The Defender 90 has no current entry on Singapore's new-car list, so most buyers will be looking at a used car. Whatever the route, you will pay road tax and insurance every year. Those are the costs this guide puts into figures.
The insurance prices are examples for one stated driver, read on 1 November 2026. They help you see how insurers compare. Your own price will depend on your details.
The Defender 90 on the price page
With no new-car list entry, this guide gives no list price, power figure or body type.
The price page quotes the Defender 90 3.0 75th Limited Edition, with a 2,996cc engine. That is the version most of its insurers price, and the figures below are for it.
Category B, the price page says
With a 2,996cc engine, above 1,600cc, the Defender 90 3.0 needs a Category B COE. The October 2026 2nd round closed at S$131,901 for Category B.
On a used car, the COE life left is built into the price. The COE page tracks every round.
The road tax figure
For a 2,996cc engine, LTA's formula gives road tax of S$2,380.40 a year. That was checked on 2026-10-19 and does not include any age surcharge.
Once the car is past 10 years old, a surcharge goes on:
- Above 10 years: +10%
- Above 11 years: +20%
- Above 12 years: +30%
- Above 13 years: +40%
- Above 14 years: +50%
The road tax page works out other engine sizes if you are comparing cars.
Seven insurers, twelve plans
The Land Rover Defender 90 price page prices this set of details:
- Car: Defender 90 3.0 75th Limited Edition, registered 3 years ago, comprehensive cover, private use
- Driver: 40 years old, married, in an office job, 10 years of driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
7 insurers give a price, across 12 plans. The lowest premium is S$962.04 a year. The insurer whose lowest plan is dearest asks at least S$2,496.77. The gap is S$1,534.73, or 160% on top. All prices include 9% GST.
Twelve insurers on the page have no online price for this model. Even so, seven insurers give you a real spread to compare, and some offer more than one plan.
A S$5,000 excess at the bottom
Look closely at the plans at the low end. The lowest premium, S$962.04, carries a S$5,000 excess. The next plan up costs S$1,202.55 with a S$750 excess. Both come from the same insurer.
Across the page, excesses run from S$0 to S$5,000. Most plans sit between S$500 and S$900. One carries S$2,500, and the dearest plan has none. A plan described as collision only appears in the middle of the list, so check what each one includes.
The lesson from the page is simple: a low premium can come with a high excess. Weigh both. Several prices are also marked as estimates.
What happens to the price
These rows show the lowest price when one detail changes:
- 0% NCD: S$1,924.07, a rise of S$962.03
- 20% NCD: S$1,539.25, a rise of S$577.21
- 27-year-old, 3 years' driving, 30% NCD: S$1,991.00, a rise of S$1,028.96
- 65-year-old, 20 years' driving, 50% NCD: S$1,150.26, a rise of S$188.22
- Car registered this year: S$1,191.10, a rise of S$229.06, with 6 insurers pricing
- Car 8 years old: S$907.07, a fall of S$54.97
The young driver brings the biggest rise, 107%. Losing the NCD almost exactly doubles the lowest price.
All 7 insurers still price the 65-year-old driver, so older drivers keep a full choice. An 8-year-old car is the one change that lowers the price, which suits a used Defender 90.
Six cars for comparison
The price page compares six cars with engines close in size, for the same driver and car age:
- Alfa Romeo 166: S$2,897.48
- Audi A8: S$1,092.69
- Audi Q7: S$1,002.60
- Audi Q8: S$1,323.18
- Audi Roadjet Concept: S$1,524.39
- Audi S4 Saloon: S$1,209.34
They average S$1,508.28. The Defender 90's lowest price is 36% below that, and none of the six costs less to insure. That lowest price comes with the S$5,000 excess, though. The rivals' figures come with their own excesses, which the comparison does not show. So when you compare across models, look at each price page in full, not just the headline figure. Other Land Rover models are on the Land Rover car insurance page.
What only you can estimate
These depend on your own routine:
- Parking: season parking at your block or condo, and charges at work and in town.
- Petrol: your distance and pump prices set it.
- ERP: depends on where and when you drive.
- Servicing: follow the maker's schedule. On a used car, ask for records and any warranty left.
- Depreciation: the price you pay set against the COE years left.
Summary of yearly costs we can show
For the Defender 90 3.0 75th Limited Edition:
- Road tax: S$2,380.40 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$962.04 a year, with a S$5,000 excess (1 November 2026)
- Insurance, driver aged 65: from S$1,150.26
- Insurance, a car 8 years old: from S$907.07
- Category B COE, October 2026 2nd round: S$131,901
Before you buy: car insurance for the Land Rover Defender 90
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Land Rover Defender 90 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.