The Subaru E-Outback is an electric SUV with all-wheel drive, made in Japan. If it is on your list, there are a few costs to plan for beyond the price on the showroom floor. This page covers list price, COE, road tax and car insurance in turn.
The insurance prices are examples for one stated driver, as of 1 November 2026. Use them to see how insurers compare. Your own price will depend on you.
One version on the list
The new-car list read on 2026-10-10 shows one version, as an SUV:
- E-Outback Electric AWD 74.7 kWh: 375bhp (280kW) motor, listed at S$221,800
That price is as listed on 2026-10-10 and included COE that day. Dealers update prices after COE rounds, so ask for the current figure and what it includes.
The Subaru E-Outback price page prices the AWD 74.7 kWh, the version most of our insurers quote.
The COE rule for electric cars
For a fully electric E-Outback, the price page gives this rule:
- Category A if its motor is 110kW (147bhp) or less: S$132,004 in the October 2026 2nd round
- Category B if the motor is more powerful: S$131,901 in that round
The listed motor is 280kW, well above the Category A limit. Check the category on your car's papers. The COE page shows each round.
Road tax is high
Electric cars pay road tax on motor power, and this motor is strong. For the 375bhp (280kW) motor, LTA's formula gives S$3,867.10 a year before any surcharge.
That is more than three times the lowest insurance premium below. For this car, road tax is the larger fixed yearly bill by a wide margin.
After ten years, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page explains the formula for electric cars.
Insurance for the page's driver
The price page uses:
- Car: E-Outback AWD 74.7 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% NCD, no claims
- Workshop: authorised, no options
3 insurers price it online. The lowest premium is S$1,108.74 a year. The other two insurers' plan costs S$2,200.83. That is S$1,092.09 more, or 98% on top. All prices include 9% GST, and all are marked as estimates.
Some insurers do not quote electric cars online. Others have no price for this model yet. Three names is a short list.
Excess
Every plan on the page carries a S$600 excess. So the comparison here comes down to premium and what each plan includes. With the excess the same on every plan, the choice is unusually simple to read.
How the lowest price moves
With one detail changed, the lowest price becomes:
- No NCD (0%): S$2,334.22, S$1,225.48 more
- 20% NCD: S$1,867.37, S$758.63 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,262.49, S$1,153.75 more
- Driver aged 65, 20 years' driving: S$1,236.64, S$127.90 more
- A new car: S$1,108.74, the same
- A car 8 years old: S$1,108.74, the same
Losing NCD has the biggest effect, at 111% more. The young driver is close behind. Car age does not change the lowest price on these figures.
These are lowest prices only.
Adding up the fixed bills
For this car, road tax and insurance together make up the yearly bills you cannot avoid. Road tax stays the same whoever drives. Insurance changes with the driver. For the page's driver, road tax is the bigger share by far. For a driver with no NCD, the insurance figure climbs closer to it. Past ten years, the road tax surcharge raises the total again. When you budget, start from the road tax and add the insurance quote you actually receive.
Six electric cars
The price page sets the E-Outback beside these, same driver and car age:
- BMW iX1: S$1,907.27
- BYD Sealion 7: S$1,390.72
- Tesla Model Y: S$939.71
- BYD Atto 3: S$913.63
- Tesla Model 3: S$913.62
- BYD M6: S$861.41
Their average lowest price is S$1,154.39. The E-Outback costs 4% less than that. Four of the six are still cheaper to insure. The Subaru car insurance page lists other Subaru models.
Checks on an E-Outback quote
- Estimates: every price here is an estimate. Confirm the final figure with your own details.
- Battery: ask how the battery and charging cable are covered.
- Workshop: check which workshops can repair this car.
- Drivers: name every regular driver, since a young driver roughly doubles the lowest price.
Costs that depend on you
These vary from owner to owner, so we give no figures.
- Parking: season parking at home and charges elsewhere.
- Charging: your rate per unit and your mileage.
- ERP: depends on routes and timing.
- Servicing and warranty: follow the maker's schedule and check the battery warranty.
- Depreciation: set by what you pay and what the car later fetches.
Summary of yearly costs we can show
Subaru E-Outback AWD 74.7 kWh, as of 1 November 2026:
- Road tax: S$3,867.10 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,108.74 a year
- Insurance, no NCD: from S$2,334.22
- Insurance, a car 8 years old: from S$1,108.74
One-off, for reference: S$221,800 as listed on 2026-10-10. COE in the October 2026 2nd round: S$132,004 for Category A, S$131,901 for Category B.
Before you buy: car insurance for the Subaru E-Outback
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Subaru E-Outback to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.