The Land Rover Defender 110 comes in many versions in Singapore, from plug-in hybrids to big petrol engines. The yearly costs differ a great deal between them. This guide focuses on the figures the price page and new-car list give, and says which version each one applies to.
Insurance prices are examples for one stated driver, read on 1 November 2026. They show how insurers compare. Your own quote will depend on your details and the version you choose.
Versions: on sale and on the quote form
The new-car list read on 2026-10-10 shows four versions. All are petrol-electric SUVs made in Slovakia:
- Defender 110 Plug-in Hybrid 2.0 X-Dynamic HSE 5-Seater: 1,997cc, 296bhp
- Defender 110 Plug-in Hybrid 2.0 Trophy Edition 1 5-Seater: 1,997cc, 296bhp
- Defender 110 Mild Hybrid 4.4 OCTA: 4,395cc, 626bhp
- Defender 110 Mild Hybrid 4.4 OCTA Black: 4,395cc, 626bhp
The quote form goes wider, with 13 versions. They run from 2.0 versions at 1,997cc, through 3.0 versions near 2,996cc, to the 4.4 OCTA and 5.0 V8 versions at 4,999cc. The insurance prices below are for the Defender 110 3.0 75th Limited Edition (2,996cc), the version most insurers quote.
List prices
As listed on 2026-10-10, with COE included that day:
- Plug-in Hybrid 2.0 X-Dynamic HSE 5-Seater: S$500,888
- Plug-in Hybrid 2.0 Trophy Edition 1 5-Seater: S$504,888
The list shows no price for the two OCTA versions. Prices often move after COE rounds, so ask for a current figure. Check that two offers include the same items before you compare them.
COE
For the priced 3.0 version, the price page says: with a 2,996cc engine, above 1,600cc, it needs a Category B COE. In the October 2026 2nd round, Category B closed at S$131,901.
The COE page carries every recent round.
Road tax on the 3.0
LTA's formula gives a 2,996cc engine road tax of S$2,380.40 a year, checked on 2026-10-19. That is before any age surcharge.
The 2.0 plug-in hybrids have smaller engines and pay less. The 4.4 and 5.0 versions pay more. The road tax page works out each one.
After 10 years, a surcharge goes on top:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Insurance for the standard driver
The Land Rover Defender 110 price page quotes on these details:
- Car: Defender 110 3.0 75th Limited Edition, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
9 insurers price it, across 14 plans. The lowest premium is S$962.04 a year. The insurer whose lowest plan costs most asks at least S$2,496.77. That is S$1,534.73 more, or 160% on top. All prices include 9% GST.
Ten insurers on the page give no online price. Nine is still a broad field for a car of this kind.
Excess from nil to S$5,000
The excess on this page runs from S$0 to S$5,000. The spread matters:
- The lowest premium: S$5,000 excess, and one other plan from the same insurer carries the same
- The second-lowest: S$750 excess
- Most other plans: S$500 to S$1,200
- One plan in the lower half: S$2,500
- The dearest plan: S$0
The gap between the two lowest premiums is modest. The gap between their excesses is large. A single claim could wipe out the saving many times over. One plan, by its name, covers collision only, so compare what each plan includes. Several prices are estimates.
What changes the price
The lowest price when one detail changes:
- No NCD (0%): S$1,924.07, up S$962.03
- 20% NCD: S$1,539.25, up S$577.21
- Driver aged 27, 3 years' driving, 30% NCD: S$1,991.00, up S$1,028.96
- Driver aged 65, 20 years' driving, 50% NCD: S$1,150.26, up S$188.22, with 8 insurers pricing
- A new car, registered this year: S$1,191.10, up S$229.06, with 8 insurers pricing
- A car 8 years old: S$907.07, down S$54.97
The young driver changes the most: a rise of 107%. Losing the NCD doubles the price too. A new car costs noticeably more than a 3-year-old one, which is worth knowing if you buy from the showroom.
Against similar cars
The price page compares six cars with engines of a similar size, for the same driver and car age:
- Alfa Romeo 166: S$2,897.48
- Audi A8: S$1,092.69
- Audi Q7: S$1,002.60
- Audi Q8: S$1,323.18
- Audi Roadjet Concept: S$1,524.39
- Audi S4 Saloon: S$1,209.34
Their average is S$1,508.28. The Defender 110 comes in 36% below it, and none of the six is cheaper to insure. Bear in mind that its lowest figure carries a S$5,000 excess. Other models from the make are on the Land Rover car insurance page.
Costs that depend on you
No single figure fits these:
- Parking: season parking at home and elsewhere. A large SUV may face height or size limits in some car parks.
- Petrol or charging: the plug-in hybrids can charge from a socket; the others run on petrol. Your distance decides the bill.
- ERP: depends on your routes and times.
- Servicing: follow the maker's schedule. Ask what the warranty covers and for how long.
- Depreciation: what you pay now against the later resale price.
Summary of yearly costs we can show
For the Defender 110 3.0 75th Limited Edition:
- Road tax: S$2,380.40 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$962.04 a year, with a S$5,000 excess (1 November 2026)
- Insurance, a new car: from S$1,191.10
- Insurance, no NCD: from S$1,924.07
One-off costs: the plug-in hybrids are listed from S$500,888 as listed on 2026-10-10. Category B COE closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Land Rover Defender 110
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Land Rover Defender 110 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.