary of yearly costs we can show
For the Audi RS Q8 4.0 TFSI qu Tip:
- Road tax: S$3,942.84 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$2,154.12 a year (as of 1 November 2026)
- Insurance, no NCD: from S$4,049.11
- Insurance, young driver with 30% NCD: from S$4,303.54
- Insurance, a car 8 years old: from S$1,516.77
The one-off cost, for reference: the Performance version was listed at S$777,999 on 2026-10-10, including COE as listed that day.
Before you buy: car insurance for the Audi RS Q8
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Audi RS Q8 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.