The Honda Elysion Prestige carries a 3.5-litre engine, which puts it at the top end for road tax. Few remain on Singapore roads. If you own one, or a used one has caught your eye, here is what the facts show about its yearly costs.
Insurance prices here are examples, as of 1 November 2026. They cover one stated driver and a car of one age. Your quote will depend on your own details.
The Elysion on our price page
The new-car list has no entry for the Elysion on sale now. So there is no list price, power figure or body type in this guide.
The price page uses the Honda Elysion Prestige 3.5, with a 3,471cc engine. That is the version most insurers quote, and every premium below is for it.
COE: Category B by engine size
An engine this large leaves no doubt about the category. The price page says that at 3,471cc, above 1,600cc, the Elysion Prestige 3.5 needs a Category B COE.
In the October 2026 2nd round, Category B closed at S$131,901. The figure changes every round. The COE page has the latest results.
Road tax: the largest yearly bill here
Road tax climbs steeply with engine size. For 3,471cc, LTA's formula gives S$3,121.74 a year before any age surcharge.
That is more than this car's lowest insurance premium for the standard driver. For many owners, it will be the largest fixed yearly cost.
Older cars pay a surcharge on top:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
On a base this high, each step adds a large sum. Check your car's age carefully. The road tax page works out your figure.
Insuring the Elysion Prestige
The Honda Elysion Prestige price page prices one profile:
- Car: Elysion Prestige 3.5, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years of driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
Only 3 insurers price it. The lowest premium is S$893.75 a year. The dearest of the three asks at least S$1,347.23. That is S$453.48 more, or 51% on top. All prices include 9% GST.
16 insurers have no online price for the Elysion. With so few quotes, a price on your own details matters more.
The excess on the three plans
The excess runs from S$500 to S$1,200 here. The lowest premium carries a S$600 excess. The middle plan carries S$500. The dearest plan carries S$1,200.
So on this page, the lowest premium does not come with the highest excess. That is not always the case on other cars, so it is worth checking each time you compare.
When one detail changes
The price page shows the new lowest price for each change:
- No NCD (0%): S$1,747.18, which is S$853.43 more
- 20% NCD: S$1,398.60, which is S$504.85 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,827.83, which is S$934.08 more
- Driver aged 65, 20 years' driving, 50% NCD: S$976.68, which is S$82.93 more, from 2 insurers
- New car, registered this year: S$920.64, which is S$26.89 more
- Car 8 years old: S$850.70, which is S$43.05 less
The young driver profile costs most, at 105% above the standard price. Losing your NCD comes very close.
For this car, the gap between 50% NCD and none is S$853.43 a year. That shows what a claim-free record is worth.
Car age and an older driver change the price only modestly. Keep in mind these are lowest prices only. The other plans may move by different amounts.
How it compares with other large cars
The price page sets the Elysion beside six cars with large engines, for the same driver and car age:
- Alfa Romeo 166: S$2,897.48
- Audi Roadjet Concept: S$1,524.39
- Audi Q8: S$1,323.18
- Audi S4 Saloon: S$1,209.34
- Audi A8: S$1,092.69
- Audi Q7: S$1,002.60
Their average lowest price is S$1,508.28. The Elysion costs 41% less than that. None of the six is cheaper to insure on these details.
The average is lifted by one car with only 2 insurers pricing it. Even against the lowest of the six, the Elysion still costs less. Other Honda models are on the Honda car insurance page.
What you will pay that we cannot show
These costs depend on you:
- Parking: season parking at your HDB block or condo, and parking at work and elsewhere.
- Petrol: a large engine and your mileage set what you spend.
- ERP: depends on your routes and timing.
- Servicing: follow the maker's schedule. On an older model, ask how easy parts are to source.
- Depreciation: what you pay against the COE years remaining.
Summary of yearly costs we can show
For the Honda Elysion Prestige 3.5, as of 1 November 2026 unless dated otherwise:
- Road tax: S$3,121.74 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$893.75 a year
- Insurance, no NCD: from S$1,747.18
- Insurance, driver aged 27: from S$1,827.83
- Insurance, car 8 years old: from S$850.70
COE for reference: Category B closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Honda Elysion Prestige
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Honda Elysion Prestige to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.