The Honda ZR-V is a hybrid SUV made in Japan, sold here in three versions. It draws a broad field of insurers, which gives you plenty to compare. This guide walks through list prices, the COE, road tax and car insurance.
The insurance figures are examples, as of 1 November 2026. They are for one stated driver and one car age. Your own quote depends on your details.
Three versions to pick from
The new-car list read on 2026-10-10 shows the ZR-V as an SUV made in Japan. All three versions are petrol-electric hybrids with a 1,993cc engine:
- ZR-V Hybrid 2.0 e:HEV: 181bhp
- ZR-V Hybrid 2.0 X e:HEV: 184bhp
- ZR-V Hybrid 2.0 Z e:HEV: 184bhp
The quote form carries the same three. The insurance prices below are for the ZR-V 2.0 e:HEV, the version most insurers quote.
What each costs to buy
These prices are as listed on 2026-10-10, each including COE as listed that day:
- Hybrid 2.0 e:HEV: S$231,899
- Hybrid 2.0 X e:HEV: S$245,200
- Hybrid 2.0 Z e:HEV: S$252,700
The gap between them reflects trim. Dealer prices change after COE rounds, so ask for a current figure. Make sure two offers include the same items before you compare them.
A Category B car
With a 1,993cc engine, above 1,600cc, the price page says the ZR-V 2.0 e:HEV needs a Category B COE.
In the October 2026 2nd round, Category B closed at S$131,901. That figure moves every round. The COE page has the latest results.
Road tax each year
For a 1,993cc engine, LTA's formula gives S$1,203.88 a year in road tax, before any age surcharge.
If you keep the car past 10 years, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page shows the formula in full.
What insurers charge
The Honda ZR-V price page prices this profile:
- Car: ZR-V 2.0 e:HEV, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years of driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
11 insurers price it. The lowest premium is S$768.11 a year. The insurer whose lowest plan costs most asks at least S$1,756.94. That is S$988.83 more, or 129% on top. All prices include 9% GST.
8 insurers have no online price for the ZR-V. Even so, the field here is wide.
Watch the excess closely
The excess on this page ranges from S$0 to S$5,000. The lowest premium carries the S$5,000 excess. A plan with a S$750 excess costs S$960.15. The next one up, at S$975.20, carries S$600.
So you can trade a lower premium for a far bigger share of any claim. Compare both figures before you choose. Some prices are estimates, and one low-priced plan covers collision only.
Which changes move the price
The price page shows the lowest price with one detail changed:
- No NCD (0%): S$1,536.24, up S$768.13
- 20% NCD: S$1,228.99, up S$460.88
- Driver aged 27, 3 years' driving, 30% NCD: S$1,589.67, up S$821.56
- Driver aged 65, 20 years' driving, 50% NCD: S$918.40, up S$150.29
- New car, registered this year: S$951.00, up S$182.89, from 10 insurers
- Car 8 years old: S$763.00, down S$5.11
The young driver profile costs most, at 107% above the standard figure. With no NCD, the lowest price doubles.
A brand-new ZR-V costs noticeably more to insure than a 3-year-old one. That matters if you are buying new. An 8-year-old car costs almost the same as the standard case.
These are lowest prices only. Plans further up the list can move by different amounts.
Against similar cars
The price page sets the ZR-V beside six cars with engines near 2.0 litres, for the same driver and car age:
- Lexus NX: S$970.26
- Lexus RX: S$921.75
- Mercedes-Benz E-Class: S$857.06
- BMW 5 Series: S$792.38
- Toyota Voxy: S$763.41
- Toyota Harrier: S$763.00
Their average lowest price is S$844.64. The ZR-V is 9% below that. 2 of the six, the Harrier and the Voxy, are cheaper to insure on these details, both by only a few dollars.
Keep in mind that the ZR-V's lowest figure comes with a high excess. Other Honda models are on the Honda car insurance page.
Running costs you will estimate yourself
These depend on how you use the car:
- Parking: season parking at your HDB block or condo, plus parking at work and around town.
- Petrol: the hybrid system, your mileage and pump prices set the bill.
- ERP: depends on your routes and the time of day.
- Servicing: follow the maker's schedule. Ask what the warranty covers, including hybrid parts, and for how long.
- Depreciation: what the car loses over its COE life, from what you pay to what it later fetches.
Summary of yearly costs we can show
For the Honda ZR-V 2.0 e:HEV, as of 1 November 2026 unless dated otherwise:
- Road tax: S$1,203.88 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$768.11 a year, with a S$5,000 excess on that plan
- Insurance, no NCD: from S$1,536.24
- Insurance, new car: from S$951.00
- Insurance, car 8 years old: from S$763.00
One-off costs for reference: list prices from S$231,899 as listed on 2026-10-10. Category B closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Honda ZR-V
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Honda ZR-V to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.