The Honda Mobilo is not a common sight in Singapore, so its running costs are hard to look up. This guide gathers what the facts show: the COE rule, road tax and what insurers charge.
All insurance prices are examples, as of 1 November 2026. They apply to one stated driver and one car age. Your own quote will depend on your details.
The Mobilo we price
The new-car list has no entry for the Mobilo on sale now. So this guide gives no list price, power figure or body type.
The price page prices the Honda Mobilo 1.5L, with a 1,496cc engine. That is the version most insurers quote. All premiums below are for it.
COE: the power rule
A COE is needed for any car here. For the Mobilo, the price page sets out a two-way rule.
With a 1,496cc engine, the Mobilo 1.5L needs a Category A COE if its power is 97kW (130bhp) or less. If it has more power, it needs a Category B COE.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. Figures change every round. See the COE page for the latest.
Yearly road tax
LTA's formula ties road tax to engine capacity. For 1,496cc, it comes to S$681.90 a year before any age surcharge.
Cars past 10 years pay more:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
If you are buying a used Mobilo, check its registration date. The road tax page works out the figure for your car's age.
What insurers ask for the standard driver
The Honda Mobilo price page uses one profile:
- The car: Honda Mobilo 1.5L, registered 3 years ago, private use, comprehensive cover
- The driver: 40, married, office job, 10 years of driving
- The record: 50% NCD, no claims
- Repairs: authorised workshop, no options
On these details, 5 insurers price it. The lowest premium is S$756.48 a year. The insurer whose lowest plan costs most asks at least S$1,802.59. That gap is S$1,046.11, or 138% on top. All prices include 9% GST.
14 insurers have no online price for the Mobilo. The 5 that do are spread widely, so the choice of insurer counts.
Excess from S$0 to S$3,000
The excess on this page spans S$0 to S$3,000. The lowest premium carries S$1,200. The next two plans carry S$500 and S$600. One plan has no excess, and the dearest carries S$3,000.
So the lowest premium may not cost you least in a year when you claim. Look at the excess and the premium side by side. One price on the page is marked as an estimate.
The details that change the price
The price page shows the lowest price with one change at a time:
- No NCD (0%): S$1,739.91, S$983.43 more
- 20% NCD: S$1,270.90, S$514.42 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,900.64, S$1,144.16 more, from 4 insurers
- Driver aged 65, 20 years' driving, 50% NCD: S$992.71, S$236.23 more, from 4 insurers
- New car, registered this year: S$804.76, S$48.28 more
- Car 8 years old: S$740.38, S$16.10 less
The young driver profile is the costliest. The lowest price rises by 151% for that driver.
No NCD follows close behind, adding S$983.43. A claim can cut your NCD sharply, so that figure shows what one claim might cost over the next renewal.
The older driver pays a moderate amount more, and one fewer insurer prices that profile. Car age barely moves the figure: a new car adds S$48.28, and an 8-year-old car saves S$16.10. These are lowest prices only, and other plans may move differently.
Next to similar cars
The price page lines the Mobilo up with six cars of a similar engine size. Each is priced for the same driver and car age:
- Mercedes-Benz GLB: S$822.26
- BMW X1: S$763.00
- Hyundai Kona: S$763.00
- Mazda 3: S$730.18
- Toyota Corolla Altis: S$713.21
- Toyota Sienta: S$674.30
Their average lowest price is S$744.33. The Mobilo costs 2% more. 3 of the six are cheaper to insure on these details.
In short, the Mobilo sits close to the middle on price. Where it differs is choice. Each of the six draws 10 to 16 insurers, against 5 for the Mobilo. Other Honda models are on the Honda car insurance page.
Costs that come down to you
These depend on your habits:
- Parking: season parking at your HDB block or condo, plus parking at work and elsewhere.
- Petrol: mileage and pump prices.
- ERP: routes and timing.
- Servicing: follow the maker's schedule. For a less common model, ask how readily parts can be found.
- Depreciation: what you pay against the COE years that remain.
Summary of yearly costs we can show
For the Honda Mobilo 1.5L, as of 1 November 2026 unless dated otherwise:
- Road tax: S$681.90 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$756.48 a year
- Insurance, no NCD: from S$1,739.91
- Insurance, driver aged 27: from S$1,900.64
- Insurance, car 8 years old: from S$740.38
COE for reference: S$132,004 for Category A, S$131,901 for Category B, October 2026 2nd round.
Before you buy: car insurance for the Honda Mobilo
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Honda Mobilo to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.