The BMW M235 Gran Coupe is a four-door car with a 2.0 petrol engine and all-wheel drive. Buying one in Singapore means more than the showroom figure. You also commit to a COE, road tax each year and car insurance each year.
This guide sets out what we can show for each. The insurance figures are examples for one stated driver, as of 1 November 2026. Your own premium depends on your details.
The M235 Gran Coupe on the list
The new-car list read on 2026-10-10 shows one version: the M235 Gran Coupe 2.0 xDrive. It has a 1,998cc petrol engine rated at 296bhp. The list puts it under the Sports body type, and it is made in Germany.
Our quote form prices the same 2.0 xDrive. It is the version most insurers quote, so the figures below match the car on sale.
Its listed price
The 2.0 xDrive was S$382,888 as listed on 2026-10-10, with COE included that day. That figure changes after COE rounds. When you collect offers, ask for a breakdown of each so that you compare the same things.
A Category B car
The price page states the rule. With a 1,998cc engine, above 1,600cc, the M235 Gran Coupe needs a Category B COE. That closed at S$131,901 in the October 2026, 2nd round.
Category B moves every round, sometimes by a lot. The COE page shows the latest results.
What road tax adds
Road tax on a petrol car follows engine capacity. For 1,998cc, LTA's formula gives S$1,209.76 a year, before any age surcharge.
Keep the car past 10 years and the surcharge adds:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page can work out any other engine size.
Insurance prices on today's page
The BMW M235 Gran Coupe price page prices one set of details:
- Car: M235 Gran Coupe 2.0 xDrive, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
4 insurers price it, across five plans. The lowest premium is S$1,171.31 a year. The highest insurer's lowest plan is S$5,166.11, which is S$3,994.80 more, or 341% on top. That highest figure is marked as an estimate. Prices include 9% GST.
Set the estimate aside and the field is tighter. Four plans sit between S$1,171.31 and S$1,932.37. One insurer offers two plans, at S$1,171.31 and S$1,548.02.
Fifteen insurers have no online price for the M235 Gran Coupe. That leaves a short list to compare online. Where an insurer shows no figure, a quote on your own details is the way to find out.
Excess, low to high
The excess runs from S$0 to S$3,000. The two lowest premiums carry S$500, and the next carries S$600. One plan carries S$3,000, the largest on the page. The dearest plan, the estimate, carries S$0. A plan with a big excess can look good on premium alone, so read the two together.
Which details move the price
The page shows the lowest price when one detail changes:
- No NCD (0%): S$2,602.91, which is S$1,431.60 more
- 20% NCD: S$2,082.33, S$911.02 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,579.52, S$1,408.21 more
- Driver aged 65, 20 years' driving: S$1,288.13, S$116.82 more
- New car, registered this year: S$1,166.87, S$4.44 less
- Car 8 years old: S$1,186.67, S$15.36 more
No NCD is the biggest change. It lifts the lowest price by 122%. A younger driver with 30% NCD comes out only a little lower.
The car's age barely shifts the figure. A new car is a few dollars cheaper than the standard case, and an 8-year-old car a few dollars dearer. Every case keeps 4 insurers pricing. These are lowest prices only.
Compared with six cars of similar engine size
For the same driver and car age, the price page shows:
- Lexus NX: S$970.26
- Mercedes-Benz GLC: S$925.60
- Lexus RX: S$921.75
- Mercedes-Benz E-Class: S$857.06
- Toyota Voxy: S$763.41
- Toyota Harrier: S$763.00
Their average lowest price is S$866.85. The M235 Gran Coupe costs 35% more, and all 6 are cheaper to insure. Those cars each have 14 or 15 insurers pricing them, so their buyers have more to choose from. The BMW car insurance page covers BMW's other models.
Costs set by how you live
Some costs vary too much from owner to owner for a single figure:
- Petrol: your weekly distance and pump prices.
- Parking: season parking at your HDB block or condo, and at work.
- ERP: depends on which gantries you pass and when.
- Servicing: the maker's schedule, plus tyres and brakes as they wear. Check how long the warranty runs.
- Depreciation: the gap between your purchase price and the value when you sell.
Summary of yearly costs we can show
For the BMW M235 Gran Coupe 2.0 xDrive:
- Road tax: S$1,209.76 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,171.31 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,602.91
- Insurance, driver aged 27 with 30% NCD: from S$2,579.52
- Insurance, car 8 years old: from S$1,186.67
The one-off costs, for reference: S$382,888 as listed on 2026-10-10, and Category B COE at S$131,901 in the October 2026, 2nd round.
Before you buy: car insurance for the BMW M235 Gran Coupe
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the BMW M235 Gran Coupe to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.