The Chevrolet Matiz is about as small as cars get in Singapore. A 794cc engine means very low road tax. Insurance choice, though, is thin. This guide is for owners and anyone looking at one of the few left on the used market.
The insurance figures are examples for one stated driver, as of 1 November 2026. They show what one profile pays. Your own price depends on your details.
Not sold new any more
The Matiz has no entry on the new-car list on sale now. So this guide gives no list price, power figure or body type.
What our price page does price is the Chevrolet Matiz 0.8 S, with a 794cc engine. All the figures below refer to it.
Which COE category
The price page says the Matiz 0.8 S needs a Category A COE if its power is 97kW (130bhp) or less. If its power is higher, it needs Category B.
The October 2026 2nd round closed at S$132,004 for Category A and S$131,901 for Category B. On a car this old, those numbers matter less than the years left on its current COE. That decides how long you can keep it on the road. The COE page shows recent results.
Road tax: among the lowest
LTA's formula, checked 2026-10-19, gives S$350.72 a year for the 794cc engine. That is before any age surcharge.
The surcharge bands for older cars are:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
A Matiz on the road today is likely to be in one of these bands. Even so, its road tax stays far below that of a typical family car. The road tax page works out other engines.
One insurer, one price
The Chevrolet Matiz price page prices this profile:
- Car: Matiz 0.8 S, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
Just 1 insurer gives an online price: S$599.77 a year, including 9% GST. The excess on that plan is S$1,200.
With a single price there is no spread to compare online. The rest of our panel has no online price for this model. Some insurers may still quote if you ask them directly.
Before you renew, it helps to gather a few details. Have your NCD level, any claims in the past few years and the car's registration date to hand. Ask each insurer for the excess, the workshop terms and any age limit on the car. Written offers are easier to compare than figures given over the phone.
Reading a lone quote
An excess of S$1,200 is twice what many plans for small cars carry. On a low-value car, a claim that costs little more than the excess may not be worth making. Check how the plan handles windscreen damage and what it pays if the car is written off.
The page treats the car as 3 years old so that models can be compared fairly. Real Matiz cars are much older. The figures below show car age changes this price only a little.
When the profile changes
The price page shows the lowest price after one change:
- No NCD: S$1,379.47, S$779.70 more
- 20% NCD: S$1,007.62, S$407.85 more
- Aged 27, 3 years' driving, 30% NCD: S$1,506.90, S$907.13 more
- Aged 65, 20 years' driving: no online price
- Registered this year: S$638.04, S$38.27 more
- 8 years old: S$587.00, S$12.77 less
The younger driver's price is 151% above the standard figure. Without an NCD, the price more than doubles. A driver of 65 finds no online price, so an older owner would need to contact insurers.
A small car does not shield you from these rises. NCD and driver age move the price far more than the car does. Keeping a clean record protects your NCD, and that is where the largest savings on this page come from. A claim can cut the NCD at renewal, so a small repair paid yourself may cost less over time.
Other small cars
The price page compares three similar small cars for the same driver:
- Chery QQ3: S$750.03, from 4 insurers
- Daewoo Matiz: S$525.02, from 1 insurer
- Chevrolet Spark: S$599.77, from 11 insurers
Their average lowest price is S$624.94. The Matiz is 4% below that. One of the three, the Daewoo Matiz, costs less to insure. The Chevrolet Spark matches it, with many more insurers pricing it. The Chevrolet car insurance page lists the brand's other models.
Costs only you can estimate
No single figure fits these:
- Parking: season parking at home, plus work and weekend parking.
- Petrol: a tiny engine helps, but your mileage and pump prices decide it.
- ERP: depends on your routes and timing.
- Upkeep: servicing, tyres, brakes and battery. On a rare older car, ask about parts.
- Depreciation: tied to what you pay and the COE years remaining.
Summary of yearly costs we can show
For the Chevrolet Matiz 0.8 S, 794cc:
- Road tax: S$350.72 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: S$599.77 a year from the one insurer that prices it (as of 1 November 2026)
- Insurance, no NCD: S$1,379.47
- Insurance, car 8 years old: S$587.00
For reference, the October 2026 2nd round COE was S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Chevrolet Matiz
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Chevrolet Matiz to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.