The Renault Duster is a compact model that is not on the new-car list now. Owners still face road tax and insurance every year. This guide puts figures to both, and explains why the insurance choice online is thin.
The insurance figures are examples for one stated driver, as of 1 November 2026. They help you compare. They are not your quote.
What we priced
The new-car list has no entry for the Duster. So there is no list price, power figure or body type in this guide.
The quote form lists one version, the Duster 1.5 dCi, with a 1,461cc engine. That is the car behind the prices below.
Road tax on the 1,461cc engine
Road tax follows engine size. LTA's formula puts the Duster at S$661.38 a year, before any surcharge for age.
Once a car passes 10 years, a surcharge applies:
- Beyond 10 years: +10%
- Beyond 11 years: +20%
- Beyond 12 years: +30%
- Beyond 13 years: +40%
- Beyond 14 years: +50%
The road tax page explains the formula in full.
COE: the category rule
Every car on the road needs a COE. With a used Duster, the COE years left are a large part of what you pay for.
The price page gives the rule for the 1.5 dCi. With its 1,461cc engine, it falls in Category A if its power is 97kW (130bhp) or less. If more, it falls in Category B.
The October 2026 2nd round closed at S$132,004 for Category A and S$131,901 for Category B. The COE page shows the newest results.
Two insurers online
The Renault Duster price page prices these details:
- Car: Duster 1.5 dCi, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- NCD: 50%, no claims
- Repairs: authorised workshop, no options
Just 2 insurers price the Duster online. The lowest premium is S$748.10 a year. The other insurer's lowest plan is S$1,356.90, which is S$608.80 more, or 81%. Its second plan is S$1,822.95. All figures include 9% GST.
Seventeen insurers have no online price. One does not list the Duster on its online quote.
With only two names online, the page shows little of the market. A wide gap between those two also means the insurer you happen to ask first can make a big difference.
The excess trade-off
The excess is the amount you pay towards each claim. The lowest premium carries S$1,200. The two dearer plans carry S$500.
So the plan with the lower premium asks you to pay more if you claim. Weigh how likely you are to claim against the yearly saving.
When one detail changes
The price page changes one detail and shows the lowest premium:
- No NCD: S$1,720.63, S$972.53 more
- 20% NCD: S$1,256.81, S$508.71 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,879.59, S$1,131.49 more
- Driver aged 65, 20 years' driving: S$1,497.67, S$749.57 more, from just 1 insurer
- New car, registered this year: S$795.84, S$47.74 more
- Car 8 years old: S$732.17, S$15.93 less
The young driver pays 151% more. That is the largest change.
For the 65-year-old driver, only one insurer prices it online, and the lowest figure doubles. The insurer behind the standard driver's price does not price that profile online at all.
The car's age makes only a small difference either way. A brand-new Duster would cost S$47.74 more to insure than the 3-year-old one on the page. An 8-year-old one costs S$15.93 less. Both insurers price those cases, so the choice does not narrow.
The NCD rows show how much your record is worth. Going from 50% to 20% adds S$508.71 a year. Going to 0% adds S$972.53. If you are switching from another car, the NCD you carry over matters more than the car itself.
Set beside similar cars
The price page compares the Duster with six cars, same driver and car age:
- Toyota Sienta: S$674.30, 15 insurers
- Toyota Corolla Altis: S$713.21, 15 insurers
- Mazda 3: S$730.18, 13 insurers
- Honda Freed: S$756.48, 14 insurers
- BMW X1: S$763.00, 16 insurers
- Mercedes-Benz GLB: S$822.26, 10 insurers
Their average lowest price is S$743.24. The Duster costs 1% more, almost level. Three of the six are cheaper to insure and three dearer. The big difference is choice: each of them has 10 or more insurers pricing it online. Other Renault models are on the Renault car insurance page.
Running costs that depend on you
- Parking: season parking at home, and parking at work and elsewhere.
- Fuel: how far you drive, the fuel the engine takes and pump prices.
- ERP: depends on your routes and times.
- Servicing and parts: ask for the service history. For a model no longer sold new, ask how parts are sourced.
- Depreciation: the price you pay, set against the COE years left.
Summary of yearly costs we can show
For the Renault Duster 1.5 dCi:
- Road tax: S$661.38 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$748.10 a year (1 November 2026)
- Insurance, no NCD: from S$1,720.63
- Insurance, driver aged 27 with 30% NCD: from S$1,879.59
- Insurance, driver aged 65: from S$1,497.67, from 1 insurer
No list price is shown, as the new-car list has no entry. COE in the October 2026 2nd round: S$132,004 in Category A, S$131,901 in Category B.
Before you buy: car insurance for the Renault Duster
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Renault Duster to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.