The Proton Satria Neo is a small hatchback that has left the new-car list. Owners still need to tax and insure it each year. This guide puts figures on those two costs and covers the COE rule and the costs that depend on you.
The premiums are examples for one stated driver, as of 1 November 2026. They are useful for comparison. They are not your quote.
Which Satria Neo is priced
With no entry on the new-car list, there is no list price or power figure to show.
The quote form has one version: the Satria Neo 1.6, with a 1,597cc engine. All insurance figures below are for it.
Road tax each year
For a 1,597cc engine, LTA's formula gives S$741.14 a year, before any age surcharge.
Once the car is older than 10 years, the surcharge starts:
- 10 years and over: +10%
- 11 years and over: +20%
- 12 years and over: +30%
- 13 years and over: +40%
- 14 years and over: +50%
Look up the registration date of any car you are thinking of buying. The road tax page has the full formula.
The COE rule
You need a valid COE to drive any car here. On a used Satria Neo, the years left on the COE matter most to the price.
The price page sets out the category rule for the Satria Neo 1.6. With its 1,597cc engine, it is Category A if its power is 97kW (130bhp) or less. With more power, it is Category B.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. The COE page shows newer results.
Insurance prices for the standard driver
The Proton Satria Neo price page prices this set of details:
- The car: Satria Neo 1.6, 3 years old, private use, comprehensive cover
- The driver: aged 40, married, office job, 10 years' driving
- The record: 50% NCD, no claims
- Repairs: authorised workshop, no options
9 insurers price it online. The lowest premium is S$705.56 a year. The insurer whose lowest plan costs most asks at least S$1,509.80. That is S$804.24 more, or 114%. The dearest plan on the page is S$1,821.37. GST at 9% is in every price.
Eight insurers have no online price for the Satria Neo. One does not offer this cover online. Another has a price for a single reference driver only.
Excess
The excess is what you pay first when you claim. It runs from S$300 to S$5,000 here, a wide range for one car.
The lowest premium carries S$1,200. The second-lowest carries S$5,000. Several plans ask S$500 or S$600, and the three dearest plans from one insurer ask S$300.
So the lowest premiums and the lowest excesses sit at opposite ends. Five of the prices are estimates.
Change one thing, see the price move
The price page shows the lowest premium when a single detail changes:
- 0% NCD: S$1,477.31, which is S$771.75 more
- 20% NCD: S$1,181.85, which is S$476.29 more
- A driver of 27 with 3 years' driving and 30% NCD: S$1,486.97, which is S$781.41 more
- A driver of 65 with 20 years' driving: S$883.17, which is S$177.61 more, from 8 insurers
- A new car: S$750.58, which is S$45.02 more
- A car 8 years old: S$690.54, which is S$15.02 less
The young driver sees the largest rise: 111%. Going to no NCD is nearly the same.
The car's age moves the lowest price by small sums only. A new car costs a little more to insure than the 3-year-old one, and an 8-year-old car a little less. For an older model like this one, the NCD you bring matters far more than the car's age. These are just the lowest prices. Other plans may move by more or less.
How it stacks up
The price page sets the Satria Neo against six cars, same driver and car age:
- Hyundai Kona: S$763.00
- BMW X1: S$763.00
- Honda Freed: S$756.48
- Mazda 3: S$730.18
- Toyota Corolla Altis: S$713.21
- Toyota Sienta: S$674.30
Their average lowest price is S$733.36. The Satria Neo comes in 4% below it. Only one of the six, the Sienta, is cheaper to insure. The Corolla Altis is within a few dollars. More Proton models are on the Proton car insurance page.
Costs you will have to judge
- Parking: season parking at home, and parking at work and elsewhere.
- Petrol: depends on how far you drive and pump prices.
- ERP: depends on your routes and the times you use them.
- Upkeep: an older car may need tyres, brakes, a battery or other parts. Ask for the service history and check what is due.
- Depreciation: what the car loses over the COE years left. It turns on what you pay now.
Summary of yearly costs we can show
For the Proton Satria Neo 1.6:
- Road tax: S$741.14 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$705.56 a year (1 November 2026)
- Insurance, 20% NCD: from S$1,181.85
- Insurance, driver aged 27 with 30% NCD: from S$1,486.97
- Insurance, driver aged 65: from S$883.17
No list price can be shown, since the new-car list has no entry. COE in the October 2026 2nd round: S$132,004 for Category A, S$131,901 for Category B.
Before you buy: car insurance for the Proton Satria Neo
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Proton Satria Neo to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.