The Nissan Leaf is a fully electric car. That changes some of the usual sums. Road tax for an electric car follows motor power, not engine size, and fewer insurers price electric cars online. This guide sets out what the price page shows.
All insurance figures are examples for one stated driver, read on 20 October 2026. They help you see the range. They are not your quote.
The Leaf on our quote form
Our quote form prices the Nissan Leaf Electric, the version most insurers quote.
The new-car list read for this guide has no Leaf on sale now. So there is no list price, power figure or body type here. Without a power figure, this guide cannot give the Leaf's road tax as a number either.
COE for an electric car
For a fully electric car, the COE category depends on motor power:
- Category A: if its motor is 110kW (147bhp) or less. S$130,001 in the October 2026 1st round.
- Category B: if it is more powerful. S$130,100 in the same round.
Check the motor rating on the car's papers to see which applies. A used Leaf keeps its existing COE. The COE page has the latest results.
Road tax
For electric cars, road tax is worked out from the motor's power rather than an engine size. The facts here give no power figure for the Leaf, so there is no road tax figure to show. The road tax page lets you work it out once you know the motor rating.
The age surcharge applies to electric cars too, once they pass 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Car insurance for the standard driver
The Nissan Leaf Electric price page prices this case:
- Car: Nissan Leaf Electric, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 to 19 years of driving
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no add-ons
8 insurers price it, across 13 plans. The lowest premium is S$972.83. The insurer whose lowest plan is dearest asks at least S$1,939.69. That is S$966.86 more, or 99% on top. All prices include 9% GST.
Eight insurers on the panel have no online price for the Leaf. For some, the reason is that they do not price electric cars online. One prices only repairs at any workshop online, which does not fit this page's authorised-workshop case. So for an electric car, the field is narrower than you might expect.
The excess
Seven of the 13 plans carry an S$600 excess. Three carry S$800, one S$900 and one S$2,500. One plan has no excess.
The lowest premium is the plan with the S$2,500 excess. The second-lowest, S$1,048.41, carries none. So the two lowest prices come with very different excesses. Three plans are estimates. If you ever expect to claim, the second plan may cost you less overall.
How the price changes
The price page shows the lowest price with one change at a time:
- No NCD (0%): S$1,438.06, S$465.23 more
- 20% NCD: S$1,438.06, S$465.23 more
- Driver aged 27, 3 years of driving, 30% NCD: S$1,438.06, S$465.23 more
- Driver aged 65, 20 or more years of driving: S$1,063.60, S$90.77 more
- New car, registered this year: S$936.24, S$36.59 less
- Car 8 years old: S$944.17, S$28.66 less
The NCD is the largest factor. With none, the lowest price is 48% higher.
An older driver pays more here, by S$90.77, and one fewer insurer quotes. Both a new Leaf and an 8-year-old Leaf cost less than the 3-year-old car at the lowest price. That is unusual, and a reason to price your own car at its real age.
These are lowest prices only; other plans may move differently.
Against other electric cars
The price page compares six electric cars, same driver and car age:
- BYD Atto 3: S$789.73
- BYD M6: S$799.24
- Tesla Model 3: S$1,093.31
- Tesla Model Y: S$1,147.48
- Hyundai Ioniq 5: S$954.21
- BYD Dolphin: S$787.08
Their average lowest price is S$928.51. The Leaf is 5% above it. Four of the six cost less to insure: the three BYD models and the Ioniq 5. The two Tesla models cost more. Other Nissan models are on the Nissan car insurance page.
Pros and cons on insurance cost
- For: a plan with no excess sits second on price
- For: an older Leaf costs less to insure at the lowest price
- Against: only eight insurers price it online
- Against: four of six similar electric cars cost less to insure
Costs that depend on you
These vary from owner to owner:
- Parking: HDB or condo season parking, plus elsewhere
- Charging: depends on where you charge, how far you drive and the rate you pay
- ERP: your routes and travel times
- Servicing: the maker's schedule; ask about the battery's condition on a used car
- Depreciation: what you pay against the COE years left
Summary of yearly costs we can show
For the Nissan Leaf Electric, dated as shown:
- Insurance, standard driver: from S$972.83 a year (20 October 2026)
- Insurance, no NCD: from S$1,438.06
- Insurance, driver aged 65: from S$1,063.60
- Insurance, a car 8 years old: from S$944.17
- Road tax: set by motor power; no figure in these facts
For reference, the COE in the October 2026 1st round was S$130,001 in Category A or S$130,100 in Category B, by motor power.
Before you buy: car insurance for the Nissan Leaf Electric
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Nissan Leaf Electric to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.