The Mercedes-Benz 200E is a name you are more likely to meet on a used listing or in your own garage than in a showroom. This guide is for anyone who owns one or is thinking about one. It sets out the yearly costs that can be shown with figures: road tax and car insurance. It also covers the COE rule and the costs only you can judge.
All insurance prices below are examples for one stated driver, as of 1 November 2026. They show how insurers compare with each other. They are not a quote for you.
Not on the new-car list
The new-car list has no entry for the 200E on sale now. So there is no list price, power figure or body type to give here. What the price page does show is the insurance picture, the COE category and the engine size that sets road tax.
The quote form prices the 200E Auto with a 1,997cc engine. That is the version most of the insurers on the page quote, and every figure below is for it.
Which COE it falls under
A 1,997cc engine is above 1,600cc. On that basis the price page puts the 200E Auto in Category B. In the October 2026 2nd round, Category B closed at S$131,901.
That premium is only a reference point for an older car. If you are buying a used 200E, the COE it already carries matters more. Check how many years are left on it, and what you would do when it runs out. The COE page lists the latest results.
Road tax on 1,997cc
LTA's formula, checked 2026-10-19, gives S$1,208.58 a year for the 1,997cc engine. That is before any surcharge for the car's age.
Age matters a lot for a model like this. Once a car passes 10 years, road tax rises in steps:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
So check the registration date on any car you look at. The road tax page works out the figure for other engines.
Insuring the 200E: the page's standard driver
The Mercedes-Benz 200E price page uses one fixed set of details:
- Car: 200E Auto, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years of driving
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options added
On those details, 9 insurers give a price online, across 15 plans. The lowest is S$886.12 a year. At the top end, the dearest insurer asks at least S$1,716.06 for its lowest-priced plan. That is S$829.94 more, or 94% on top. The single most expensive plan on the page is S$1,755.46. All prices include 9% GST.
Ten other insurers have no online price for this model. Some of the prices that are shown are marked as estimates.
The excess changes the picture
The excess is the part of a claim you pay yourself. On this page it runs from S$500 to S$3,000. The lowest premium carries an excess of S$2,500. The second-lowest premium is less than a dollar more and carries S$600. So two prices that look the same can leave you with very different bills after a claim. Read both numbers side by side.
When the details change
The price page also shows the lowest price when one thing changes and the rest stays put:
- No NCD (0%): S$1,665.65, which is S$779.53 more
- 20% NCD: S$1,340.85, or S$454.73 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,805.69, or S$919.57 more
- Driver aged 65, 20 years' driving, 50% NCD: S$969.28, or S$83.16 more, with 8 insurers pricing
- A new car, registered this year: S$866.45, or S$19.67 less, with 8 insurers pricing
- A car 8 years old: S$830.53, or S$55.59 less
The young driver is the costliest case here. The lowest price rises by 104%, more than double the standard figure. Losing all NCD comes close behind. An older car, by contrast, nudges the lowest price down.
These are the lowest prices only. Other plans may move by more or less.
Set against similar cars
For the same driver and car age, the price page lists six cars it treats as similar. Here is each one's lowest price:
- Toyota Harrier: S$763.00
- BMW 5 Series: S$792.38
- Toyota Voxy: S$763.41
- Lexus NX: S$970.26
- Lexus RX: S$921.75
- BMW 3 Series: S$1,000.41
Their average lowest price is S$868.54. The 200E sits 2% above that. Three of the six cost less to insure on these details, and three cost more. In other words, it lands near the middle of this group. More models from the same maker are on the Mercedes-Benz car insurance page.
The costs that depend on you
Some costs vary so much from owner to owner that no fair figure exists:
- Parking: season parking at home, plus what you pay at work and when you go out.
- Petrol: turns on how far you drive and on pump prices.
- ERP: depends on your routes and the time of day.
- Servicing and repairs: an older car may need more parts over time. Ask for the service history and check what has been replaced.
- Depreciation: on a car with a COE already running, the value falls as the years left on it shrink.
Summary of yearly costs we can show
For the 200E Auto with its 1,997cc engine:
- Road tax: S$1,208.58 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$886.12 a year (1 November 2026)
- Insurance, no NCD: from S$1,665.65
- Insurance, driver aged 27: from S$1,805.69
- Insurance, car 8 years old: from S$830.53
For reference, Category B closed at S$131,901 in the October 2026 2nd round. There is no list price, since the model is not on the new-car list.
Before you buy: car insurance for the Mercedes-Benz 200E
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Mercedes-Benz 200E to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.