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Mercedes-Benz Maybach S-Class, the yearly bills in Singapore

Road tax on a 3,982cc engine, the Category B COE and car insurance examples from two insurers for the Maybach S-Class, dated 1 November 2026.

A Maybach S-Class is a chauffeur-class saloon, and in Singapore the yearly costs reflect a large engine. Road tax is the heavy item. Car insurance, on the other hand, comes in lower than the car's standing might suggest, at least for the page's standard driver. This guide sets out both, plus the COE.

Insurance figures are examples for one stated driver, as of 1 November 2026. They are for comparing, not your quote.

Not on the new-car list now

The new-car list has no entry for the Maybach S-Class on sale now. So there is no list price, power figure or body type in this guide. The price page gives the engine, the COE rule and insurance prices.

The quote form has two versions:

  • S580 4MATIC: 3,982cc
  • S680 4MATIC: 5,980cc

The price page prices the S580 4MATIC, the version most insurers quote.

Road tax is the big yearly cost

For the S580's 3,982cc engine, LTA's formula, checked 2026-10-19, gives S$3,920.94 a year. That is before any age surcharge. The S680, with a far bigger engine, pays a good deal more. The road tax page does that sum.

If the car passes 10 years, the surcharge applies:

  • Over 10 years: +10%
  • Over 11 years: +20%
  • Over 12 years: +30%
  • Over 13 years: +40%
  • Over 14 years: +50%

On a base this high, even +10% is a sizeable addition each year.

COE

With a 3,982cc engine, above 1,600cc, the S580 4MATIC needs a Category B COE. Category B closed at S$131,901 in the October 2026 2nd round. For a used car, the years left on the current COE matter more. The COE page has the latest results.

Two insurers, two prices

The Mercedes-Benz Maybach S-Class price page prices this profile:

  • Car: S580 4MATIC, registered 3 years ago, private use, comprehensive cover
  • Driver: aged 40, married, office job, driving 10 years
  • Record: 50% no-claim discount (NCD), no claims
  • Repairs: authorised workshop, no options

2 insurers price it, one plan each. The lowest is S$1,064.39 a year. The other is S$1,154.42, which is S$90.03 or 8% more. Both include 9% GST.

Seventeen insurers show no online price. One of them prices electric cars only online. So for a car like this, most of the market can only be seen by asking.

The excess gap

The two plans differ more in excess than in price:

  • S$1,064.39 plan: S$600 excess
  • S$1,154.42 plan: S$2,500 excess

Here the lower premium comes with the lower excess. That is not the usual pattern, so it is worth noticing. Still, check what each plan covers, such as the workshop terms and any limits on parts.

How the lowest price changes

The page changes one detail at a time:

  • No NCD (0%): S$2,080.77, or S$1,016.38 more
  • 20% NCD: S$1,665.64, or S$601.25 more
  • Driver aged 27, 3 years' driving, 30% NCD: S$2,176.82, or S$1,112.43 more
  • Driver aged 65, 20 years' driving, 50% NCD: S$1,163.15, or S$98.76 more
  • A new car, registered this year: S$1,096.41, or S$32.02 more
  • A car 8 years old: S$1,013.12, or S$51.27 less

The younger driver pays most, 105% above the standard figure. No NCD comes close. Both insurers price every case, so the two-way comparison holds throughout.

If someone else drives

Cars of this kind are often driven by a family member or a hired driver. Each named driver changes the price. A younger or less experienced driver can raise it sharply, as the table shows. When you ask for quotes, list everyone who will drive the car.

Why so few prices

Many insurers price common cars online but leave rarer, high-value cars to a manual quote. That does not mean they will not cover it. It means the price depends on a closer look at the car, the driver and how it is kept. Expect questions about where the car is parked and who drives it.

Against comparable cars

For the same driver and car age, the price page compares six cars:

Their average lowest price is S$1,881.14. The Maybach S-Class is 43% below it. Two of the six, the BMW 735i and 735Li, are cheaper to insure, by only a few dollars. The others cost more. The Mercedes-Benz car insurance page has the maker's other models.

Costs with no set figure

  • Parking: a long saloon needs a lot that fits. Check season parking at home and at work.
  • Petrol: a large engine and your mileage set the bill.
  • ERP: depends on your routes and timing.
  • Servicing: parts and labour on a car at this level can be costly. Ask for the service history and what is due.
  • Depreciation: tied to what you pay and how much COE life is left.

Summary of yearly costs we can show

For the S580 4MATIC, 3,982cc:

  • Road tax: S$3,920.94 a year before any age surcharge (LTA's formula, checked 2026-10-19)
  • Insurance, standard driver: from S$1,064.39 a year (1 November 2026)
  • Insurance, no NCD: from S$2,080.77
  • Insurance, driver aged 27: from S$2,176.82
  • Insurance, car 8 years old: from S$1,013.12

Category B closed at S$131,901 in the October 2026 2nd round. No list price is given, as the model is not on the new-car list.

Before you buy: car insurance for the Mercedes-Benz Maybach S-Class

Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Mercedes-Benz Maybach S-Class to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.