The Renault Capture is a small crossover that is no longer on the new-car list. If you own one or are looking at one used, this page lists its yearly costs. One thing stands out in the insurance figures: older drivers have very few online prices to choose from.
The premiums are examples for one stated driver, as of 1 November 2026. They are for comparing. Your own price will differ.
The version priced
There is no entry for the Capture on the new-car list. So this guide gives no list price, power figure or body type.
The quote form has one version, the Capture 1.2 TCE A/T 2WD, with a 1,197cc engine. All the prices below are for it.
Road tax at 1,197cc
LTA's road tax formula uses engine size. For 1,197cc, the Capture pays S$506.54 a year, before any age surcharge. That is a modest figure, in line with its small engine.
Cars older than 10 years pay a surcharge:
- Over 10 years old: +10%
- Over 11 years old: +20%
- Over 12 years old: +30%
- Over 13 years old: +40%
- Over 14 years old: +50%
The road tax page works through the formula.
The COE rule
Every car needs a valid COE. On a used Capture, what matters is how many COE years remain.
The price page gives this rule. The Capture 1.2 TCE, with its 1,197cc engine, needs a Category A COE if its power is 97kW (130bhp) or less. If its power is greater, it needs Category B.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. See the COE page for newer results.
Car insurance on the standard profile
The Renault Capture price page prices these details:
- Car: Capture 1.2 TCE A/T 2WD, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- NCD: 50%, no claims
- Repairs: authorised workshop, no options
6 insurers price it online. The lowest premium is S$732.35 a year. The insurer whose lowest plan costs most asks at least S$1,629.54. That is S$897.19 more, or 123%. The dearest plan reaches S$1,836.01. GST at 9% is included.
Thirteen insurers have no online price for the Capture. One does not list the model on its online quote.
Excess: from nothing to S$3,000
The excess is what you pay on a claim. On this page it runs from S$0 to S$3,000.
The lowest premium carries a S$1,200 excess. One plan, priced as an estimate, has no excess at all. A few plans ask S$500 or S$600. One of the dearer plans asks S$3,000. So a higher premium does not always mean a lower excess.
The effect of changing one detail
The price page gives the lowest premium as each detail changes:
- No NCD: S$1,684.41, S$952.06 more
- 20% NCD: S$1,230.36, S$498.01 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,840.02, S$1,107.67 more
- Driver aged 65, 20 years' driving: S$1,507.61, S$775.26 more, from only 2 insurers
- A new car: S$779.09, S$46.74 more
- A car 8 years old: S$716.76, S$15.59 less
The young driver's price is 151% above the standard figure. That is the biggest rise.
The older driver's position
Look at the 65-year-old driver. Only 2 insurers give an online price, and the lowest is S$775.26 above the standard driver's. Four of the six insurers drop out for that profile. With fewer prices to choose from, the lowest one left is much higher.
If you are older and own a Capture, the online field on this page is thin for you. Check how many quotes you can get, and compare the excess on each. The new-car and older-car rows, by contrast, barely move: the age of the car matters far less than the age of the driver.
Similar cars for comparison
The price page sets the Capture against six cars, same driver and car age:
- Toyota C-HR: S$689.29
- Nissan Qashqai: S$697.28
- Honda Jazz / Fit: S$741.66
- Mercedes-Benz A-Class: S$755.55
- Mercedes-Benz GLA: S$822.26
- Mercedes-Benz GLB: S$822.26
Their average lowest price is S$754.72. The Capture is 3% below that. Two of the six, the C-HR and the Qashqai, are cheaper to insure. More Renaults are on the Renault car insurance page.
Costs that vary by owner
- Parking: season parking at home, plus parking at work and when out.
- Petrol: your mileage and pump prices.
- ERP: your routes and times.
- Servicing and parts: follow the maker's schedule. For a model no longer sold new, ask how readily parts can be found.
- Depreciation: what you pay now, set against the COE years left.
Summary of yearly costs we can show
For the Renault Capture 1.2 TCE A/T 2WD:
- Road tax: S$506.54 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$732.35 a year (1 November 2026)
- Insurance, no NCD: from S$1,684.41
- Insurance, driver aged 65: from S$1,507.61, from 2 insurers
- Insurance, driver aged 27 with 30% NCD: from S$1,840.02
No list price is shown, as the new-car list has no entry. In the October 2026 2nd round, COE closed at S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Renault Capture
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Renault Capture to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.