The Proton e.MAS 7 is an electric car, and its insurance prices on the standard profile sit below every similar car the price page shows. This guide looks at that, and at the other costs of keeping one in Singapore.
Every premium below is an example for one stated driver, as of 1 November 2026. Most are estimates. Read them as a way to compare, not as a quote.
Versions on the quote form
There is no entry for the e.MAS 7 on the new-car list. So this page gives no list price, power figure or body type from it.
The quote form carries three electric versions:
- e.MAS 7 Premium [100kW] 60.22 kWh
- e.MAS 7 Premium 60.22 kWh
- e.MAS 7 Prime 49.52 kWh
The insurance prices are for the Premium [100kW] 60.22 kWh. That is the version most of our insurers quote.
COE category
For an electric car, the category depends on motor power. The price page gives this rule. An e.MAS 7 needs a Category A COE if its motor is 110kW (147bhp) or less, and Category B if it is more powerful.
The October 2026 2nd round closed at S$132,004 for Category A and S$131,901 for Category B. The COE page carries the latest figures.
Road tax
Electric road tax is also based on motor power. The facts here hold no motor power figure for this car from the list, so no road tax figure is given. The road tax page works it out from the motor's kW rating on the car's papers.
After 10 years, the surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The standard insurance quote
The Proton e.MAS 7 price page prices this profile:
- Car: e.MAS 7 Premium [100kW] 60.22 kWh, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- NCD: 50%, no claims
- Repairs: authorised workshop, no options
5 insurers price it online. The lowest premium is S$789.74 a year. The insurer whose lowest plan costs most asks at least S$1,843.16. That is S$1,053.42 more, or 133%. GST at 9% is included.
Five of the six prices on the page are estimates. Only one is not marked as an estimate. That matters when you compare, because an estimate can differ from the price the insurer gives you.
Thirteen insurers have no online price. One does not list the model online, and one does not quote electric cars online.
Check the cover and the excess
The excess runs from S$0 to S$1,000. The two lowest premiums both carry S$1,000. One plan has a S$0 excess. Others ask S$600 or S$900.
Plans also differ in what they cover, even within comprehensive cover. Read the plan names and details on the price page before you compare on price alone.
Shifts in the lowest price
The price page changes one detail at a time:
- No NCD: S$1,662.61, up S$872.87
- 20% NCD: S$1,330.08, up S$540.34
- Driver aged 27, 3 years' driving, 30% NCD: S$1,733.47, up S$943.73
- Driver aged 65, 20 years' driving: S$968.85, up S$179.11
- New car, registered this year: S$1,129.66, up S$339.92, from 4 insurers
- Car 8 years old: S$776.19, down S$13.55
The young driver pays most, with a rise of 119%. Losing your NCD is close behind. A driver aged 65 pays a little more than the standard driver, and all 5 insurers still price that profile.
The new-car figure is worth noting. It is S$339.92 higher, and one fewer insurer prices it. For a brand-new e.MAS 7, the lowest price on the page comes from a different plan. If you are buying new, look at that row on the price page.
Against other electric cars
The price page compares the e.MAS 7 with six electric cars, same driver and car age:
- BYD M6: S$861.41
- Tesla Model 3: S$913.62
- BYD Atto 3: S$913.63
- Tesla Model Y: S$939.71
- BYD Sealion 7: S$1,390.72
- BMW iX1: S$1,907.27
Their average lowest price is S$1,154.39. The e.MAS 7 costs 32% less, and none of the six is cheaper to insure on these details. Keep in mind that its lowest figure is an estimate. Other Proton models are on the Proton car insurance page.
Costs set by your own use
- Charging: home charging where your car park allows, or public chargers. Your distance decides it.
- Parking: season parking at home, plus day-to-day parking.
- ERP: depends on your routes and times.
- Servicing: follow the maker's schedule for an electric car. Ask what the warranty covers, battery included.
- Depreciation: what you pay against what the car fetches later.
Summary of yearly costs we can show
For the Proton e.MAS 7 Premium [100kW] 60.22 kWh:
- Road tax: no figure from the facts; see the road tax page
- Insurance, standard driver: from S$789.74 a year (1 November 2026)
- Insurance, no NCD: from S$1,662.61
- Insurance, a new car: from S$1,129.66
- Insurance, driver aged 27 with 30% NCD: from S$1,733.47
No list price is shown, as the new-car list has no entry. COE in the October 2026 2nd round closed at S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Proton e.MAS 7
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Proton e.MAS 7 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.