The EQA is the smallest fully electric SUV in the Mercedes-Benz line-up. In Singapore, an electric car changes how some costs are worked out. Road tax follows motor power, not engine size. The COE category does too. This guide takes each cost in turn and sets out the figures we hold.
Insurance prices are examples for one stated driver, read on 20 October 2026. They help you compare. Your own premium will differ.
The versions on sale
The new-car list read on 2026-10-10 has two versions, both SUVs made in Germany:
- EQA250 AMG Line 66.5 kWh: electric, 188bhp
- EQA250 AMG Line Premium 66.5 kWh: electric, 188bhp
Our quote form prices the EQA 250, the version most of our insurers quote.
List prices
As listed on 2026-10-10, COE included as listed that day:
- EQA250 AMG Line Premium: S$253,000
- EQA250 AMG Line: S$280,900
List prices move with every COE round. Check what each dealer offer includes, such as a home charger, before you compare totals.
COE
For an electric car, the COE category depends on motor power. A fully electric EQA needs a Category A COE if its motor is 110kW (147bhp) or less. If it is more powerful, it needs a Category B COE.
In the October 2026 1st round, Category A closed at S$130,001 and Category B at S$130,100. The COE page has later results.
Road tax
For a 188bhp (140kW) electric motor, LTA's formula gives S$1,736.16 a year, before any age surcharge.
The age surcharge applies to electric cars too:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page explains how motor power sets the figure.
Car insurance: fewer insurers, wider spread
The Mercedes-Benz EQA price page prices this example:
- Car: EQA 250, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 to 19 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
Only 6 insurers price the EQA. Ten on our panel do not. Two of those do not quote electric cars online at all. Another prices only repairs at any workshop online, so it does not appear for this example.
The lowest premium is S$1,005.26 a year. The insurer whose lowest plan is dearest asks at least S$2,264.16. That is S$1,258.90 more, or 125% on top. All prices include 9% GST.
So the dearest lowest plan costs more than twice the lowest. With few insurers to choose from, the spread is still wide. Several prices are estimates, so confirm them with the insurer.
Excess
The lowest plan has a S$2,500 excess. Others carry S$600 or S$800, one carries S$900, and one has none. A large excess is a real cost in a year when you claim, so weigh it next to the premium.
One plan on the page is an electric-car plan that allows any workshop. It is listed beside the authorised-workshop plans, so check what each plan covers.
How the price changes
The lowest price with one detail changed:
- No NCD (0%): S$1,889.60, S$884.34 more
- 20% NCD: S$1,523.16, S$517.90 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,032.13, S$1,026.87 more
- Driver aged 65, 20 or more years' driving: S$1,152.20, S$146.94 more
- A new car, registered this year: S$1,000.51, S$4.75 less
- A car 8 years old: S$904.26, S$101.00 less
Here, the younger driver is the costliest change. The lowest price rises 102%, more than doubling. Losing the NCD comes close behind. The car's age matters less. These are lowest prices only; other plans can move by different sums.
If a younger family member will drive, price them in before you buy. The same goes for anyone returning to driving without an NCD, since that line nearly doubles the lowest price too.
Against other electric cars
The price page compares six electric cars for the same driver and car age:
- BYD Atto 3: S$789.73
- BYD M6: S$799.24
- Tesla Model 3: S$1,093.31
- Tesla Model Y: S$1,147.48
- Hyundai Ioniq 5: S$954.21
- BYD Dolphin: S$787.08
Their average lowest price is S$928.51. The EQA is 8% above that, and four of the six cost less to insure. Only the two Teslas are dearer. The Mercedes-Benz car insurance page has the rest of the range.
Costs that depend on you
- Charging: the cost turns on where you charge and how far you go. A charger at your condo or HDB car park changes the sums, so check what is available first.
- Parking: season parking at home and work, plus other stops. Some car parks have charging lots.
- ERP: depends on your routes and timing.
- Servicing: follow the maker's schedule. Ask what the warranty covers, and for how long the battery is covered.
- Depreciation: what you pay against what the car fetches later.
Yearly figures together
For the Mercedes-Benz EQA 250:
- Road tax: S$1,736.16 a year, before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, example driver: from S$1,005.26 a year (20 October 2026)
- Insurance, no NCD: from S$1,889.60
- Insurance, driver aged 27: from S$2,032.13
The one-off costs, for reference: from S$253,000 as listed on 2026-10-10, COE included. COE closed at S$130,001 (Category A) and S$130,100 (Category B) in the October 2026 1st round.
Before you buy: car insurance for the Mercedes-Benz EQA
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Mercedes-Benz EQA to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.